based on 923 ubank product reviews as rated by Mozo community

ubank bank accounts

ubank is an online bank which is backed by NAB, one of Australia's big four banks. It launched in 2008 with a competitive term deposit product, but has since expanded its range of products to include competitive home loans, savings accounts and bank accounts. In 2022, ubank merged with neobank 86 400, taking on its range of products.


ubank offers the following bank accounts

Rates and fees verified as correct at 29 March 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate  
Bills Account

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay, Osko, BPay, Fitbit Pay

0% p.a.

Spend Account

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay

0% p.a.

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How are ubank bank accounts rated?

Mozo users have rated ubank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
ubank bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

48 Reviews

Recent ubank bank account reviews

ubank Bills Account
Overall 4/10
Too many errors

Too many upgrades

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Too many upgrades

Price
4/10
Features
4/10
Customer service
4/10
Less
Maria, New South Wales, reviewed 10 days ago
ubank Bills Account
Overall 3/10
Bad bank

Not a fan bad customer service had my data stolen and money stolen from my account on more than one occasion

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Not a fan bad customer service had my data stolen and money stolen from my account on more than one occasion

Price
6/10
Features
2/10
Customer service
2/10
Convenience
4/10
Trust
2/10
Less
Jeremy, Queensland, reviewed 9 days ago
ubank Bank Account
Overall 9/10
Really easy and good online banking

Really easy and good online banking, have only had 2 days where I couldn't use online banking in the past year and there was warning given out at least a week before the outage.

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Really easy and good online banking, have only had 2 days where I couldn't use online banking in the past year and there was warning given out at least a week before the outage.

Price
10/10
Features
7/10
Customer service
4/10
Convenience
10/10
Trust
9/10
Less
Cody, Victoria, reviewed 9 days ago
ubank Spend Account
Overall 8/10
Happy with there services highly recommended

I have had nothing but good experiences with my bank from word go they have been very helpful when i needed them so thanks ubank i dont get atm fee or anything

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I have had nothing but good experiences with my bank from word go they have been very helpful when i needed them so thanks ubank i dont get atm fee or anything

Price
9/10
Features
6/10
Customer service
10/10
Convenience
6/10
Trust
9/10
Less
James, Victoria, reviewed 2 months ago
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