10.99%
4.99% for 9 months
$49.00
55
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Mozo snapshot:
This is a credit card that lives up to its name: breezy and perfectly pleasant, with impressively 0% purchase and balance transfer rates that will win everyone over.
Key features: For six months the Bankwest Breeze mastercard has a 0% purchase rates which you've got to love. The Breeze card reverts to 10.99% purchase rate once the intro promo period is over but this is still one of the lowest credit card interest rate of the major players. Equally dishy is the 4.99% balance transfer rate - one of the best around for a 9-month stint. This is a credit card that does what it says on the box, plus with free gifts inside. Cardholders are also protected against loss, theft or accidental damage of goods bought with the Bankwest Breeze, and the included price protection insurance means you'll never miss out on a sale! If you buy anything on the card, then see it cheaper anywhere else within 21 days you can claim the difference. Plus you can get up to three supplementary cards free of charge.
Who it's good for: For cardholders wanting to knock over a credit card debt and avoid building a new one, the Bankwest Breeze will put the wind in your sails. It's perfect if you're looking to consolidate your old credit cards and put a dent in your debt, but if you do need to spend a little along the way, the low 10.99% rate on purchases won't send you right back where you started. Just remember to pay off your old baggage within 9 months.
Any catches? The Bankwest Breeze credit card draws the line of low rates at cash advances, reverting back to the usual, miserable 21.99%. Also keep an eye on the late payment and overlimit fees, which come in at $35 and $30 respectively - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.3
Based on 132 Bankwest credit card reviews |
6.9 | 5.8 | 7.3 | 7.2 | 7.3 |
Read Bankwest credit card reviews by the Mozo community
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Excellent bank for service and advice
I like this product because the bank has been great, their service and advice is spot on, and this card is ideal as it has a low interest rate for 12 months and then it is still a reasonable rate after the 12 months. Full review
I like this product because the bank has been great, their service and advice is spot on, and this card is ideal as it has a low interest rate for 12 months and then it is still a reasonable rate after the 12 months.
1 person found this review helpful – do you?
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Great for day to day C/ Card requirements
Love it, Love it. Low interest rates - a great card ( no hidden fees) this card helped get me out of trouble when i was stuck with a super high interest card from another provider. No frills a great card. Full review
Love it, Love it. Low interest rates - a great card ( no hidden fees) this card helped get me out of trouble when i was stuck with a super high interest card from another provider. No frills a great card.
1 person found this review helpful – do you?
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Open on Sundays. Woohoo!
Great balance transfer rate and ongoing interest rate - much better than my existing cards. Will save me lots over the next couple of years while I try and get my credit under control. And did I mention the branches are open on Sunday - which is r... Full review
Great balance transfer rate and ongoing interest rate - much better than my existing cards. Will save me lots over the next couple of years while I try and get my credit under control. And did I mention the branches are open on Sunday - which is really convenient if you're working all week.
1 person found this review helpful – do you?
YesBankWest is the bank best known for its Happy Banking initiative, which aims to make banking a more positive experience. Originally from Western Australia, BankWest has attracted thousands of customers around the country with its competitively priced products such as the TeleNet Saveraccount. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the BankWest brand. So if you like the sound of Happy Banking, check out BankWest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.
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