(as rated by the Mozo community)
| Product | Interest Rate (min) | Comparison Rate* | Estimated Monthly Repayment | Total Cost Over Life of Loan |
|---|---|---|---|---|
| Car Loan (Fixed) | 11.20% | 11.48% | $328 | $2,030 |
| Car Loan (Variable) | 10.60% | 10.87% | $325 | $1,928 |
| Car Loan (Fixed) | 10.49% | 10.76% | $325 | $1,909 |
| Car Loan (Variable) | 9.75% | 10.02% | $321 | $1,784 |
| Car Loan (Fixed) | 8.76% | 9.03% | $317 | $1,618 |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Australian Central is one of Australia’s largest credit unions with more than 350,000 members nationwide and over 25 Australian Central Banking and Advice Centres throughout South Australia, the Northern Territory and Western Australia. Australian Central deals in everything from personal loans and home loans
to credit cards and savings accounts, with convenient 24 hour, seven day a week customer service. Australian Central has entered an exciting new era through our merger with another successful credit union, Savings & Loans, which came into effect on 1 December 2009 following member approval in November.
| Andrew from South Australia, an Australian Central car loan customer. | 2Overall Rating | ||
| Just the hassle of getting the loan. Reviewed 21 days ago |
|
| Cheryl from South Australia, an Australian Central car loan customer. | 9Overall Rating | ||
| Have been with them for over 20 years, and always feel confident when applying for a Loan with Australian Central. Reviewed 7 months ago |
|
| Donna from South Australia, an Australian Central car loan customer. | 10Overall Rating | ||
| The interest rate was the best we could find, redraw facility is excellent, but the best part about dealing with Australian Central is Julie at the Golden Grove branch, she has fantastic customer service, kept us updated through the process - she is fantastic at her job! Reviewed 8 months ago |
|
| Piotr from South Australia, an Australian Central car loan customer. | 10Overall Rating | ||
| The credit union has been more than helpful. Encouraging me to keep up payments on my car loan, last year with friendly personal reminders. I now have a direct contact number to the loans officer. Reviewed about 1 year ago |
|
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Australian Central credit cards | 7.2 14 REVIEWS | 6.4 | 6.1 | 6.9 | 7.2 | 6.8 |
| Australian Central savings accounts | 7.3 54 REVIEWS | 6.0 | 5.7 | 8.1 | 7.3 | 7.7 |
| Australian Central home loans | 5.9 13 REVIEWS | 6.5 | 6.0 | 5.8 | 7.2 | 6.7 |
| Australian Central personal loans | 7.9 8 REVIEWS | 6.9 | 5.8 | 7.0 | 7.9 | 7.4 |
| Australian Central bank accounts | 7.6 14 REVIEWS | 6.2 | 6.0 | 7.4 | 6.6 | 7.8 |
| Australian Central term deposits | 7.3 3 REVIEWS | 6.7 | 3.0 | 6.7 | 7.0 | 8.3 |
With so many different car loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right car loan choice. You can find and compare Australian Central car loans with Mozo or check out these other providers.
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