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  • Youi Comprehensive Car Insurance

    • costs extra

    • Not Published

    • none

    Coverage summary

    Agreed or market value
    Agreed or Market
    New car if written off
    Yes - within 2 year of registration within 40000 km
    Personal property cover
    $150 per item, up to $750
    Windscreen cover
    Covered. Can pay extra premium to reduce windscreen excess.
    Emergency repairs without assessment
    No
    Emergency towing, transport and accommodation
    $300 (>100km from home)
    Rental car after theft
    Yes
    Rental car after accident
    Optional extra
    Cover while using the rental car?
    Not covered
    Trailer or caravan cover
    optional
    Damage to commercial signage
    Replacement keys
    No
    Baby capsule or seats
    , max $400 per item
    Modifications
    Covered only if agreed in writing.
    Accidental death cover for driver
    .

    Service features

    Roadside assistance
    Choice of repairer
    24/7 claims service
    Other benefits
    none
    Other restrictions
    none

    Discounts and excesses

    Monthly premiums available
    costs extra
    Choice of excess
    $400 - $2,500
    Young driver excess imposed
    $1,000 for listed drivers under 25. $2,000 for unlisted drivers.
    Maximum no claim discount table
    StateDiscount
    TASNone
    SANone
    QLDNone
    ACTNone
    WANone
    VICNone
    NTNone
    NSWNone
    Maximum no claim discount term
    n/a
    Online discount
    none
    Multi policy discount
    none
    No claim discount
    No Claim Discounts unavailable
    Other discounts available
    none

    About Youi

    Youi might be new to Australia, but it is definitely not new to insurance. With more than a decade of insurance expertise, particularly in South Africa, Youi seeks to distinguish itself by delivering quality Home and Car insurance products to its customers in a professional, cost-effective manner, with the convenience and security of its online website. Its office is currently located at 48 School Road, Maroochydore, QLD.

    How is Youi car insurance rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Youi car insurance 8.6 Based on 50
    Youi car insurance reviews
    8.6 8.0 8.8 8.2 8.2

    Read Youi car insurance reviews by the Mozo community

    Latest reviews of Youi Comprehensive Car Insurance

      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Cheaper than others and genuinely friendly service

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        In my experience thus far, Youi are cheaper than the major insurers and I found their customer service when signing up to be helpful, personable and efficient.       Full review 

        In my experience thus far, Youi are cheaper than the major insurers and I found their customer service when signing up to be helpful, personable and efficient.


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        Youi Comprehensive Car Insurance car insurance review by Natalie from New South Wales

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Excellent

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        As yet I have to make a claim as a pensioner I am only able to cover myself to damage to other vehicles. I think my Honda will last as long as me. So if the car goes to God I will probably be in it. Otherwise Youi have been fantastic to me.       Full review 

        As yet I have to make a claim as a pensioner I am only able to cover myself to damage to other vehicles. I think my Honda will last as long as me. So if the car goes to God I will probably be in it. Otherwise Youi have been fantastic to me.


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        Youi Comprehensive Car Insurance car insurance review by Jacqualine from Victoria

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Fantastic service and negotiable premiums

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        They are fantastic for their competitive prices and level of customer service, however I made a claim and I'm not 100% happy with the repairer's work. I'm currently in the process of resolving this issue. I would still definitely recommend Youi! M...       Full review 

        They are fantastic for their competitive prices and level of customer service, however I made a claim and I'm not 100% happy with the repairer's work. I'm currently in the process of resolving this issue. I would still definitely recommend Youi! My renewal came up and it was slightly higher, so I called them and they brought it back down again and increased the level of coverage, what more could I ask for!


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        Youi Comprehensive Car Insurance car insurance review by Tyneal from Queensland

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        Yes
      • Youi Comprehensive Car Insurance *

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          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Competitive and helpful staff.

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Youi make insurance simple. Staff are very helpful and friendly. You only pay for what you need and this makes them very competitive for price.       Full review 

        Youi make insurance simple. Staff are very helpful and friendly. You only pay for what you need and this makes them very competitive for price.


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        Youi Comprehensive Car Insurance car insurance review by Leanne from New South Wales

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Excellent customer service.

