
13.39%
0.00% for 3 months
$58.00
55
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| ANZ credit cards |
6.5
Based on 783 ANZ credit card reviews |
5.6 | 5.9 | 6.5 | 7.5 | 6.7 |
Read ANZ credit card reviews by the Mozo community
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Slack customer service. High fees.
Very disappointed with this product. Initially they had quite competitive interest rates which is important in a credit card. However the customer service is no good. Unhelpful, unsupportive, strict. Everything you don't want in customer service. ... Full review
Very disappointed with this product. Initially they had quite competitive interest rates which is important in a credit card. However the customer service is no good. Unhelpful, unsupportive, strict. Everything you don't want in customer service. Quite disappointed to be honest. Fees are also just ridiculous. If payment is one day late a fee almost as big as our monthly payment is added on. So hard to keep ontop of when we rely on one income and wage sometimes comes a little later than when credit card payment is due.
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Fantastic service; great rates
Great service by anz, explained everything, very easy to use. Full review
Great service by anz, explained everything, very easy to use.
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Low interest with the valuable pay pass!
ANZ mastercard is the best with lower interest rates than the rest! with minimal fees that are low with the additional pay pass feature that makes shopping easy on the go! Full review
ANZ mastercard is the best with lower interest rates than the rest! with minimal fees that are low with the additional pay pass feature that makes shopping easy on the go!
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Good interest rate for purchases.
Not a bad credit card with a reasonable interest rate attached for purchases, higher of course for cash advances. Like all banks and cards though, you will be contacted the minute you miss a payment or go over your limit. Full review
Not a bad credit card with a reasonable interest rate attached for purchases, higher of course for cash advances. Like all banks and cards though, you will be contacted the minute you miss a payment or go over your limit.
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Good Rates
Always review Annual fees in comparison with monthly fees, this way you will be using your card efficiently and the advantage is yours...not the banks. Full review
Always review Annual fees in comparison with monthly fees, this way you will be using your card efficiently and the advantage is yours...not the banks.
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Customer service all depends on who serves you!!
The only reason i got a good interest rate was because i was going to leave ANZ and go somewhere else. I had to go into the bank to close my account before they did anything. It seems the staff help people differently - the person on the phone whe... Full review
The only reason i got a good interest rate was because i was going to leave ANZ and go somewhere else. I had to go into the bank to close my account before they did anything. It seems the staff help people differently - the person on the phone when ringing up about a lower rate wouldn't help me (even though i have been with ANZ for over 25 years), the person at the bank did help and gave me a lower interest rate.
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Greedy
It started off as 'low rate' but has steadily increased. When the Reserve Bank announces a rise in interest this bank puts up the credfit card rate immediately. Funnily enough interest rate decreases have never been applied to this credit card - m... Full review
It started off as 'low rate' but has steadily increased. When the Reserve Bank announces a rise in interest this bank puts up the credfit card rate immediately. Funnily enough interest rate decreases have never been applied to this credit card - must be an oversight - couldn't be greed could it?
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Trusting Bank
ANZ is one of the best banks, however if you dont know your product very well, geez, from personal experience ANZ will take more away from you than what you have gained from them Full review
ANZ is one of the best banks, however if you dont know your product very well, geez, from personal experience ANZ will take more away from you than what you have gained from them
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Good basic credit card
A simple card for a first timer who doesn't care about a rewards programme... and doesn't care about good customer service! lol Full review
A simple card for a first timer who doesn't care about a rewards programme... and doesn't care about good customer service! lol
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Average
Their Internet banking is difficult and not very user friendly. Their interest rates aren't competitive and telephone service always takes ages. I have been charged over-limit fees on a number of occasions when I haven't even had 10% of the limi... Full review
Their Internet banking is difficult and not very user friendly. Their interest rates aren't competitive and telephone service always takes ages. I have been charged over-limit fees on a number of occasions when I haven't even had 10% of the limit charged on the card.
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Cheap rate compared to other cards and other banks
It is a low interest rate and if you operate it correctly, the bank always offers to increase your credit limit; beware, though as this can trap you into the never ending increasing cycle. Full review
It is a low interest rate and if you operate it correctly, the bank always offers to increase your credit limit; beware, though as this can trap you into the never ending increasing cycle.
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Personalised card with low balance transfer rate!
Definitely the ability to add my own photo to the card! And the low balance transfer rate for 12 months was rather good too - I've saved a LOT of interest. Full review
Definitely the ability to add my own photo to the card! And the low balance transfer rate for 12 months was rather good too - I've saved a LOT of interest.
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Interest rates are far too high.
They are just taking advantage of there customers. When interest rates go down the credit cards do not move. The over limit fees and late payment fees are completely over the top. Full review
They are just taking advantage of there customers. When interest rates go down the credit cards do not move. The over limit fees and late payment fees are completely over the top.
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Best customer service
I have been with commonwealth bank before and have received quite awful service, and been with ANZ for quite some time, and every time I contact them, they are the best, going for home loan with them soon, mainly due to service they provide. Full review
I have been with commonwealth bank before and have received quite awful service, and been with ANZ for quite some time, and every time I contact them, they are the best, going for home loan with them soon, mainly due to service they provide.
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All credit cards are bad unless you're rich.
I dislike this credit card because they advertise that new clients will get a low or interest free period for transfers, but for current clients you pay the same interest. Full review
I dislike this credit card because they advertise that new clients will get a low or interest free period for transfers, but for current clients you pay the same interest.
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A rewarding customer friendly service
An excellent service provided by ANZ with the added bonus of using it and paying out in full each month when possible. Full review
An excellent service provided by ANZ with the added bonus of using it and paying out in full each month when possible.
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Just OK
They over promise and under deliver. Cannot make up their minds in which product they should be concentrating on! Full review
They over promise and under deliver. Cannot make up their minds in which product they should be concentrating on!
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great customer service
I was on a higher interest credit card, on a visit to a branch, the teller informed me i could be saving money by switching. I thought that was a great service. also can link with my other accounts so that is convenient for me. Full review
I was on a higher interest credit card, on a visit to a branch, the teller informed me i could be saving money by switching. I thought that was a great service. also can link with my other accounts so that is convenient for me.
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great customer service
i have a no rewards basic mastercard and it works well for what i needed ... this is the first account I have held with ANZ and I would quite happily open various accounts and loans with ANZ Full review
i have a no rewards basic mastercard and it works well for what i needed ... this is the first account I have held with ANZ and I would quite happily open various accounts and loans with ANZ
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Helpful and very convenient
It's the first time in my banking life experience that i was given an option by the bank to save money without having to ask them about it. The ANZ have my utmost respect Full review
It's the first time in my banking life experience that i was given an option by the bank to save money without having to ask them about it. The ANZ have my utmost respect
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