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    • American Express Gold Ascent Credit Card

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    • Gold Ascent Credit Card (Ascent Membership Rewards) card from American Express

    • 20.74%

    • $0.00

    • 44

    Rewards scheme

    • American Express Membership Rewards Ascent program. Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    • You can get flights via Velocity, Air New Zealand, KrisFlyer, Cathay Pacific, Royal Orchid or Enrich points programs.
    • Earn bonus points at 23 bonus partners.

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $27,000
    • $100 cash back
    • $29,000
    • Flight: Sydney-Melbourne
    • $19,600
    • Flight: Sydney-London
    • $250,000
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 0.5 points per dollar on Amex, uncapped
    • $100 gift card 13500 points buys a Myer $100 Gift Card
    • $100 cash back 14500 points buys a $100 credit
    • Flight: Sydney-Melbourne 1 points buys 1.0 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 1 points buys 1.0 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.74%
    Intro purchase rate
    0.00% for 6 months
    Balance transfer rate
    none
    Balance transfer term
    none
    Balance transfer revert to cash
    none
    Cash advance rate
    none
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $0.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $30.00
    Overlimit fee
    $30.00
    Cash advance fee
    $
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $10.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $0.00

    Features

    Additional cardholders
    unlimited
    Other restrictions
    none
    Other benefits
    none

    About American Express

    American Express is a global mega provider of credit cards, including gold cards, platinum cards, charge cards and more. With American Express, you can find a credit card to suit your lifestyle, tastes and aspirations. If you’re a rewards points junkie, be sure to check out the hugely popular American Express rewards programs, including Qantas Frequent Flyer points and Qantas Club rewards.

    How are American Express credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    American Express credit cards 6.1 Based on 89
    American Express credit card reviews     		5.2 6.6 6.3 5.6 6.5

    Read American Express credit card reviews by the Mozo community

    Latest reviews of American Express Gold Ascent Credit Card

      • American Express Gold Ascent Credit Card (Ascent Membership Rewards) *

        • 20.74%

          interest rate

        • $0.00

          annual fee

        American Express Qantas American Express Discovery Card *

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        * Fees and charges are payable

        Show Rates

        Great benefits but can't use it as often as I like

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        The biggest problem with Amex cards are that there are many businesses that do not accept the card, or they apply a surcharge, or they apply a higher surcharge than Mastercard or Visa transactions. Otherwise my purchases would be 70% Amex instead...       Full review 

        The biggest problem with Amex cards are that there are many businesses that do not accept the card, or they apply a surcharge, or they apply a higher surcharge than Mastercard or Visa transactions. Otherwise my purchases would be 70% Amex instead of 25%.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        American Express Gold Ascent Credit Card credit card review by David from Victoria

        Was this review helpful?

        Yes

      • American Express Gold Ascent Credit Card (Ascent Membership Rewards) *

        • 20.74%

          interest rate

        • $0.00

          annual fee

        American Express Qantas American Express Discovery Card *

        More American Express credit cards

        * Fees and charges are payable

        Show Rates

        Cheating service

          11. Overall customer rating
          12. (Reviewed 17 days ago)

        When on t.v commercial, they state you get low percentage credit card rate - true. What they don't warn you that when time runs out they take you to the cleaners with high interest rates.       Full review 

        When on t.v commercial, they state you get low percentage credit card rate - true. What they don't warn you that when time runs out they take you to the cleaners with high interest rates.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        American Express Gold Ascent Credit Card credit card review by Stevan balnozan from Victoria

        Was this review helpful?

        Yes

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