Virgin Money Virgin Car Insurance Comprehensive Cover
Coverage summary
- Agreed or market value
- Agreed or Market
- New car if written off
- Yes - within 1 year of registration
- Personal property cover
- Up to $250 cover when car damaged.
- Windscreen cover
- Covered. Can pay extra premium to reduce windscreen excess.
- Emergency repairs without assessment
- Up to $400
- Emergency towing, transport and accommodation
- $100 per day for travel and accommodation ($300 total)
- Rental car after theft
- Yes - 14 days. Max $1000 total.
- Rental car after accident
- Optional extra
- Cover while using the rental car?
- Not covered
- Trailer or caravan cover
- Up to $500 for trailer only.
- Damage to commercial signage
- Replacement keys
- No
- Baby capsule or seats
- Covered as part of personal property when damaged.
- Modifications
- Covered only if agreed in writing.
- Accidental death cover for driver
- .
Service features
- Roadside assistance
- ($70 extra)
- Choice of repairer
- 24/7 claims service
- Other benefits
- none
- Other restrictions
- none
Discounts and excesses
- Monthly premiums available
- costs extra
- Choice of excess
- $650 - $1,150
- Young driver excess imposed
- $700 for drivers under 21 or $500 under 24. $500 for unlisted drivers. Over 24: $300 if less than 2 years licensed.
- Maximum no claim discount table
| State | Discount | | ACT | not disclosed |
| VIC | not disclosed |
| WA | not disclosed |
| TAS | not disclosed |
| NSW | not disclosed |
| SA | not disclosed |
| QLD | not disclosed |
| NT | not disclosed |
- Maximum no claim discount term
- 5 years
- Online discount
- no
- Multi policy discount
- none
- No claim discount
- Maximum no claim discount is protected for life against no-fault claims, after 2 years having held no claim discount protection already. Others can purchase protection for extra premium.
- Other discounts available
- No Claim Discount, Restricted Drivers Discount
About Virgin Money
Virgin Money differentiates itself with a high focus on customer service and a strong brand. Virgin Money offers a range of financial service products including credit cards, savings accounts and home loans.
Disclaimer
Mozo has obtained all information independently from publicly available sources. Mozo provides links to car insurers as a general service. These links are not necessarily indicative of any affiliation, agreement or endorsement with, or from, any car insurer.
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