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  • ANZ Access Advantage

    • Access Advantage card from ANZ
    • ANZ

    • Visa Debit

    Fees

    Account fee
    $5.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from own-bank ATM, eftpos, cheque, phone, internet, branch withdrawal, branch deposit.
    Network ATM fee
    $0.00
    ATM networks
    ANZ
    Other bank ATM fee
    $0.00
    Over the counter deposit fee
    $0.00
    Over the counter withdrawal fee
    $0.00
    Eftpos fee
    $0.00
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $0.00
    Overseas ATM fees
    $5.00
    Foreign exchange commission
    3.00%

    Rates

    Rates
    Balances from $0: 0.00%pa.
    Balances from $50,000: 0.01%pa.
    Balances from $100,000: 0.02%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Daily atm withdrawal limit
    $1,000.00
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    yes
    Branch access
    yes
    Cheque book
    yes
    BPAY
    yes
    Australia post banking
    no
    Other restrictions
    none
    Other benefits
    Design your ANZ Access card with an image of your choice for free

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00

    About ANZ

    ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.

    How are ANZ bank accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ANZ bank accounts 6.7 Based on 285
    ANZ bank account reviews
    6.1 5.5 6.9 7.8 6.8

    Read ANZ bank account reviews by the Mozo community

    Latest reviews of ANZ Access Advantage

      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Competitive rates and great customer service

          1. Overall customer rating
          2. (Reviewed about 8 hours ago)

        Great customer service, competitive fees and rates, ease of access with telephone banking, internet banking and ATMS located all over Australia. Not that flexible in the matter of what your card can be used for.       Full review 

        Great customer service, competitive fees and rates, ease of access with telephone banking, internet banking and ATMS located all over Australia. Not that flexible in the matter of what your card can be used for.


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        ANZ Access Advantage debit card review by Rachael from Tasmania

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      • ANZ Access Advantage *

        ANZ Student Access Advantage *

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        Ordinary everyday account.

          1. Overall customer rating
          2. (Reviewed about 9 hours ago)

        It's a fairly basic account and the $5 pm give you unlimited withdrawls, internet and EFTPOS transactions. If I didn't have to pay a fee for the same features I'd probably move banks. Seems competitive with other banks but as with all these accou...       Full review 

        It's a fairly basic account and the $5 pm give you unlimited withdrawls, internet and EFTPOS transactions. If I didn't have to pay a fee for the same features I'd probably move banks. Seems competitive with other banks but as with all these accounts they are nothing special and even though called a savings account there is no interest applied to the account to make use of the money within the account. UK bank accounts are far better than Australian accounts.


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        ANZ Access Advantage bank account review by Mike from Queensland

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      • ANZ Access Advantage *

        ANZ Student Access Advantage *

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        Great customer service let down by tech glitches

          1. Overall customer rating
          2. (Reviewed about 10 hours ago)

        Coming from South Africa, I have to say that I am not totally impressed with some of the technical service provided in the back end. The customer side is really good - the people know their products and are very helpful. the bank fees of $5 a ...       Full review 

        Coming from South Africa, I have to say that I am not totally impressed with some of the technical service provided in the back end. The customer side is really good - the people know their products and are very helpful. the bank fees of $5 a month is also attractive - provided you only use ANZ ATMs. BUT I have had an experience where I was paid on a Thursday, but only received my money SIX DAYS LATER! (it was over Easter).


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        ANZ Access Advantage bank account review by Ronald from Queensland

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Great customer service

          1. Overall customer rating
          2. (Reviewed about 10 hours ago)

        Friendly customer service they remember your name and always give a friendly smile to make you feel great.       Full review 

        Friendly customer service they remember your name and always give a friendly smile to make you feel great.


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        ANZ Access Advantage debit card review by Jenene from Western Australia

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Smiling Customers, Smiling Workers!

