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Bendigo Bank Bendigo Basic Black

  • interest rate

    11.99 %
  • annual fees

    $45

  • interest free days

    44

  • rewards program

    no

Bendigo Bank's overall rating for credit cards is

7.9

(as rated by the Mozo community)

Rates

Purchase rate
11.99%
Intro purchase rate
none
Intro rate term
none
Balance transfer rate
none
Balance transfer term
none
Balance transfer revert to cash
none
Cash advance rate
11.99%
Interest free days
44

Other financial bits

Minimum repayment amount
$10.00
Minimum repayment percent
3.0

Fees

Annual fees
$45
Intro annual fee waiver
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$25.00
Overlimit fee
$27.50
Cash advance fee
0.50%, Min $3.25
Foreign exchange margin
2.00%
Duplicate statement fee
$5.00
Transaction verification fee
$10.00
Additional card fee
$0.00
Establishment fee
$0.00

Features

Additional cardholders
yes
Other restrictions
none
Other benefits
none

This is how the Mozo community has rated Bendigo Bank for credit cards.

Product Type Overall Price Features Service Convenience Trust
Overall 6.4 5.6 5.3 6.1 6.7 6.4
Bendigo Bank credit cards 7.9 149 REVIEWS 6.9 6.2 8.1 7.8 8.2

Bendigo Bank

Bendigo Bank is a community focused bank with a big presence in Victoria and Queensland and a growing network across Australia. Bendigo Bank aims to work closely with the local communities it serves, and to offer quality customer service in an industry not exactly renowned for it! Bendigo Bank has a range of banking services to help you reach your financial goals, including personal loans, home loans, credit cards, term deposits, savings and bank accounts. It also enables its customers to serve themselves 24 hours a day with e-banking, Phone Banking, ATMs or EFTPOS.

Some recent reviews of Bendigo Bank credit cards

Belinda from Western Australia, a Bendigo Bank credit card customer. 10Overall Rating
  Cause this bank is better by far then any other bank, and I never win anything so I know I haven't won this wonderful prize. Reviewed 14 days ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Suzanne from Victoria, a Bendigo Bank credit card customer. 10Overall Rating
  Low interest rate, and no charges if I go over my limit! This is a bank that serves you - I will never go back to one of the big 4!! Reviewed 14 days ago  
  • 9Pricing
  • 9Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
Bec from Queensland, a Bendigo Bank credit card customer. 8Overall Rating
  Low interest rate even when the Reserve Bank hiked it considerably-(Started at 9.99%{2yr ago--approx.} and it increased to only 10.99% at the height of the extreme interest rate hike--still current 2010) Plus barely an hour after I had checked my transaction details, I received a call about fraudulant transactions on my creditcard a/c of approx. $900.00->>>A diligent and efficient Bendigo Consultant found the descrepencies immediately, it would have been possibly 3xdays before i would have ever noticed!! AND Just for comparison- my first ever credit card approx. 13 years ago with a supposed 'big' name bank---with an interest rate of approx. 13% (at least, from memory), which i do recall it increasing up to 16%/p.a. approx. I do also have a recollection that it also went alot higher but i am not 100% sure, and that was---way back then!! No... I am that old!!! lol!!! Reviewed 14 days ago  
  • 9Pricing
  • 8Product Features
  • 8Customer Service
  • 9Convenience
  • 10Trust
Jeneen from Victoria, a Bendigo Bank credit card customer. 7Overall Rating
  The interest is great. Not the one to go for if you want something in return such as rewards. Reviewed 14 days ago  
  • 8Pricing
  • 4Product Features
  • 10Customer Service
  • 7Convenience
  • 10Trust
Barry from Victoria, a Bendigo Bank credit card customer. 10Overall Rating
  I like it because it is only 10% interest. People should not be paying at other banks. Reviewed 14 days ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
 

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