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IMBFrom small beginnings as a mutual building society serving the Illawarra region of NSW, IMB has grown to become one of Australia’s largest building societies with branches in NSW, ACT and Melbourne and customers around mainland Australia. With years and years of experience (they started in 1880!), IMB has the know-how to lead you down the sometimes overwhelming financial path. IMB’s products include home loans for investors, first home buyers and refinancers, savings accounts and bank accounts for everyday use, low rate credit cards and personal loans. |
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|---|---|---|
| IMB Personal Loan - New Car (Fixed) | ||
| Overall Customer Rating | 9.2BASED ON 4 REVIEWS |
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| Price Rating | 9.0 | |
| Features Rating | 8.0 | |
| Service Rating | 9.8 | |
| Convenience Rating | 10.0 | |
| Trust Rating | 9.5 | |
| What next? |
| IMB Personal Loan - New Car (Fixed) | ||
| Rate Types | Fixed | |
| Intro Interest Rate | ||
| Intro Rate Term | ||
| Variable Rate | ||
| Comparison Rate* | 9.08% | |
| Fixed 1 Year Rate | 8.90% | |
| Fixed 2 Year Rate | 8.90% | |
| Fixed 3 Year Rate | 8.90% | |
| Fixed 4 Year Rate | 8.90% | |
| Fixed 5 Year Rate | 8.90% | |
| Fixed 6 Year Rate | ||
| Fixed 7 Year Rate | ||
| Minimum Rate | 8.90% | |
| Maximum Rate | 8.90% | |
| What next? |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rate displayed is for $30,000 over 5 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| IMB Personal Loan - New Car (Fixed) | ||
| Application Fee | $125.00 | |
| Encumberance Revvs Fee | ||
| Entry Fee | $0.00 | |
| Service Fee | $0.00 | |
| Transaction Fee | ||
| Late Payment Fee | $25.00 | |
| Exit Fee | $0.00 | |
| Early Repayment Penalty | 0.0 | |
| What next? |
| IMB Personal Loan - New Car (Fixed) | ||
| Minimum Loan Amount | $2,000.00 | |
| Maximum Loan Amount | $50,000.00 | |
| Minimum Loan Term | 1 Year | |
| Maximum Loan Term | 5 Years | |
| Repayment Types | ||
| Security Type | Vehicle | |
| What next? |
| IMB Personal Loan - New Car (Fixed) | ||
| Repayment Options | Weekly, fortnightly, monthly | |
| Extra Repayments Allowed | yes | |
| Redraw Allowed | no | |
| Other Restrictions | $125 fee if paid out in first year | |
| Other Benefits | ||
| What next? |
Overall Rating
9Pricing
7Product Features
8Customer Service
7Convenience
9Trust
9I did my research and went with a credit union. Interest rate was good but the extra payments with penalty option was key. Living in Canberra, IMB were very local and had numerous branches. Only wish that I had gone into one and not called - what I didn't know is that if you get a loan via the call centre they own the loan, so to speak. It means my local branch had to defer to them; no one explained this to me at the time I signed up. As an added bonus the branch staff directed me to balance transfer my then credit card to an IMB branded Citibank Mastercard with 0% for the life of the card! – David from Australian Capital Territory, an IMB car loan customer. Reviewed about 1 month ago
See all IMB car loan reviews
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