Car loan tips and tricks

Finding a car is plenty exhausting enough without having to do your head in over auto financing. All car dealers will be only too happy to help here, offering quick, unthinking loans while you sit in your shiny ride and fiddle with the new buttons.

Mozo car loan tip # 1. Car dealer finance is convenient, but potentially expensive. And paying thousands of dollars more than you need to is decidedly inconvenient. Shop around for auto financing even before hitting the dealers.

• Mozo's ultra-speedy car loan comparison will zip you straight to the auto finance deals.

Mozo car loan tip # 2. Dealer finance is more complicated than the intoxicating headline rate. Get all the numbers - including any upfront or ongoing fees and conditions - and plug them into Mozo's car loan comparison calculator, to see if it competes with the deal you found from your ultra-speedy search.

Mozo car loan tip #3. Dealers can spring brief deals on you - a low price on the car for one day only. Get your auto finances ready beforehand, so you don't give in to a dud loan.

Remember: a toxic car loan can cost much more than a reduction in sticker price.