With 60,000 bonus Qantas Points up for grabs when you apply online, are approved and spend $3,000 on your new card within the first 3 months (new Amex Card Members only, T&C's apply), the Qantas American Express Ultimate Card is... ultimately rewarding. What's more, you can bag 1.25 points for every dollar you spend on Amex, up to 100,000 Points per year, then 1 point per dollar, uncapped (T&Cs).
It also won the 2023 Mozo Experts Choice Award for best Qantas Frequent Flyer Premium Credit Card.
The Qantas Ultimate credit card from American Express has a high annual fee of $450, but the $450 Qantas Travel Credit you snag each year neatly cancels out that cost.
Using this credit, you can book eligible Qantas flights online through American Express Travel. Standard card features include up to 44 interest free days, 23.99% p.a. purchase rate, and there's the option of up to 4 additional Card Members for free, so you can get your partner to help build up those rewards points. But remember to pay those bills on time, or you'll be hit with a $30 late payment fee.
For every $1 spent on everyday purchases except spend at government bodies in Australia, you will earn 1.25 Qantas Points per $1 spent. And for every dollar spent on Qantas products and services in Australia, you will earn 1 additional Qantas Point.
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.* For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024.
The Qantas American Express Ultimate Card also comes with those coveted AMEX service benefits such as free domestic and international travel inconvenience insurance, card refund cover and card purchase cover and global 24/7 customer service.
If you apply online before 28 May 2024, get approved, and spend $3,000 on eligible purchases, you could also receive 60,000 bonus Qantas Points (T&Cs).
The Qantas American Express Ultimate Card could be a great option for anyone that prefers flying within the Qantas network and pays off their full balance regularly, otherwise that 23.99% p.a. interest rate will sting.
If you're planning on using the free travel inconvenience insurance attached the card you'll need to purchase the trip on your Qantas AMEX Ultimate credit card or with QFF reward points for it to be valid. There's also a $6 dishonour fee and a $30 late fee to be aware of.
Rates and fees information correct as at 23 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1.25 points per dollar on Amex, up to 100000 points per year, then
1 point per dollar on Amex, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards can be redeemed via the Qantas Store.
1.25 points per dollar on everyday purchases. Earn 0.5 Qantas Points per $1 spent at government bodies, earn 2.25 Qantas Points per $1 spend on selected Qantas products and services.Exclusions apply. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.* For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024.
$450 Qantas Travel Credit each year to use for eligible Qantas flights when you book and pay online at American Express Travel. Two complimentary Qantas Club and two the Centurion Lounge invitations each year. Complimentary Qantas Wine Premium Membership.
Receive 60,000 bonus Qantas Points when you apply online by 28 May 2024, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Spend $16,008 (Amex)
Spend $6,400 (Amex)
Spend $90,400 (Amex)
Uncapped
Never
|
23.99% p.a. |
|
|
none |
|
|
No current offer |
|
|
no |
|
|
none |
|
|
44 |
|
$450.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$30.00 |
|
|
2%, min $2.50 |
|
|
3.00% |
|
|
$10.00 |
|
|
$7.00 |
|
|
$0.00 |
|
$30.00 |
|
|
2.5 |
|
|
up to 4 |
|
|
none |
Apple Pay, Google Wallet, Samsung Pay
Account alerts by SMS,
Card Purchase Cover ,
Travel Inconvenience Cover
So you go along for months, paying in full, using their preferred payment method until it suddenly stops working. You get a message to ‘contact card member service’ You call them to find out they are ‘closed’ even though the web page says they are open. You get on a text chat and after 40 minutes of wasted time you finally get someone who tells you it’s your problem, your web browser, your computer. You try a different web browser in a different computer, and it still doesn’t work. But you are reassured it’s ‘your problem’ You request the issue be looked into to find that a month later you will need to go through the same hour long process to pay for bill. Pointless nonsense, too many hoops to jump through. Stick with your bank, o matter how frustrated you are with them, they somehow seem to manage to work things out, but Amex… 2 months later it’s still my problem their web page won’t process my payment!
Read full reviewSo you go along for months, paying in full, using their preferred payment method until it suddenly stops working. You get a message to ‘contact card member service’ You call them to find out they are ‘closed’ even though the web page says they are open. You get on a text chat and after 40 minutes of wasted time you finally get someone who tells you it’s your problem, your web browser, your computer. You try a different web browser in a different computer, and it still doesn’t work. But you are reassured it’s ‘your problem’ You request the issue be looked into to find that a month later you will need to go through the same hour long process to pay for bill. Pointless nonsense, too many hoops to jump through. Stick with your bank, o matter how frustrated you are with them, they somehow seem to manage to work things out, but Amex… 2 months later it’s still my problem their web page won’t process my payment!
They have the worst customer service I have ever seen in a credit card company. Don't even bother.
Read full reviewThey have the worst customer service I have ever seen in a credit card company. Don't even bother.
Great credit card, especially for travel.
Read full reviewGreat credit card, especially for travel.
AMEX has this embedded dislike from many retailers and despite efforts to be more user friendly, the card sadly isn't accepted as easily as Mastercard or VISA. That said their local initiatives that support local as well as generous rewarding for per point spent still makes this my preferred card to use. Another bonus is the $450 annual Qantas credit once you get over the equally hefty annual fee of $450. The fee is cancelled out by the credit which makes owning the card not so bad on a year by year basis.
Read full reviewAMEX has this embedded dislike from many retailers and despite efforts to be more user friendly, the card sadly isn't accepted as easily as Mastercard or VISA. That said their local initiatives that support local as well as generous rewarding for per point spent still makes this my preferred card to use. Another bonus is the $450 annual Qantas credit once you get over the equally hefty annual fee of $450. The fee is cancelled out by the credit which makes owning the card not so bad on a year by year basis.
There is no fault with this credit card. The service is also amazing and the features are plentiful.
Read full reviewThere is no fault with this credit card. The service is also amazing and the features are plentiful.
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Premier Credit Card
21.49% p.a.
0% p.a. for 6 months and then 22.24% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 24 months and then 20.99% p.a.
$149 $0 in the first year