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Could not do enough for me, very helpful and explained all the information and I did not have to ask about what I was getting. The best value for money and 15% cheaper than any body else could offer.       Full review 

        Could not do enough for me, very helpful and explained all the information and I did not have to ask about what I was getting. The best value for money and 15% cheaper than any body else could offer.


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        Youi Comprehensive Car Insurance car insurance review by Phill from Victoria

        Was this review helpful?

        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Youi! all about YOU!

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Youi is all about You, what YOU need, what YOU want and how YOU want it all at a price that YOU can afford, why would YOU go anywhere else!       Full review 

        Youi is all about You, what YOU need, what YOU want and how YOU want it all at a price that YOU can afford, why would YOU go anywhere else!


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        Youi Comprehensive Car Insurance car insurance review by Pamela from Victoria

        Was this review helpful?

        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Competitive premiums may not outweigh the cons

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Con; it takes lots of follow up on the insurance company when it's time for them to pay! Be aware that you will have to work a little to get what you want, and receiving your money back may require a law degree. Also don't tell you EVERYTHING up...       Full review 

        Con; it takes lots of follow up on the insurance company when it's time for them to pay! Be aware that you will have to work a little to get what you want, and receiving your money back may require a law degree. Also don't tell you EVERYTHING up front. Pro; relatively quick in returning messages and emails...and good at taking your money.


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        Youi Comprehensive Car Insurance car insurance review by Alicia from Victoria

        Was this review helpful?

        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Apply online but also feel free to phone

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Aside from applying online, customers can still ring Youi with whatever questions or concerns they have. I have done this myself several times and spoken to a very helpful and professional person who has put my mind at ease.       Full review 

        Aside from applying online, customers can still ring Youi with whatever questions or concerns they have. I have done this myself several times and spoken to a very helpful and professional person who has put my mind at ease.


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        Youi Comprehensive Car Insurance car insurance review by Angela from Victoria

        Was this review helpful?

        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Great price much cheaper than anyone else

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Youi insurance is the best price I have been able to get. They ask a lot of questions which they are able to adapt to your policy. They gave discount for having two or more policies with them. The customer service is great and I would recommend th...       Full review 

        Youi insurance is the best price I have been able to get. They ask a lot of questions which they are able to adapt to your policy. They gave discount for having two or more policies with them. The customer service is great and I would recommend them to everyone.


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        Youi Comprehensive Car Insurance car insurance review by Carol from New South Wales

        Was this review helpful?

        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        I'd recommend Youi to everyone!

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        After shopping around on the internet and numerous phone calls and quotes I found that Youi had the best insurance for my needs and at a cost miles below the nearest competitor,and their customer service was fantastic!!! I'd Recommend Youi to anyone!       Full review 

        After shopping around on the internet and numerous phone calls and quotes I found that Youi had the best insurance for my needs and at a cost miles below the nearest competitor,and their customer service was fantastic!!! I'd Recommend Youi to anyone!


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        Youi Comprehensive Car Insurance car insurance review by Stephen from Queensland

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Excellent price and great customer service

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Great price and excellent customer service. You'll spend a while on the phone but I saved nearly $2000 on my annual premium. Coverage seems the same as Suncorp, MV excess is similar but house and contents excess is slightly higher ($575 vs $300)       Full review 

        Great price and excellent customer service. You'll spend a while on the phone but I saved nearly $2000 on my annual premium. Coverage seems the same as Suncorp, MV excess is similar but house and contents excess is slightly higher ($575 vs $300)


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        Youi Comprehensive Car Insurance car insurance review by Anita from Queensland

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Very competitive, great customer service

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        Youi take the time to better understand the risks and properly price the policy so you don't end up paying for other peoples mistakes. They are helpful without being pushy.       Full review 

        Youi take the time to better understand the risks and properly price the policy so you don't end up paying for other peoples mistakes. They are helpful without being pushy.


