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  • Community CPS Access Savings Account

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    bank accounts

    • rediATM, NAB

    • Visa Debit or
      EFTPOS

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    $5 free transactions from over the counter withdrawal, eftpos, own-bank ATM, visa debit purchase, cheque, internet, phone; More free transactions for balances over $5000.
    Network ATM fee
    $1.50
    ATM networks
    rediATM, NAB
    Other bank ATM fee
    $0.00
    Over the counter deposit fee
    $0.00
    Over the counter withdrawal fee
    $2.50
    Eftpos fee
    $0.90
    Phone fee
    $0.20
    Internet fee
    $0.20
    Cheque fee
    $0.85
    Overseas ATM fees
    $4.00
    Foreign exchange commission
    2.50%

    Rates

    Rates
    Balances from $0: 0.05%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Daily atm withdrawal limit
    $1,000.00
    Eftpos card
    yes
    Mastercard debit card
    no
    Visa debit card
    yes
    Branch access
    yes
    Cheque book
    yes
    BPAY
    yes
    Australia post banking
    yes
    Other restrictions
    none
    Other benefits
    none

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00

    About Community CPS

    Community CPS is one of Australia’s largest credit unions. Across the ACT, South Australia, regional New South Wales and Western Australia, Community CPS has 36 Personal Financial Centres dedicated to sorting out the finances of its 180,000+ members. Community CPS offers competitive personal loans and savings accounts, home loans to suit first home buyers, refinancers and investors, plus access to the worldwide MasterCard credit card network and more. Other services include telephone and internet banking, Bank@Post, BPAY® and foreign exchange services. In November 2008, Community CPS merged with United Credit Union in WA and now carries on business in WA as United Community. And most recently, in January 2010, Community CPS merged with Companion Credit Union in NSW and now carries on business in NSW as Companion Credit Union.

    How are Community CPS bank accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Community CPS bank accounts 8.9 Based on 11
    Community CPS bank account reviews
    7.3 6.5 8.9 7.9 9.0

    Read Community CPS bank account reviews by the Mozo community

    Latest reviews of Community CPS Access Savings Account

      • ANZ Access Advantage *

        * Fees and charges are payable

        Show Fees

        Could be much Better without the excesive fees

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Too many Fees Just for using your own money such as Bpay, Transfers to other Institutions. to name a couple. However still better than the Banks.       Full review 

        Too many Fees Just for using your own money such as Bpay, Transfers to other Institutions. to name a couple. However still better than the Banks.


          1. Price
          1. Features
          1. Service
          1. Convenience
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        Community CPS Access Savings Account debit card review by Rj from South Australia

        Was this review helpful?

        Yes
      • St.George Express Freedom *

        * Fees and charges are payable

        Show Fees

        Easy to use, basic account. I've had it for years

          1. Overall customer rating
          2. (Reviewed 28 days ago)

        It's a basic everyday use account. No interest, no fees. Easy to use and I like that. I love that I can have the Visa option on my eftpos card. That is the best part.       Full review 

        It's a basic everyday use account. No interest, no fees. Easy to use and I like that. I love that I can have the Visa option on my eftpos card. That is the best part.


          1. Price
          1. Features
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          1. Convenience
          1. Trust
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        Community CPS Access Savings Account bank account review by Tallora from South Australia

        Was this review helpful?

        Yes
      • ANZ Access Advantage *

        * Fees and charges are payable

        Show Fees

        Excellent Customer Service, & trustworthy banking

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The good thing about the Community CPS, is they're not like a normal bank. They connect a lot more with customers on a one-on-one basis. Instead of your fees & charges, they give you a certain amount of usage of your transactions on your account f...       Full review 

        The good thing about the Community CPS, is they're not like a normal bank. They connect a lot more with customers on a one-on-one basis. Instead of your fees & charges, they give you a certain amount of usage of your transactions on your account for a free limit, until you reach that limit you'll be charged for each transaction made. That's the only disadvantage. Overall they're a great bank, would recommend them to family & friends


          1. Price
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        Community CPS Access Savings Account debit card review by Amee from South Australia

        Was this review helpful?

        Yes
      • St.George Express Freedom *

        * Fees and charges are payable

        Show Fees

        Card replacement fee is a deterrent.

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        I haven't shopped around, but I'm disappointed they charge the customer to replace cards. In doing so, they have deterred me from regularly banking with them, so I'm not sure if they have altered their pricing, but I was charged $10 to replace a l...       Full review 

        I haven't shopped around, but I'm disappointed they charge the customer to replace cards. In doing so, they have deterred me from regularly banking with them, so I'm not sure if they have altered their pricing, but I was charged $10 to replace a lost card. Other financial institutions I have dealt, haven't charged for this service.


          1. Price
          1. Features
          1. Service
          1. Convenience
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        Less
        Community CPS Access Savings Account bank account review by Andrew from Australian Capital Territory

        Was this review helpful?

        Yes

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