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  • ANZ First

    • First card from ANZ
    • 19.24%

    • 0.00% for 3 months

    • $30.00

    • 44

    Rates

    Purchase rate
    19.24%
    Intro purchase rate
    0.00% for 3 months
    Balance transfer rate
    0.00% for 3 months
    Balance transfer term
    3 Months
    Balance transfer revert to cash
    none
    Cash advance rate
    20.99%
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $30.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $0.00
    Late payment fee
    $20.00
    Overlimit fee
    $20.00
    Cash advance fee
    $2%
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $0.00
    Transaction verification fee
    $0.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    3
    Other restrictions
    none
    Other benefits
    Annual fee discounted to $26 if linked to ANZ Access Account. 0% for 3 months introductory rate offer ends 31/12/2011.

    About ANZ

    ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.

    How are ANZ credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ANZ credit cards 6.5 Based on 720
    ANZ credit card reviews
    5.7 6.0 6.5 7.4 6.8

    Read ANZ credit card reviews by the Mozo community

    Latest reviews of ANZ

      • ANZ First

        ANZ Low Rate

        Show Rates

        Great customer service quite good rates

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Every time I had a problem it was easily fixed. I can speak to a real person and I actually am able to understand that person. When I ring the 1300 number I've never waited more than 5 minutes.       Full review 

        Every time I had a problem it was easily fixed. I can speak to a real person and I actually am able to understand that person. When I ring the 1300 number I've never waited more than 5 minutes.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ credit card review by Margit from Victoria

        Was this review helpful?

        Yes
      • ANZ First

        ANZ Low Rate

        Show Rates

        Great friendly service.

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I have been with this bank for over 50 years and never had a problem. Any fees have been reasonable and acceptable, and service is first class.       Full review 

        I have been with this bank for over 50 years and never had a problem. Any fees have been reasonable and acceptable, and service is first class.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ credit card review by Marlene from South Australia

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        Yes
      • ANZ First

        ANZ Low Rate

        Show Rates

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        Disappointed with rates being charged now.       Full review 

        Disappointed with rates being charged now.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ credit card review by a Mozo reviewer from Victoria

        Was this review helpful?

        Yes

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