17.99%
4.99% for 9 months
$0.00
55
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Mozo snapshot:
The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee and for a limited time you could be enjoying a 0% purchase rate for 6 months and a leisurely 9 month balance transfer rate of 4.99%.
Key features: Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.
There's no rewards program attached to the Bankwest Zero but who needs one when you're rewarded with a 1.00% purchase rate for the first 6 months. Keep in mind however, the purchase rate reverts to 17.99% once the 6 month promotional period expires but you'll have a comfortable 55 day interest free period for repayments.
And the introductory 4.99% balance transfer offer for the first 9 months should also help those credit cardholders looking to drop some debt this year.
Who it's good for: If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.
Any catches? The 0% purchase rate offer is only available via online applications but fear not, if you get stuck Bankwest has 24 hour online or phone assistance.
Staying on top of your bills will save you from being hit with a $35 late repayment fee. Also, be aware of your credit limit or a $30 over limit fee could come your way.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Bankwest credit cards |
7.3
Based on 132 Bankwest credit card reviews |
6.9 | 5.8 | 7.3 | 7.2 | 7.3 |
Read Bankwest credit card reviews by the Mozo community
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No annual fee and accepted everywhere.
This is definately a good product for a small time user that never seems to amass enough reward points to make paying a yearly fee worthwhile. Full review
This is definately a good product for a small time user that never seems to amass enough reward points to make paying a yearly fee worthwhile.
1 person found this review helpful – do you?
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ZERO fees
ZERO ATM fees ZERO monthly account fees can not do better than this. This product is genuinely feeless. Feeless account means more money for me to enjoy. Full review
ZERO ATM fees ZERO monthly account fees can not do better than this. This product is genuinely feeless. Feeless account means more money for me to enjoy.
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Good rate low fees
Good credit card as little fees are charged, but all banks are the same all they care about is there profit margins not the customer!!!! Full review
Good credit card as little fees are charged, but all banks are the same all they care about is there profit margins not the customer!!!!
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Good card if you pay off each month
Pros. This is the only card with no yearly fee which is exactly what I wanted. So if you pay off your card each month this is the one for you. Australian call centre!! Cons. Only one branch on the Gold Coast. Full review
Pros. This is the only card with no yearly fee which is exactly what I wanted. So if you pay off your card each month this is the one for you. Australian call centre!! Cons. Only one branch on the Gold Coast.
5 people found this review helpful – do you?
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Great customer service and good rates
I like the fact that Bankwest offers a credit card with no fees. Most other banks charge a yearly fee for the use of a credit card, which makes the Bankwest Zero Mastercard a standout product. Full review
I like the fact that Bankwest offers a credit card with no fees. Most other banks charge a yearly fee for the use of a credit card, which makes the Bankwest Zero Mastercard a standout product.
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Reasonable product - poor customer care
Bankwest sent me a nasty letter (threatening to list me as a bad creditor) for being one week late for a $17 minimum payment on my credit card facility. I emailed a complaint and never received a response until I made a second complaint. I told th... Full review
Bankwest sent me a nasty letter (threatening to list me as a bad creditor) for being one week late for a $17 minimum payment on my credit card facility. I emailed a complaint and never received a response until I made a second complaint. I told them I had held several credit cards for about 20 years and never was treated in this manner. To date all they said in an email was to go into a branch and explain. I find that pathetic customer support.
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Fantastic security & outstanding customer service
Bankwest credit cards have always been safe and reliable for us. Living in remote Western Australia, we do a lot of purchasing online, and have never had any problems. Even when scammers did get our details, and one time when we lost our card over... Full review
Bankwest credit cards have always been safe and reliable for us. Living in remote Western Australia, we do a lot of purchasing online, and have never had any problems. Even when scammers did get our details, and one time when we lost our card overseas, the customer service was outstanding and we got our card/money back promptly.
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Poor customer service, uninterested tellers.
This product has a low interest rate but I'm sure there are others that are lower. Bankwest doesn't have the best level of service and it can take forever to obtain any attention in a branch. Full review
This product has a low interest rate but I'm sure there are others that are lower. Bankwest doesn't have the best level of service and it can take forever to obtain any attention in a branch.
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Convenience & customer service good
Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen. Full review
Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen.
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Low fees and great customer service
Great customer service and convenient location. Full review
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YesBankWest is the bank best known for its Happy Banking initiative, which aims to make banking a more positive experience. Originally from Western Australia, BankWest has attracted thousands of customers around the country with its competitively priced products such as the TeleNet Saveraccount. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the BankWest brand. So if you like the sound of Happy Banking, check out BankWest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.
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