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        Youi Comprehensive Car Insurance car insurance review by Joe from Australian Capital Territory

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Great cover, best prices, awesome customer service

          1. Overall customer rating
          2. (Reviewed 14 days ago)

        They took the time to find out how I was going to be using my car and managed to give me a very big discount compared to what I was paying with a different insurer!       Full review 

        They took the time to find out how I was going to be using my car and managed to give me a very big discount compared to what I was paying with a different insurer!


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        Youi Comprehensive Car Insurance car insurance review by Josateki from New South Wales

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Excellent service and competitive rates.

          1. Overall customer rating
          2. (Reviewed 15 days ago)

        When I was searching for quotes Youi came out on top - service, followup, pricing, level of cover and disclosure. Very happy with the outcome.       Full review 

        When I was searching for quotes Youi came out on top - service, followup, pricing, level of cover and disclosure. Very happy with the outcome.


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        Youi Comprehensive Car Insurance car insurance review by Steve from Victoria

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Insurance that suits your individual needs

          1. Overall customer rating
          2. (Reviewed 15 days ago)

        This insurer met all needs both in terms of competitive rates and payment options. After a particularly high increase in our previous insurance policy we shopped around and weighed up the pros and cons between different insurance companies and we...       Full review 

        This insurer met all needs both in terms of competitive rates and payment options. After a particularly high increase in our previous insurance policy we shopped around and weighed up the pros and cons between different insurance companies and were satisfied we are getting the best deal to suit our needs.


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        Youi Comprehensive Car Insurance car insurance review by a Mozo reviewer from Queensland

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Friendly people professional services

          1. Overall customer rating
          2. (Reviewed 15 days ago)

        Customer service Guys are very helpful, they offer /apply various discounts in order to match a better deal then what have been quoted by other's. No hidden points.       Full review 

        Customer service Guys are very helpful, they offer /apply various discounts in order to match a better deal then what have been quoted by other's. No hidden points.


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        Youi Comprehensive Car Insurance car insurance review by K from New South Wales

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Great rates that put you in the the drivers seat

          1. Overall customer rating
          2. (Reviewed 16 days ago)

        Loved the Australian customer service when shopping around for new rate. The thing I most like is that I can add details to my policy online....for once I feel like I am truly in the driver's seat when it comes to insurance. Oh, and did I mention ...       Full review 

        Loved the Australian customer service when shopping around for new rate. The thing I most like is that I can add details to my policy online....for once I feel like I am truly in the driver's seat when it comes to insurance. Oh, and did I mention the generous rate and benefits?


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        Youi Comprehensive Car Insurance car insurance review by Lyn from Victoria

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        great happy customer service and great premiums

          1. Overall customer rating
          2. (Reviewed 16 days ago)

        I love youi insurance because they asked a lot of questions and realised that being a stay at home mum means that majority of the time your car is safe and sound in your garage..so my premium for my car is a lot less than any other insurer that we...       Full review 

        I love youi insurance because they asked a lot of questions and realised that being a stay at home mum means that majority of the time your car is safe and sound in your garage..so my premium for my car is a lot less than any other insurer that we contacted


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        Youi Comprehensive Car Insurance car insurance review by Peta from Queensland

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      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Fast & Friendly Service, Competitive premiums

          1. Overall customer rating
          2. (Reviewed 16 days ago)

        Fast and friendly service, they even contact YOU if you havent gotten back to them. No oversell, just polite and friendly people making it easy to choose your insurance.       Full review 

        Fast and friendly service, they even contact YOU if you havent gotten back to them. No oversell, just polite and friendly people making it easy to choose your insurance.


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        Youi Comprehensive Car Insurance car insurance review by Simmy from New South Wales

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        Yes
      • Youi Comprehensive Car Insurance *

        • Not Published

          maximum no claim discount

        • none

          online discount

        * Fees and charges are payable

        Show policy info

        Competitive premiums and great coverage.

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The chepeast car Insurance I could get for all my needs. After comparing several others found this one is cheapest, so much so I took this Insurance for my building and contents as well. Also recommended to all my friends.       Full review 

        The chepeast car Insurance I could get for all my needs. After comparing several others found this one is cheapest, so much so I took this Insurance for my building and contents as well. Also recommended to all my friends.


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        Youi Comprehensive Car Insurance car insurance review by John from Victoria

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