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Bankwest More

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Purchase rate
19.24%
Balance transfer rate
4.99% for 12 months
Annual card fee
$89.00
Interest free days
55

Purchase rate
19.24%
Balance transfer rate
4.99% for 12 months
Annual card fee
$89.00
Interest free days
55

Product info
Customer reviews

Currently showing:

Rewards scheme

BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
All rewards are redeemed via Flight Centre vouchers.
Bonus points available from selected partner merchants.
Instant discounts via the Bankwest RewardMe program.

Special offers

New customers can earn 5,000 more rewards points points.

Value of rewards points

Example reward
You'd need to spend

$100 cash back
$20,000

Flight: Sydney-London
$150,167

$100 gift card
$14,767

Flight: Sydney-Melbourne
$15,062

Points are capped?
at $100,000 pa

Points expire?
36 months

Details behind our 'value of rewards' calculations

Points earning 1.5 points per dollar on MasterCard, up to 150000 points per year
$100 cash back 30000 points buys a $100 Gift Card
Flight: Sydney-London 225250 points required. 180200 points buys a Flight Centre $1,000 travel voucher; assumed flight cost is $1250
$100 gift card 22150 points buys a Myer $100 Gift Card
Flight: Sydney-Melbourne 27466 points required. 22150 points buys a Flight Centre $100 travel voucher; assumed flight cost is $124

(how did we do it? find out...)

Rewards scheme

BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
All rewards are redeemed via Flight Centre vouchers.
Bonus points available from selected partner merchants.
Instant discounts via the Bankwest RewardMe program.

Special offers

New customers can earn 5,000 more rewards points points.

Value of rewards points

Example reward
You'd need to spend

$100 cash back
$20,000

Flight: Sydney-London
$150,167

$100 gift card
$14,767

Flight: Sydney-Melbourne
$15,062

Points are capped?
at $100,000 pa

Points expire?
36 months

Details behind our 'value of rewards' calculations

Points earning 1.5 points per dollar on MasterCard, up to 150000 points per year
$100 cash back 30000 points buys a $100 Gift Card
Flight: Sydney-London 225250 points required. 180200 points buys a Flight Centre $1,000 travel voucher; assumed flight cost is $1250
$100 gift card 22150 points buys a Myer $100 Gift Card
Flight: Sydney-Melbourne 27466 points required. 22150 points buys a Flight Centre $100 travel voucher; assumed flight cost is $124

(how did we do it? find out...)

Rates

Purchase rate: 19.24%
Intro purchase rate: none
Balance transfer rate: 4.99% for 12 months
Balance transfer term: 12 Months
Balance transfer revert to cash: no
Cash advance rate: 21.99%
Interest free days: 55

Other financial bits

Minimum repayment amount: $20.00
Minimum repayment percent: 2.0

Fees

Annual card fee: $89.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $35.00
Overlimit fee: $30.00
Cash advance fee: $2%, Min $4.00
Foreign exchange margin: 2.95%
Duplicate statement fee: $7.50
Transaction verification fee: $12.00
Additional card fee: $0.00
Establishment fee: $

Features

Additional cardholders: 3
Other restrictions: none
Other benefits: none

Rates

Purchase rate: 19.24%
Intro purchase rate: none
Balance transfer rate: 4.99% for 12 months
Balance transfer term: 12 Months
Balance transfer revert to cash: no
Cash advance rate: 21.99%
Interest free days: 55

Other financial bits

Minimum repayment amount: $20.00
Minimum repayment percent: 2.0

Fees

Annual card fee: $89.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $30.00
Late payment fee: $35.00
Overlimit fee: $30.00
Cash advance fee: $2%, Min $4.00
Foreign exchange margin: 2.95%
Duplicate statement fee: $7.50
Transaction verification fee: $12.00
Additional card fee: $0.00
Establishment fee: $

Features

Additional cardholders: 3
Other restrictions: none
Other benefits: none

About Bankwest

BankWest is the bank best known for its Happy Banking initiative, which aims to make banking a more positive experience. Originally from Western Australia, BankWest has attracted thousands of customers around the country with its competitively priced products such as the TeleNet Saveraccount. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the BankWest brand. So if you like the sound of Happy Banking, check out BankWest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.