19.39%
0.00% for 6 months
$87.00
55
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With a crisp 0% balance transfer rate, 0% intro purchase rate for the first 6 months and a desirable $0 annual fee for the first year, the ANZ Platinum card is an enticing offer for any credit card seeker. Although the ANZ Platinum doesn’t come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment.
Key features: The 0% balance transfer and intro rate for 6 months is a great offer for anyone hoping to save a bunch on interest. Once the intro rate period ends, the standard purchase rate is 19.39% but there is a generous 55 interest free day period as long as you pay the balance in full each month.
There are also travel benefits with the ANZ Platinum credit card. If you spend over $500 in one transaction on travel related expenses such as airlines, hotels, travel agents and online travel bookings you can get a reduced interest rate of 9.99%. After the purchase has gone through simply call ANZ and organise the discounted rate or take up the installment option. You can choose monthly repayments of instalments over 6, 12 or 18 months at the reduced interest rate of 9.99% p.a.
After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!
The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive essential overseas travel and medical insurance, car rental cover, 90 days purchase security insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.
Who it's good for: You must earn a minimum of $50,000 and be an Australian citizen to apply for the ANZ Platinum card. It is a great credit card for travellers or entertainment seeks who want access to travel and special entertainment events.
Any catches? The balance transfer and purchase rate offer isn't available to existing ANZ credit card customers.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| ANZ credit cards |
6.5
Based on 783 ANZ credit card reviews |
5.6 | 5.9 | 6.5 | 7.5 | 6.7 |
Read ANZ credit card reviews by the Mozo community
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Great bank. Great products.
I have a Platinum C/C and apart from great rewards (can be used to lower yearly fees) this card offers free overseas travel insurance. Full review
I have a Platinum C/C and apart from great rewards (can be used to lower yearly fees) this card offers free overseas travel insurance.
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Very high interest but don't pay it
Just a typical credit card with high interest if not paid off monthly. Unfortunately for ANZ I do pay off my card every month so they don't make a cent of interest off me. A very convenient card to have as long as you are disciplined. Full review
Just a typical credit card with high interest if not paid off monthly. Unfortunately for ANZ I do pay off my card every month so they don't make a cent of interest off me. A very convenient card to have as long as you are disciplined.
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Top service, pro-active attitude by staff
I have used other banks and institutions but when I transferred everything to ANZ Bank, I found that all my previous misgivings about the banking industry totally evaporated. I have received top service from ANZ even to the point of them contactin... Full review
I have used other banks and institutions but when I transferred everything to ANZ Bank, I found that all my previous misgivings about the banking industry totally evaporated. I have received top service from ANZ even to the point of them contacting me to confirm tthat a slightly unusual transaction on my credit card was in fact genuine. I call this top service!
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Great rewards program
It's great, rewards program is fantastic, I get visa and Amex cards, included travel insurance when we travel and bonus points. What more could you want? Full review
It's great, rewards program is fantastic, I get visa and Amex cards, included travel insurance when we travel and bonus points. What more could you want?
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ANZ loves you and wants to help you....;)
I love this product because of the ridiculously high interest rate and especially love it when they cut your card off (which is also linked to my savings account) over the weekend because your a couple of days late on your monthly payment, Thanks ... Full review
I love this product because of the ridiculously high interest rate and especially love it when they cut your card off (which is also linked to my savings account) over the weekend because your a couple of days late on your monthly payment, Thanks ANZ, another great product.
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Excellent service in all facets of the product.
I have used the ANZ Platinum card worldwide for many years now and on comparing with fellow travellers the amount of hassles they've had especially in the Middle East, I am indeed very happy with the backup service provided by ANZ worldwide. Full review
I have used the ANZ Platinum card worldwide for many years now and on comparing with fellow travellers the amount of hassles they've had especially in the Middle East, I am indeed very happy with the backup service provided by ANZ worldwide.
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Rates average, customer service great
Better than average card. 1.) no yearly charge for the card and any additional cards, for more than $12000 charges/year. 2.)Fraud protection is excellent, with the bank making good if problems occur. 3.)Over the phone each way communication is... Full review
Better than average card. 1.) no yearly charge for the card and any additional cards, for more than $12000 charges/year. 2.)Fraud protection is excellent, with the bank making good if problems occur. 3.)Over the phone each way communication is as good as you can get. 4.)I've found dealing face to face a positive experience.
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Travel insurance saved their product.
