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Victoria Teachers Credit Union New Car Loan (Variable)

  • rate

    9.35 %
  • comparison rate

    9.38%

  • ongoing fee

  • upfront fee

    $20

Victoria Teachers Credit Union's overall rating for car loans is

8.0

(as rated by the Mozo community)

Rates

Rate types
Variable
Intro interest rate
none
Intro rate term
none
Variable rate
9.35%
Comparison Rate*
9.38%
Fixed 1 year rate
none
Fixed 2 year rate
none
Fixed 3 year rate
none
Fixed 4 year rate
none
Fixed 5 year rate
none
Fixed 6 year rate
none
Fixed 7 year rate
none
Minimum rate
9.35%
Maximum rate
9.35%

Features

Repayment options
Weekly, Fortnightly, Monthly
Extra repayments allowed
Yes
Redraw allowed
Yes
Other restrictions
Minimum Redraw of $500
Other benefits
none

Fees

Application fee
$20.00
Encumberance revvs fee
none
Entry fee
none
Service fee
none
Transaction fee
none
Late payment fee
$20.00
Exit fee
none
Early repayment penalty
none

Other financial bits

Minimum loan amount
$10,000.00
Maximum loan amount
none
Minimum loan term
none
Maximum loan term
9 Years
Repayment types
none
Security type
Vehicle

This is how the Mozo community has rated Victoria Teachers Credit Union for car loans.

Product Type Overall Price Features Service Convenience Trust

Victoria Teachers Credit Union

When Victoria Teachers Credit Union started in 1972, they had 48 Members and $480 in start-up capital. Today, they have more than 80,000 Members and over $1 billion in assets. The founding Members of Victoria Teachers Credit Union were educators who wanted to create a better economic life for people working in education, as well as their families. Their goals were to provide superior service, a fair deal, and a strong, secure organisation that puts its Members first. Today VTCU offers a wide range of deposit accounts, home and personal loans

Some recent reviews of Victoria Teachers Credit Union car loans

Brooke from Victoria, a Victoria Teachers Credit Union car loan customer. 8Overall Rating
  Very friendly service and quick processing of loan. Reviewed 7 months ago  
  • 7Pricing
  • 7Product Features
  • 9Customer Service
  • 8Convenience
  • 8Trust
David from New South Wales, a Victoria Teachers Credit Union car loan customer. 10Overall Rating
  Started with a competitive car loan and I've never looked back with VTCU. A very good value institution - simple to deal with and their insurance offers are a nice discount on market rate. Reviewed 11 months ago  
  • 10Pricing
  • 8Product Features
  • 10Customer Service
  • 8Convenience
  • 10Trust
 

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