
19.89%
$295.00
55
(how did we do it? find out...)
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| ANZ credit cards |
6.5
Based on 783 ANZ credit card reviews |
5.6 | 5.9 | 6.5 | 7.5 | 6.7 |
Read ANZ credit card reviews by the Mozo community
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Great card, well worth it for travellers.
This is a fantastic card with some great benefits, particularly for international travellers with the insurance and frequent flyer points. It's a bit annoying having 2 cards, but the extra points on the AMEX is great, I just wish I could get thos... Full review
This is a fantastic card with some great benefits, particularly for international travellers with the insurance and frequent flyer points. It's a bit annoying having 2 cards, but the extra points on the AMEX is great, I just wish I could get those points on the Visa and not need a second card. Customer services from ANZ for this card is great, they've helped me out quickly with a few things and while they did make some mistakes, they more than made up for it with some extra benefits to apologise.
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Good reward system
It's pretty good as I use my card for all purchases, the only catch is the annual fee, it sucks but I have taken advantage of the points for flights and this has worked extremely well, off to the Gold coast in early June. Full review
It's pretty good as I use my card for all purchases, the only catch is the annual fee, it sucks but I have taken advantage of the points for flights and this has worked extremely well, off to the Gold coast in early June.
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Great staff & good service
I'm not sure if it this ANZ fault, I actually think VISA is the culprit. Their Platinum Card has some benefits such as travel insurance BUT points earned are halved ie, one must spend $2 to earn one point on the frequent flyer program. It is expen... Full review
I'm not sure if it this ANZ fault, I actually think VISA is the culprit. Their Platinum Card has some benefits such as travel insurance BUT points earned are halved ie, one must spend $2 to earn one point on the frequent flyer program. It is expensive enough to have the card with its benefits but to reduce its value is terrible.
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Can use worldwide with superb customer service.
I love this credit cards, the points I gain and the superb customer service I receive when eve I have to contact them. I have no complaints about this product at all and would not hesitate to recommend it to anyone. Full review
I love this credit cards, the points I gain and the superb customer service I receive when eve I have to contact them. I have no complaints about this product at all and would not hesitate to recommend it to anyone.
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Good services and opportunities for award points
I love the points and the combination of both Visa and American express means the opportunities to earn points increases. I would recommend this product. Full review
I love the points and the combination of both Visa and American express means the opportunities to earn points increases. I would recommend this product.
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WARNING: ANZ has no protection to card holders.
NEVER use ANZ credit card again, there is no protecting to the card holder. You can only dispute a transaction for 75 days from the day you purchased, but all other bank allows you to dispute transactions for 460 days. Recently, I need to disp... Full review
NEVER use ANZ credit card again, there is no protecting to the card holder. You can only dispute a transaction for 75 days from the day you purchased, but all other bank allows you to dispute transactions for 460 days. Recently, I need to dispute a transaction which is about 10 months, because the merchant did not delivery the products as they promised after a long time. When I tried to dispute the transaction through ANZ, they claimed that they cannot help for the dispute because it is more 75 days. However, I am also a merchant myself and we already received a chargeback from our customer for transactions more than 12 months some times even 2 years, the bank still disputed the charges. Then I call NAB and ask them what's their terms and condition for the dispute, they clearly told me that the card holder can dispute transactions up to 460 days and all bank should govern by the same rules from Visa and MasterCard. However, ANZ has their own stupid rules that give card holders not protection. So, if you currently have a ANZ credit card or want to get a ANZ credit card, please think it again. Do NOT use ANZ credit card again.
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poor value for money
The longer I have the card, the more I realise I am not getting value for money taking into account annual fee etc. Full review
The longer I have the card, the more I realise I am not getting value for money taking into account annual fee etc.
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Best banking app for your phone
The rewards have changes over time which is a pity. However they have a great app for the phone which I use. It's very easy now. Cheers Full review
The rewards have changes over time which is a pity. However they have a great app for the phone which I use. It's very easy now. Cheers
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Very friendly branch staff, pleasure to visit them
Nobody trusts a Bank, they just want your money! This Credit Card scheme has proven to reward and save me money.. Good Job ANZ ! Full review
Nobody trusts a Bank, they just want your money! This Credit Card scheme has proven to reward and save me money.. Good Job ANZ !
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Great point earning potential and bonuses!
The ANZ Frequent Flyer Platinum offers a good ratio of Qantas Frequent Flyer versus dollars spent and your earning potential is uncapped. There are also some great benefits such as 12 months extended warranty on any item purchased with your credit... Full review
The ANZ Frequent Flyer Platinum offers a good ratio of Qantas Frequent Flyer versus dollars spent and your earning potential is uncapped. There are also some great benefits such as 12 months extended warranty on any item purchased with your credit card, 3 months insurance and there is also a price protection policy should you find the same item cheaper elsewhere. This is a great credit card if you love earning points and pay your balance in full every month. It is not so great if you are one to rack up a huge credit card debt and pay it off slowly as the interest rate is quite high. In summary, this is a credit card for a rewards junky and not your average shopaholic!
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Earning Qantas points is brillant
Great card ability to earn lots of qantas points. Full review
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Rewards at least compensate us for fees & charges.
Really just another bank. Signed up because of the Breakfree package which included the credit card reward system. Their fees and charges are on par with other banks, but at least the Breakfree package gives us a discount on our mortgages. The ... Full review
Really just another bank. Signed up because of the Breakfree package which included the credit card reward system. Their fees and charges are on par with other banks, but at least the Breakfree package gives us a discount on our mortgages. The rewards are usable and easy to claim - giving us a genuinely free $500 of fuel (roughly) per annum
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Rates could be better
I like my ANZ credit card as it give me frequent flyer points when I purchase goods and is linked to Woolworths rewards so I get extra points for shopping at Woollies & Big W Full review
I like my ANZ credit card as it give me frequent flyer points when I purchase goods and is linked to Woolworths rewards so I get extra points for shopping at Woollies & Big W
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