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  • Commonwealth Bank Complete Access

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    bank accounts

    • BankWest, Commonwealth

    • MasterCard Debit or
      EFTPOS

    Fees

    Account fee
    $6.00
    Account fee waiver
    If monthly deposit of at least $2000
    Free transactions per month
    Unlimited free transactions from internet, phone, EFTPOS, branch withdrawal, branch deposits, network ATM and cheque.
    Network ATM fee
    $0.00
    ATM networks
    BankWest, Commonwealth
    Other bank ATM fee
    $0.00
    Over the counter deposit fee
    $0.00
    Over the counter withdrawal fee
    $0.00
    Eftpos fee
    $0.00
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $0.00
    Overseas ATM fees
    $5.00
    Foreign exchange commission
    3.00%

    Rates

    Rates
    Balances from $0: 0.01%pa.
    Balances from $50,000: 0.05%pa.
    Balances from $100,000: 0.20%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Daily atm withdrawal limit
    $1,000.00
    Eftpos card
    yes
    Mastercard debit card
    yes
    Visa debit card
    no
    Branch access
    yes
    Cheque book
    yes
    BPAY
    yes
    Australia post banking
    yes
    Other restrictions
    none
    Other benefits
    if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00

    About Commonwealth Bank

    The Commonwealth Bank might be one of Australia’s oldest and largest banks, but lately it’s determined to do things differently. The Commonwealth Bank reckons it’s focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank’s wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

    How are Commonwealth Bank bank accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Commonwealth Bank bank accounts 6.8 Based on 579
    Commonwealth Bank bank account reviews
    6.1 5.7 7.0 7.9 7.0

    Read Commonwealth Bank bank account reviews by the Mozo community

    Latest reviews of Commonwealth Bank

      • Commonwealth Bank Complete Access

        Commonwealth Bank Student Smart Access

        Show Fees

        Good communication options and flexibility

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        I have been with Commonwealth since I was in primary school and they helped me open accounts with them. I don't like that this approach has made me and others just continue to be with the same bank throughout life as it is easier then transferring...       Full review 

        I have been with Commonwealth since I was in primary school and they helped me open accounts with them. I don't like that this approach has made me and others just continue to be with the same bank throughout life as it is easier then transferring. I am a part time student and working almost full time hours on very little pay, however I don't receive rewards or less fees on things that I would expect. I do not agree with a $30 fee if my account is overdrawn as this is such a high amount for someone like me. I do like that they offer students fee free accounts and I think the netbank feature of accessing everything in my account online is the best idea I have come across and a lifesaver! Complete access gives good flexibility and means that I can have a number of free savings accounts that do accrue interest. I have found that shopping online is cheaper and a time saving option with my debit card and I am very happy with this as an option of my card. Overall like any bank there are downsides and upsides to each account but overall I am managing my accounts online and through an accesible phone app and working out how to budget as time goes on. The complete access account is worth it, just make sure you tell them all your details involving your money and lifestyle and they will be able to suggest a suitable option which is very helpful.


          1. Price
          1. Features
          1. Service
          1. Convenience
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        Commonwealth Bank bank account review by Caroline from Western Australia

        Was this review helpful?

        Yes
      • Commonwealth Bank Complete Access

        Commonwealth Bank Student Smart Access

        Show Fees

        perfect customer service and outstanding rates

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        Commonwealth Bank have always been extremely helpful no matter how much I have travelled, and the best part is that they are a national bank so travelling over the eastern states is no worries for convenience :)       Full review 

        Commonwealth Bank have always been extremely helpful no matter how much I have travelled, and the best part is that they are a national bank so travelling over the eastern states is no worries for convenience :)


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank bank account review by Shay from Western Australia

        Was this review helpful?

        Yes

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