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Each time I've visited an ANZ branch, the person behind the counter doesn't frown...they do quite the opposite! Great Customer Service isn't enough to define ANZ. They're extremely helpful, but they don't seem to offer many Customer Rewards progra...       Full review 

        Each time I've visited an ANZ branch, the person behind the counter doesn't frown...they do quite the opposite! Great Customer Service isn't enough to define ANZ. They're extremely helpful, but they don't seem to offer many Customer Rewards programs. But I can't complain, if they can put up with me, they're doing a great job!


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        ANZ Access Advantage debit card review by Sandra from Western Australia

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Not worth the effort - look elsewhere

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        I had over $20k milked from my access advantage account and if I hadn't discovered it myself I would currently be knackered. I rang every number on their website from Friday till Tuesday and a bloke in the complaints department had the money back ...       Full review 

        I had over $20k milked from my access advantage account and if I hadn't discovered it myself I would currently be knackered. I rang every number on their website from Friday till Tuesday and a bloke in the complaints department had the money back the next day. The rest were absolutely useless and I still havent heard 6 days later anything other than a letter from a head office yob that my account is overdrawn. They let the money go and didn't even contact me - I think the "Falcon" may have been shot or was on a tea break when the money went missing in several transactions on one day! My emails and faxes have received nothing! Taking my money elsewhere, they do not give a rats backside.


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        ANZ Access Advantage debit card review by John from Queensland

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      • ANZ Access Advantage *

        ANZ Access Advantage *

        * Fees and charges are payable

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        Helpful Products and Easily Accessible.

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        I really like that you have a debit card, but it works as a credit card. Very convenient when trying to pay for items over the internet. I really liked their service when I was organising my travelling oversea's, and have since recommended my mom ...       Full review 

        I really like that you have a debit card, but it works as a credit card. Very convenient when trying to pay for items over the internet. I really liked their service when I was organising my travelling oversea's, and have since recommended my mom to use their services, as she is now travelling overseas.


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        ANZ Access Advantage debit card review by a Mozo reviewer from Queensland

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      • ANZ Access Advantage *

        ANZ Student Access Advantage *

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        good products and excellent customer service

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Have been a customer with ANZ since our marriage in 1961. In all that time, we have received excellent service and advice over a range of products and several branches. E ven now in retirement our satisfaction continues.       Full review 

        Have been a customer with ANZ since our marriage in 1961. In all that time, we have received excellent service and advice over a range of products and several branches. E ven now in retirement our satisfaction continues.


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        ANZ Access Advantage bank account review by Bette from Queensland

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Your basic everyday debit card at it's best.

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        This card is really the basic Visa debit card for those who want a hassle free card with basic extras who just really need a card with Visa and eftpos capability. Fees are fairly small and the card is pretty much their most popular one. I recommen...       Full review 

        This card is really the basic Visa debit card for those who want a hassle free card with basic extras who just really need a card with Visa and eftpos capability. Fees are fairly small and the card is pretty much their most popular one. I recommend this to people who have no large financial obligations, who just use the card for general day to day living expenses and some online shopping. It suited my needs which is a card that is simple and effective, no major fees and a everyday card.


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        ANZ Access Advantage debit card review by Rishil from New South Wales

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Good, reliable and ready!

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        This is an account that just works. You don't have to manage it, work hard at maintaining it. You just need your card, pin number and money. It's simple.       Full review 

        This is an account that just works. You don't have to manage it, work hard at maintaining it. You just need your card, pin number and money. It's simple.


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        ANZ Access Advantage debit card review by Ella from Victoria

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Overall product: Average.

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        Pretty good product but considering how competitive this market is getting (not only with the other big four banks), it is imperative for ANZ to find new ways to improve its product. The fees they charge when using the cards overseas is not really...       Full review 

        Pretty good product but considering how competitive this market is getting (not only with the other big four banks), it is imperative for ANZ to find new ways to improve its product. The fees they charge when using the cards overseas is not really reasonable and there's quite a few hidden fees that comes with this account. I was happy with it for a while until i realise all these cons. I'm now considering moving to another banking institution, probably not as one of the big 4.


