ANZ Low Rate

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ANZ

ANZ is one of the five largest companies in Australia, and is among the world’s top 50 biggest banks with more than six million customers worldwide! With over a hundred years of experience behind it, ANZ reckons it offers a consistent award-winning track record and more convenient everyday banking. ANZ has a wide range of banking services, including credit cards, home loans, savings accounts, term deposits and personal loans.

               		  ANZ
   
 

Customer ratingsclick to open

    ANZ Low Rate
Overall Customer Rating 6.5#10 BASED ON
1209 REVIEWS
Price Rating 5.2
Features Rating 5.7
Service Rating 6.5
Convenience Rating 7.4
Trust Rating 6.7
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Ratesclick to open

    ANZ Low Rate
Purchase Rate 12.74%
Intro Purchase Rate  
Intro Rate Term  
Balance Transfer Rate 0.00% for 6 months
Balance Transfer Term 6 Months
Balance Transfer Revert To Cash no
Cash Advance Rate 20.99%
Interest Free Days 55
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*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.

Feesclick to open

    ANZ Low Rate
Annual Fee $58.00
Intro Annual Fee Waiver  
Annual Fee Spend Threshold  
Reward Program Fee $0.00
Late Payment Fee $20.00
Overlimit Fee $20.00
Cash Advance Fee 2%
Foreign Exchange Margin 3.00%
Duplicate Statement Fee $0.00
Transaction Verification Fee $0.00
Additional Card Fee $0.00
Establishment Fee  
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Other financial bitsclick to open

    ANZ Low Rate
Minimum Repayment Amount $10.00
Minimum Repayment Percent 2.0
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Featuresclick to open

    ANZ Low Rate
Additional Cardholders 3
Travel Insurance no
Purchase Insurance no
Extended Warranty no
Other Restrictions  
Other Benefits  
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Rewardsclick to open

    ANZ Low Rate
Program Name  
Rewards Type  
Points Per Dollar  
Points Lifetime  
Bonus Points Available  
Bonus Points Lifetime  
Conversion To Frequent Flyers  
Points To Frequent Flyer Ratio  
Domestic Airline Partners  
International Airline Partners  
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Most recent reviews of ANZ credit cards

 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    9

  • Convenience

    9

  • Trust

    8

The Qantas Frequent Flyer card is just a regular credit card. The rate is a bit high but you get heaps of miles in return if you use it regularly and even more if you use it to buy a plane ticket with Qantas. Be careful though of the fact that cash advances are repaid after your credit and therefore can remain on you balance and incur interest if you do not repay in full every month. – JEan-Yves from New South Wales, an ANZ credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    6

  • Pricing

    2

  • Product Features

    6

  • Customer Service

    10

  • Convenience

    10

  • Trust

    5

I hate how I have to get a ticket in order to speak to a consultant but I do love how they ask about your day and are friendly. However their fees are a little all over the place. It would be nice to have one fee for everything. – Chantellle from Western Australia, an ANZ credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    9

  • Pricing

    10

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    9

I love the Visa Rewards Card from ANZ. It has excellent rewards which are easily attainable. Drawback is that it is now priced up with American Express Cards at around $95.00 for the privilege of owning one. – Bernd from New South Wales, an ANZ credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    6

  • Pricing

    3

  • Product Features

    8

  • Customer Service

    3

  • Convenience

    5

  • Trust

    4

The fees seem to go up all the time... – Gerard from Queensland, an ANZ credit card customer.   Reviewed 11 days ago

 

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    10

  • Convenience

    10

  • Trust

    9

Would like the option to have a monthly notification email of accumulated points on the card. Without having to go to the rewards site into accounts to find out. – A Mozo reviewer from New South Wales, an ANZ credit card customer.   Reviewed 13 days ago

See all ANZ credit card reviews

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