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Westpac Choice eAccount

  • account fee

  • atm network

    Westpac, St George, BankSA

  • types of card

    MasterCard Debit or
    EFTPOS

Westpac's overall rating for bank accounts is

6.7

(as rated by the Mozo community)

Fees

Account fee
$3.00
Account fee waiver
none
Free transactions per month
unlimited free transactions from internet, phone, Westpac/St George/BankSA ATMs, eftpos.
Network ATM fee
$0.00
ATM networks
Westpac, St George, BankSA
Other bank ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$3.00
Eftpos fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Cheque fee
$1.00

Rates

Rates
Balances from $0: 0.00%pa
Special Rates
none
Special rate conditions
none

Features

Daily atm withdrawal limit
$1,000.00
Overseas ATM Facilities
yes
Branch access
no
Debit card
yes
Cheque book
yes
BPAY
yes
Australia post banking
no
Salary direct credit facility
yes
Other restrictions
none
Other benefits
none

Other financial bits

Minimum opening deposit
$1.00
Minimum balance
$0.00

This is how the Mozo community has rated Westpac for bank accounts.

Product Type Overall Price Features Service Convenience Trust
Overall 6.7 5.8 5.4 6.8 7.5 6.8
Westpac bank accounts 6.7 1101 REVIEWS 5.8 5.4 6.8 7.5 6.8

Westpac

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.

Some recent reviews of Westpac bank accounts

A Mozo reviewer from New South Wales, a Westpac bank account customer. 3Overall Rating
  Set up in 2003 for internet banking to avoid over cheque fees. Over time, charges started to appear for using internet. In 2006 monthly fee was $3.50.This now runs at $6.50 monthly, now with added charge for every internet transaction. My usage of this account has not varied. How can increased charges be justified? Reviewed about 2 hours ago  
  • 3Pricing
  • 3Product Features
  • 5Customer Service
  • 6Convenience
  • 1Trust
Gina from New South Wales, a Westpac bank account customer. 9Overall Rating
  They are very helpful when you are opening an account and explain things so you understand. Reviewed 14 days ago  
  • 5Pricing
  • 5Product Features
  • 9Customer Service
  • 9Convenience
  • 7Trust
Nadia from Queensland, a Westpac bank account customer. 10Overall Rating
  I'm a pensioner and having this account is really great. I haven't been given overdrawn account fees, late fees or anything really. Plus the staff are really nice at my local branch and if I have any problems, they're very happy to help. Reviewed 14 days ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
A Mozo reviewer from New South Wales, a Westpac bank account customer. 7Overall Rating
  My bank accounts consisted of a cheque account and a savings account on a fixed monthly fee. Last time I went to the branch they told me there is enough money in them to swap to free accounts. I need to go back into the branch to changeover but it wont change the account numbers and will save me $15 a month. A great suggestion very much appreciated. Reviewed 14 days ago  
  • 6Pricing
  • 4Product Features
  • 5Customer Service
  • 10Convenience
  • 8Trust
A Mozo reviewer from Queensland, a Westpac bank account customer. 6Overall Rating
  The ATMs are convenient but the savings account rates are not very good. Reviewed 14 days ago  
  • 6Pricing
  • 5Product Features
  • 5Customer Service
  • 6Convenience
  • 5Trust
 

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