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        ANZ Access Advantage debit card review by Jonathan from Western Australia

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Handy for your credit needs

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        This Debit Visa card is great as long as you dont go over $50 debit. If you do you will be charged a daily fee until it has been credited below $50. But if you intend to add credit in a day or so, it can be a handy item to meet your credit needs.       Full review 

        This Debit Visa card is great as long as you dont go over $50 debit. If you do you will be charged a daily fee until it has been credited below $50. But if you intend to add credit in a day or so, it can be a handy item to meet your credit needs.


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        ANZ Access Advantage debit card review by James from South Australia

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Poor follow up

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        I am losing confidence as I made an application for a $500 credit card, only to be knocked back even though the customer service officer advised me at the time that I would not have a problem. I could not understand as I have always had adequate f...       Full review 

        I am losing confidence as I made an application for a $500 credit card, only to be knocked back even though the customer service officer advised me at the time that I would not have a problem. I could not understand as I have always had adequate funds available. I requested that the manager give me a call regarding this and it nos 8 months later!


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        ANZ Access Advantage debit card review by David from Victoria

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Good rates, easy to use, excellent cust. service

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        This product is very easy to use and the customer service as always is first class! I have not had any bad experiences with this product and would happily recommend it to other people       Full review 

        This product is very easy to use and the customer service as always is first class! I have not had any bad experiences with this product and would happily recommend it to other people


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        ANZ Access Advantage debit card review by Paul from Western Australia

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      • ANZ Access Advantage *

        ANZ Student Access Advantage *

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        Great service!!

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        They are over helpful within the branches and on the phone. You are always speaking to people within Australia not overseas call centers.       Full review 

        They are over helpful within the branches and on the phone. You are always speaking to people within Australia not overseas call centers.


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        ANZ Access Advantage bank account review by Kellie from Victoria

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Great communication and excellent cust. service

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        ANZ is so great and easygoing and laid back with no attitude or excuses and really believe in hardship and families.       Full review 

        ANZ is so great and easygoing and laid back with no attitude or excuses and really believe in hardship and families.


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        ANZ Access Advantage debit card review by Paul from Queensland

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        A basic account which should have lower fees

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        ANZ access advantage is a basic account with few features, yet still quite expensive in monthly and overdrawn fees. I would change banks for a cheaper account with a building society or non bank institution.       Full review 

        ANZ access advantage is a basic account with few features, yet still quite expensive in monthly and overdrawn fees. I would change banks for a cheaper account with a building society or non bank institution.


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        ANZ Access Advantage debit card review by Josh from New South Wales

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        No problem with customer service.

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        I have been very happy with the anz until lately. I don't have a mortgage but for the poor people who do your recent acceleration of interest rates really got under my nose. To the extent i actually investigated other banks. i have held my accoun...       Full review 

        I have been very happy with the anz until lately. I don't have a mortgage but for the poor people who do your recent acceleration of interest rates really got under my nose. To the extent i actually investigated other banks. i have held my accounts with ANZ for approximately 18yrs, till now they have had my loyalty but i am still not sure that i can stay that way. i know ANZ are a business but your survival relays on people like me.


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        ANZ Access Advantage debit card review by Shirley from Queensland

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        OK but can't be bothered to change

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Sometimes it takes them 2 or 3 attempts to complete a request when I ask them over the phone. In the branch they are good.       Full review 

        Sometimes it takes them 2 or 3 attempts to complete a request when I ask them over the phone. In the branch they are good.


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        ANZ Access Advantage debit card review by Grant from Victoria

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      • ANZ Access Advantage *

        ANZ Access Advantage *

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        Reliable, efficient & accessible atms and branches

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        I like how reliable, efficient and accessible the atms and branches are, I have never been let down or unable to access my account when I need. Also have sufficient number of Atms around, I can nearly always find one near by.       Full review 

        I like how reliable, efficient and accessible the atms and branches are, I have never been let down or unable to access my account when I need. Also have sufficient number of Atms around, I can nearly always find one near by.


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        ANZ Access Advantage debit card review by Emma from Victoria

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