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ANZANZ is one of the five largest companies in Australia, and is among the world’s top 50 biggest banks with more than six million customers worldwide! With over a hundred years of experience behind it, ANZ reckons it offers a consistent award-winning track record and more convenient everyday banking. ANZ has a wide range of banking services, including credit cards, home loans, savings accounts, term deposits and personal loans. |
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| ANZ Low Rate | ||
| Overall Customer Rating | 6.5#10 BASED ON 1209 REVIEWS |
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| Price Rating | 5.2 | |
| Features Rating | 5.7 | |
| Service Rating | 6.5 | |
| Convenience Rating | 7.4 | |
| Trust Rating | 6.7 | |
| Go to site |
| ANZ Low Rate | ||
| Purchase Rate | 12.74% | |
| Intro Purchase Rate | ||
| Intro Rate Term | ||
| Balance Transfer Rate | 0.00% for 6 months | |
| Balance Transfer Term | 6 Months | |
| Balance Transfer Revert To Cash | no | |
| Cash Advance Rate | 20.99% | |
| Interest Free Days | 55 | |
| Go to site |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
| ANZ Low Rate | ||
| Annual Fee | $58.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | $0.00 | |
| Late Payment Fee | $20.00 | |
| Overlimit Fee | $20.00 | |
| Cash Advance Fee | 2% | |
| Foreign Exchange Margin | 3.00% | |
| Duplicate Statement Fee | $0.00 | |
| Transaction Verification Fee | $0.00 | |
| Additional Card Fee | $0.00 | |
| Establishment Fee | ||
| Go to site |
| ANZ Low Rate | ||
| Minimum Repayment Amount | $10.00 | |
| Minimum Repayment Percent | 2.0 | |
| Go to site |
| ANZ Low Rate | ||
| Additional Cardholders | 3 | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | ||
| Other Benefits | ||
| Go to site |
| ANZ Low Rate | ||
| Program Name | ||
| Rewards Type | ||
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | ||
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | ||
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| Go to site |
Overall Rating
8Pricing
8Product Features
8Customer Service
9Convenience
9Trust
8The Qantas Frequent Flyer card is just a regular credit card. The rate is a bit high but you get heaps of miles in return if you use it regularly and even more if you use it to buy a plane ticket with Qantas. Be careful though of the fact that cash advances are repaid after your credit and therefore can remain on you balance and incur interest if you do not repay in full every month. – JEan-Yves from New South Wales, an ANZ credit card customer. Reviewed 1 day ago
Overall Rating
6Pricing
2Product Features
6Customer Service
10Convenience
10Trust
5I hate how I have to get a ticket in order to speak to a consultant but I do love how they ask about your day and are friendly. However their fees are a little all over the place. It would be nice to have one fee for everything. – Chantellle from Western Australia, an ANZ credit card customer. Reviewed 1 day ago
Overall Rating
9Pricing
10Product Features
10Customer Service
10Convenience
10Trust
9I love the Visa Rewards Card from ANZ. It has excellent rewards which are easily attainable. Drawback is that it is now priced up with American Express Cards at around $95.00 for the privilege of owning one. – Bernd from New South Wales, an ANZ credit card customer. Reviewed 1 day ago
Overall Rating
6Pricing
3Product Features
8Customer Service
3Convenience
5Trust
4The fees seem to go up all the time... – Gerard from Queensland, an ANZ credit card customer. Reviewed 11 days ago
Overall Rating
9Pricing
8Product Features
8Customer Service
10Convenience
10Trust
9Would like the option to have a monthly notification email of accumulated points on the card. Without having to go to the rewards site into accounts to find out. – A Mozo reviewer from New South Wales, an ANZ credit card customer. Reviewed 13 days ago
See all ANZ credit card reviews
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