Rewards Platinum card image
Mini meca 2023

ANZ Rewards Platinum

Advertiser disclosure
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$149
Interest free days on purchases
55

Mozo editorial review ANZ Rewards Platinum - last updated: 22 February 2024

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What's hot
  • Mozo Experts Choice Award winner 2023
  • Earn 80,000 bonus Rewards Points and $50 when you spend $2,000 on eligible purchases in the first 3 months
  • Range of premium card benefits
What's not
  • Late repayment fee
Mozo snapshot

If you are after a premium rewards card for your premium spending the ANZ Rewards Platinum credit card has a lot to offer, especially considering it was awarded a 2023 Mozo Experts Choice Award for best Premium Card Benefits. Plus if you spend $1,500 on eligible purchases in the first three months, you'll receive 50,000 bonus Rewards Points.

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Key features

With the ANZ Rewards Platinum Card, you'll bag 1.5 ANZ Reward Points per $1 on the first $2,500 you spend per statement period. After that, the earn rate will drop down to 0.5 per $1. Plus, new card holders can receive 80,000 bonus Rewards Points and $50 when they spend at least $2,000 on eligible purchases in the first 3 months from approval.

Reward Points are redeemed through the ANZ reward program. You spend your rewards on a wide range of items from flights, shopping, merchandise and cash back. You can choose to have an additional card holder attached to the account to help you accrue Reward Points faster but this will cost an extra $65.

There is an annual card fee of $94 as well as a $55 annual rewards program fee. The card comes with a standard interest rate of 20.49% for purchases but you get up to 55 interest free days. There is a 3% foreign exchange margin on all transactions made overseas whether made in person or online. 

As a premium card you get a number of premium services such as 24/7 concierge, access to eDine (special dining and hotel offers as 2000 establishments), complimentary membership to Visa Entertainment and the ANZ wine club. In fact, the premium benefits offered with the card is why it was awarded a 2023 Mozo Experts Choice award

In addition there are the six complimentary insurances that will cover your lifestyle including domestic and international travel insurance, a guaranteed pricing scheme, extended warranty, purchase protection insurance, interstate flight inconvenience and rental vehicle excess insurance (in Australia). 

Keep in mind, eligibility criteria, T&Cs, fees and charges apply.

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Who is it good for

The ANZ Rewards Platinum card is a great rewards choice for people who don't want to be locked into an airline only program for their rewards choices and will get the most out of the annual fee by taking advantage of the travel and entertainment privileges that come standard with the card.

To hold the card, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


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Any catches

Just be sure to automate your repayments or you'll be up for a $20 late payment fee.

Rewards program details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,225 points

$100 Cash

25,000 points

Points earning

1.5 points per dollar on Visa, up to $2,000 per month, then
0.5 points per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Points can be redeemed via various programs including Velocity Frequent Flyer, Cathay Pacific, Airpoints and Singapore Airlines KrisFlyer

Earn bonus points at over 30 bonus partners.

Special offers

Earn 80,000 bonus Reward Points and $50 on your new card when you spend $2,000 on eligible purchases in the first 3 months from approval.

Value of rewards points

Spend $16,667 (Visa)

Spend $14,817 (Visa)

Spend $10,400 (Visa)

Spend $430,400 (Visa)

Uncapped

36 months

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

none

21.99% p.a.

55

Fees

$94.00

none

none

$55.00

$20.00

3.0%, Min $4.00

3.00%

$0.00

$0.00

$65.00

Features

$25.00

2.0

9

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust
Based on 6317 ANZ credit card reviews

Latest reviews of ANZ Rewards Platinum Credit Card

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