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    • Bankwest More Platinum

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    • More Platinum card from Bankwest

    • 18.99%

    • 4.99% for 12 months

    • $190.00

    • 55

    • More Platinum (More Rewards Qantas) card from Bankwest

    • 18.99%

    • 4.99% for 12 months

    • $190.00

    • 55

    Currently showing:

    Rewards scheme

    • BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
    • All rewards are redeemed via Flight Centre vouchers.
    • Bonus points available from selected partner merchants.
    • Instant discounts via the Bankwest RewardMe program.

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection
    • Year End Summary of Charges

    Special offers

    • New customers can earn 15,000 more rewards points.

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $11,075
    • Flight: Sydney-Melbourne
    • $11,297
    • $100 cash back
    • $15,000
    • Flight: Sydney-London
    • $135,150
    • Points are capped?
    • at $200,000 pa
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 2.0 points per dollar on MasterCard, up to 400000 points per year
    • $100 gift card 22150 points buys a Myer $100 Gift Card
    • Flight: Sydney-Melbourne 27466 points required. 22150 points buys a Flight Centre $100 travel voucher; assumed flight cost is $124
    • $100 cash back 30000 points buys a $100 credit
    • Flight: Sydney-London 225250 points required. 180200 points buys a Flight Centre $1,000 travel voucher; assumed flight cost is $1250

    (how did we do it? find out...)

    Rewards scheme

    • BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
    • All rewards are redeemed via Flight Centre vouchers.
    • Bonus points available from selected partner merchants.
    • Instant discounts via the Bankwest RewardMe program.

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection
    • Year End Summary of Charges

    Special offers

    • New customers can earn 15,000 more rewards points.

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $11,075
    • Flight: Sydney-Melbourne
    • $11,297
    • $100 cash back
    • $15,000
    • Flight: Sydney-London
    • $135,150
    • Points are capped?
    • at $200,000 pa
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 2.0 points per dollar on MasterCard, up to 400000 points per year
    • $100 gift card 22150 points buys a Myer $100 Gift Card
    • Flight: Sydney-Melbourne 27466 points required. 22150 points buys a Flight Centre $100 travel voucher; assumed flight cost is $124
    • $100 cash back 30000 points buys a $100 credit
    • Flight: Sydney-London 225250 points required. 180200 points buys a Flight Centre $1,000 travel voucher; assumed flight cost is $1250

    (how did we do it? find out...)

    Rates

    Purchase rate
    18.99%
    Intro purchase rate
    none
    Balance transfer rate
    4.99% for 12 months
    Balance transfer term
    12 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.99%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $20.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $190.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $35.00
    Overlimit fee
    $30.00
    Cash advance fee
    $2%, Min $4.00
    Foreign exchange margin
    2.95%
    Duplicate statement fee
    $7.50
    Transaction verification fee
    $12.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    3
    Other restrictions
    none
    Other benefits
    none

    Rates

    Purchase rate
    18.99%
    Intro purchase rate
    none
    Balance transfer rate
    4.99% for 12 months
    Balance transfer term
    12 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.99%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $20.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $190.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $30.00
    Late payment fee
    $35.00
    Overlimit fee
    $30.00
    Cash advance fee
    $2%, Min $4.00
    Foreign exchange margin
    2.95%
    Duplicate statement fee
    $7.50
    Transaction verification fee
    $12.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    3
    Other restrictions
    none
    Other benefits
    none

    About Bankwest

    BankWest is the bank best known for its Happy Banking initiative, which aims to make banking a more positive experience. Originally from Western Australia, BankWest has attracted thousands of customers around the country with its competitively priced products such as the TeleNet Saveraccount. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the BankWest brand. So if you like the sound of Happy Banking, check out BankWest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are Bankwest credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bankwest credit cards 7.4 Based on 140
    Bankwest credit card reviews     		7.0 5.9 7.3 7.5 7.4

    Read Bankwest credit card reviews by the Mozo community

    Latest reviews of Bankwest

      • Bankwest More Platinum

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        The only one to bank with

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the...       Full review 

        I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the product and communication and would highly recommend to others!!!


          11. Price
          11. Features
          11. Service
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        Bankwest credit card review by Ursula from Western Australia

        Was this review helpful?

        Yes

      • Bankwest More Platinum

        Bankwest More Gold

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        LOW RATE MASTERCARD,Dont forget to read smallprint

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :(       Full review 

        I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :(


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Bankwest credit card review by Bronwyn from Western Australia

        Was this review helpful?

        Yes

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