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    • American Express Platinum Reserve Credit Card

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    • Platinum Reserve Credit Card card from American Express

    • 20.74%

    • $395.00

    • 55

    Rewards scheme

    • American Express Membership Rewards Ascent program. Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    • You get one complimentary domestic economy return flight every year. You can get flights via Velocity, Air New Zealand, KrisFlyer, Cathay Pacific, Royal Orchid or Enrich points programs.
    • Earn bonus points at 23 bonus partners.
    • You get one complimentary night's stay a year in a partner hotel.

    Privileges

    • Travel Accident Insurance

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 cash back
    • $9,667
    • Flight: Sydney-Melbourne
    • $6,533
    • Flight: Sydney-London
    • $83,333
    • $100 gift card
    • $9,000
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1.5 points per dollar on Amex, up to $100,000 per year
      1.0 points per dollar on Amex, uncapped
    • $100 cash back 14500 points buys a $100 credit
    • Flight: Sydney-Melbourne 1 points buys 1.0 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 1 points buys 1.0 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight
    • $100 gift card 13500 points buys a Myer $100 Gift Card

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.74%
    Intro purchase rate
    0.00% for 6 months
    Balance transfer rate
    none
    Balance transfer term
    none
    Balance transfer revert to cash
    none
    Cash advance rate
    none
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $395.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $30.00
    Overlimit fee
    $30.00
    Cash advance fee
    $
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $10.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    unlimited
    Other restrictions
    none
    Other benefits
    none

    About American Express

    American Express is a global mega provider of credit cards, including gold cards, platinum cards, charge cards and more. With American Express, you can find a credit card to suit your lifestyle, tastes and aspirations. If you’re a rewards points junkie, be sure to check out the hugely popular American Express rewards programs, including Qantas Frequent Flyer points and Qantas Club rewards.

    How are American Express credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    American Express credit cards 6.1 Based on 89
    American Express credit card reviews     		5.2 6.6 6.3 5.6 6.5

    Read American Express credit card reviews by the Mozo community

    Latest review of American Express Platinum Reserve Credit Card

      • American Express Platinum Reserve Credit Card *

        • 20.74%

          interest rate

        • $395.00

          annual fee

        American Express Qantas American Express Discovery Card *

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        * Fees and charges are payable

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        Great product with great customer service..

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        Personalised service from an Australian call centre. Never had any issues. My queries and requests have always been dealt with in a friendly and timely manner.       Full review 

        Personalised service from an Australian call centre. Never had any issues. My queries and requests have always been dealt with in a friendly and timely manner.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        American Express Platinum Reserve Credit Card credit card review by Alexandra from

        3 people found this review helpful – do you?

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