The annual fee is quite high, and the interest rate is quite absorbent. I travel overseas quite a bit, so the travel insurance that comes with the card is quite comprehensive, so that seems to make up for the other annoying features. If I didn't f... Full review
The annual fee is quite high, and the interest rate is quite absorbent. I travel overseas quite a bit, so the travel insurance that comes with the card is quite comprehensive, so that seems to make up for the other annoying features. If I didn't fly anywhere I would say this is a terrible card to have overall.
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Good rewards if you pay it off monthly
I like this product because I pay it off each month and therefore I make money off the credit card. Unless you can do this it is an expensive card Full review
I like this product because I pay it off each month and therefore I make money off the credit card. Unless you can do this it is an expensive card
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Great
When my account was "compromised" they were right onto it and advised me accordingly. Full review
When my account was "compromised" they were right onto it and advised me accordingly.
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Credit cards to have or not to have
The platinum credit card is as good as you have money to repay the monthly repayments. Since ANZ introduced Visa Debit, I don't really foresee the platinum credit card lasting long in my books. But the big one is paying it off hahahaha which is wh... Full review
The platinum credit card is as good as you have money to repay the monthly repayments. Since ANZ introduced Visa Debit, I don't really foresee the platinum credit card lasting long in my books. But the big one is paying it off hahahaha which is what I'm in the process of doing. In the 5 years I've had it, I've not used any points as I don't believe you can use them that often unless you use your card to buy off their 3rd party customers which I don't as I'm not that type of shopper. Interest rates are exorbitant and overrated especially when you get charged for not having money in there which is a matter of making sure you do!!! But fees are a big problem when it comes to most of the Big 4 banks, I would advise most people to never have a credit card if you can avoid it....or at least have it for the time needed then cut it into tiny pieces and throw it in the bin....
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No credit card is your friend.
A credit card is an evil necessary that gives you a false sense of wealth when you shop 'til you drop. But beware, that statement holds a nasty surprise with interest charged on cash you don't have, then no longer do you feel a rush after that sho... Full review
A credit card is an evil necessary that gives you a false sense of wealth when you shop 'til you drop. But beware, that statement holds a nasty surprise with interest charged on cash you don't have, then no longer do you feel a rush after that shop until you drop with your misleading friend in you pocket, the credit card.
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Just a credit card.
It's a credit card full stop. There's no difference to other providers. The interest rate is way too high and the yearly fee should be abolished. Customer service over the phone depends on whether or not you get to speak to someone who actually kn... Full review
It's a credit card full stop. There's no difference to other providers. The interest rate is way too high and the yearly fee should be abolished. Customer service over the phone depends on whether or not you get to speak to someone who actually knows the product, and before you actually speak to a human being, you have to go through the never ending "press 1 for this, 2 for that etc etc." The only reason I have stuck with this product is that I have periodical/automatic payments arranged.
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Great customer service and excellent rewards prog
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely a... Full review
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely and you are contacted immediately something out of the norm occurs on your account.
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Great service
I can travel everywhere in Australia for up to two weeks and overseas all year round and get all the benfits of travel insurance, it makes travelling so much less of a worry Full review
I can travel everywhere in Australia for up to two weeks and overseas all year round and get all the benfits of travel insurance, it makes travelling so much less of a worry
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Great customer service and excellent rewards
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely a... Full review
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely and you are contacted immediately something out of the norm occurs on your account.
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Bonus Qantas Frequent points
No annual fees, but depends on your whole package. For example if the card is linked to your mortgage. There are also 55 interest free days on purchases. Full review
No annual fees, but depends on your whole package. For example if the card is linked to your mortgage. There are also 55 interest free days on purchases.
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Warm, friendly and welcoming customer service
I have been an ANZ customer for over 10yrs. They are always very helpful, whether it be over the phone or in person. I would highly recommend ANZ bank to anyone. Full review
I have been an ANZ customer for over 10yrs. They are always very helpful, whether it be over the phone or in person. I would highly recommend ANZ bank to anyone.
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Great customer service, excellent rewards program
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely a... Full review
Fairly high interest rate but the rewards program seems generous enough .... also the customer service regarding suspicious transactions is commendable and gives you a sense of comfort in the fact that your transactions are being watched closely and you are contacted immediately something out of the norm occurs on your account.
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Great if you keep your balance in check.
Generally a good product, as long as you watch the due date on your statement. Pretty great features and always easy to get hold of people when something goes wrong. Full review
Generally a good product, as long as you watch the due date on your statement. Pretty great features and always easy to get hold of people when something goes wrong.
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YesANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it’s easier to do banking on the go.
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