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  • Citibank Plus Transaction Account

    • Plus Transaction Account card from Citibank
    • Citibank, Westpac, St George, Bank of Melbourne, BankSA

    • Visa Debit

    Citibank Plus Transaction Account Review

    Review published: 31 October 2011

    What's hot:

    • totally fee free domestic and international banking
    • no minimum or ongoing balance requirements
    • free international money transfers

    What's not:

    • account earns no interest

    Mozo snapshot:

    Citibank has really come to the fee free party with its Citibank Plus account. This bank account offers great value whether you want to use your debit card here in Australia or overseas. Pay no monthly account fee, no overseas ATM purchase fees and get fee free ATM withdrawals in Australia within the Citibank ATM network. Plus when you dine at a Citibank Dining program partner restaurant you'll get a free bottle of award-winning wine.

    Key features: The Citibank Plus account comes with a Visa Debit card which is accepted anywhere Visa is accepted. It can be used for instore or online purchases, and for cash withdrawals at ATMs around the globe.

    There is no monthly account fee and it's one of the few travel debit cards which does not have a minimum ongoing balance requirement.

    Funds in the Citibank Plus account can be accessed through online, phone, mobile and Citibank branches and ATMs. In Australia fee free ATM withdrawals can be made through Citibank, Westpac, St George, Bank of Melbourne and Bank SA ATMs.

    If you're an expat or planning on travelling for extended periods the Citibank Plus account lets you transfer money globally to any bank account worldwide for free or to an overseas Citibank account instantly.

    Who it's good for: Gourmands to gourmet travellers who want easy and free access to their money when out enjoying life!

    Any catches? The Citibank Plus account is a great bank account and Visa debit card for fee free banking but like most everyday bank accounts it pays no interest so keep your cash in a high interest linked savings account and transfer money across as needed.

    How are Citibank bank accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank bank accounts 6.8 Based on 8
    Citibank bank account reviews
    6.5 6.1 6.9 6.8 6.8

    Read Citibank bank account reviews by the Mozo community

    Latest reviews of Citibank Plus Transaction Account

      • Citibank Plus Transaction Account *

        * Fees and charges are payable

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        Great custormer service, always happy to assist.

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        There are many rewards at been a client of citybank that makes it worthwhile to bank with them, and I would have no hesitation in recommending them, if you are the type of person who likes to receive rewards just for banking with Citibank       Full review 

        There are many rewards at been a client of citybank that makes it worthwhile to bank with them, and I would have no hesitation in recommending them, if you are the type of person who likes to receive rewards just for banking with Citibank


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        Citibank Plus Transaction Account debit card review by Tena from Victoria

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      • Citibank Plus Transaction Account *

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        fantastic customer service and fantastic products

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        i have recently opened up with Citibank australia have had not one problem customer service always polite always answer my call promptly answers my questions always correct my pension was late going in to my account i ask them to go investiga...       Full review 

        i have recently opened up with Citibank australia have had not one problem customer service always polite always answer my call promptly answers my questions always correct my pension was late going in to my account i ask them to go investigate why its late they did and they called me back when it was deposited into my account lovely bank i give citi bank a+++


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        Citibank Plus Transaction Account debit card review by Sean from Queensland

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      • Citibank Plus Transaction Account *

        * Fees and charges are payable

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        No foreign conversion fee

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Fantastic customer service. No international purchase fee no foreign conversion commission like other banks is 2.5% and 3% Citibank plus transaction account is 0% for foreign overseas purchase and no overseas atm fees free international transf...       Full review 

        Fantastic customer service. No international purchase fee no foreign conversion commission like other banks is 2.5% and 3% Citibank plus transaction account is 0% for foreign overseas purchase and no overseas atm fees free international transfers to other Citibank accounts globally or other international accounts for example thai account kasikorn from Citibank plus account is free of charge


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        Citibank Plus Transaction Account bank account review by Sean from Queensland

        2 people found this review helpful – do you?

        Yes
      • Citibank Plus Transaction Account *

        * Fees and charges are payable

        Show Fees

        Unbelievable savings for international travellers

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        For overseas travel, you receive the daily mid-market rate of the country you are in (fantastic) and are charged no fees for international transactions (awesome). A huge saving for the international traveller, with flexibility and convenience of u...       Full review 

        For overseas travel, you receive the daily mid-market rate of the country you are in (fantastic) and are charged no fees for international transactions (awesome). A huge saving for the international traveller, with flexibility and convenience of using as a "credit" card at terminals overseas.


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        Citibank Plus Transaction Account debit card review by Tony from New South Wales

        3 people found this review helpful – do you?

        Yes

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from own-bank ATM, internet, phone, eftpos, visa debit purchases.
    Network ATM fee
    $0.00
    ATM networks
    Citibank, Westpac, St George, Bank of Melbourne, BankSA
    Other bank ATM fee
    $0.00
    Over the counter deposit fee
    $
    Over the counter withdrawal fee
    $
    Eftpos fee
    $0.00
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $0.00
    Overseas ATM fees
    $0.00
    Foreign exchange commission
    0.00%

    Rates

    Rates
    Balances from $0: 0.00%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Daily atm withdrawal limit
    $1,000.00
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    yes
    Branch access
    yes
    Cheque book
    yes
    BPAY
    yes
    Australia post banking
    yes
    Other restrictions
    none
    Other benefits
    Option of having up to three Citibank Plus Linked Savings Accounts

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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