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    • American Express Qantas American Express Discovery Card

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     Qantas American Express Discovery Card card from American Express

    • No annual card fee
    • Enjoy a special introductory interest rate of 0% p.a. on purchases for the first six months
    • Earn up to 7,500 bonus Qantas Frequent Flyer Points

    American Express Qantas American Express Discovery Card Review

    Review published: 14 February 2012
    Review updated: 13 March 2012

    What's hot:

    • No annual fee
    • 0% purchase rate for 6 months
    • 7,500 bonus point offer

    What's not:

    • high purchase rate

    Mozo snapshot:

    The Qantas American Express Discovery credit card is a stand-out in the world of rewards credit cards with no annual fee and lots of rewards benefits. You'll get a great 0% on purchases for the first 6 months and 1 Qantas Frequent Flyer reward point every time you spend $1 on everyday purchases and an additional 1 bonus point for every $1 spent on selected Qantas products and services.

    Key features: After the 0% intro purchase rate ends, the Qantas American Express Discovery credit card has a high interest rate of 20.74%. But the cards doesn't have an annual fee and if you pay off your balance in full each month you get 44 days interest free. The credit card comes with top Amex benefits like fraud, purchase and refund protection and global customer service.

    You can earn up to 7500 bonus points simply by using the credit card for everyday purchases. You'll receive 5,000 points for spending $300 on purchases within three months, and after your first credit card spend on selected Qantas products and services you'll get another 2500 points.

    Who it's good for: If you simply want a low maintenance rewards credit card and plan to pay off your balance in full each month, the Qantas American Express Discovery Card would suit you perfectly. The minimum income requirement of $35,000 is not too steep and as points are automatically credited to your Qantas Frequent Flyer account so you don't have to worry about keeping track of rewards points.

    Any catches? With a high interest rate of over 20% this is not a credit card to carry debt on. Be sure to set up those automatic payments and watch that credit limit or you'll find a $30 late payment fee or overlimit fee added to your statement.

    How are American Express credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    American Express credit cards 6.1 Based on 89
    American Express credit card reviews     		5.2 6.6 6.3 5.6 6.5

    Read American Express credit card reviews by the Mozo community

    Latest reviews of American Express Qantas American Express Discovery Card

      • American Express Qantas American Express Discovery Card *

        American Express Qantas American Express Ultimate Card *

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        No points capping - great Amex starter

          11. Overall customer rating
          12. (Reviewed 10 days ago)

        This is a good card for starting out with a rewards program, no annual fee with no points capping. Amex are more hesitant than banks to give high credit limits, but after you are with them for a while they will increase your limit. Only thing I...       Full review 

        This is a good card for starting out with a rewards program, no annual fee with no points capping. Amex are more hesitant than banks to give high credit limits, but after you are with them for a while they will increase your limit. Only thing I will say that people should be aware of is the often limited acceptance of Amex in some places - its good to have a backup visa or MasterCard.


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        American Express Qantas American Express Discovery Card credit card review by Tom from New South Wales

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      • American Express Qantas American Express Discovery Card *

        American Express Qantas American Express Ultimate Card *

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        * Fees and charges are payable

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        The best

          11. Overall customer rating
          12. (Reviewed 16 days ago)

        Amex is one of the best, it is very safe , you can debate ant unfair charges, and I feel secure with them. getting points for Qantas is one of the best for me. Endless reasons why I like AMEX.       Full review 

        Amex is one of the best, it is very safe , you can debate ant unfair charges, and I feel secure with them. getting points for Qantas is one of the best for me. Endless reasons why I like AMEX.


          11. Price
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        American Express Qantas American Express Discovery Card credit card review by Akef from Western Australia

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    Rewards scheme

    • Points are automatically credited to the Qantas Frequent Flyer program.
    • All rewards are redeemed via Qantas Frequent Flyer.
    • Bonus points earned at a range of partner merchants including Qantas.

    Privileges

    • Purchase Protection
    • Account alerts by SMS

    Special offers

    • Up to 7,500 bonus points

    Value of rewards points

    • Example reward
    • You'd need to spend
    • Flight: Sydney-Melbourne
    • $12,850
    • Flight: Sydney-London
    • $128,000
    • $100 gift card
    • $13,500
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1.0 points per dollar on Amex, uncapped
    • Flight: Sydney-Melbourne 12850 points buys a Qantas Syd-Mel flight
    • Flight: Sydney-London 128000 points buys a Qantas London flight
    • $100 gift card 13500 points buys a Myer $100 Gift Card

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.74%
    Intro purchase rate
    0.00% for 6 months
    Balance transfer rate
    none
    Balance transfer term
    none
    Balance transfer revert to cash
    none
    Cash advance rate
    none
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    3.0

    Fees

    Annual card fee
    $0.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $30.00
    Overlimit fee
    $30.00
    Cash advance fee
    $
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $10.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $0.00

    Features

    Additional cardholders
    unlimited
    Other restrictions
    none
    Other benefits
    none

    About American Express

    American Express is a global mega provider of credit cards, including gold cards, platinum cards, charge cards and more. With American Express, you can find a credit card to suit your lifestyle, tastes and aspirations. If you’re a rewards points junkie, be sure to check out the hugely popular American Express rewards programs, including Qantas Frequent Flyer points and Qantas Club rewards.

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