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  • Bendigo Bank Bendigo Gold

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    • Bendigo Gold card from Bendigo Bank
    • 19.99%

    • $85.00

    • 55

    Rewards scheme

    • Bendigo Rewards. Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    • You can get flight rewards bookings via FlightPoints service, or via Air New Zealand Airpoints.
    • Bonus points available from selected partner merchants including FlightPoints.

    Privileges

    • Commission-free Travellers Cheques

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $24,445
    • Flight: Sydney-Melbourne
    • $24,934
    • Flight: Sydney-London
    • $366,667
    • Points are capped?
    • No
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 1.5 points per dollar on Visa, uncapped
    • $100 gift card 36667 points buys a $100 Accor Hotels Gift Card
    • Flight: Sydney-Melbourne 45467 points required. 36667 points buys a $100 off FlightPoints booking; assumed flight cost is $124
    • Flight: Sydney-London 458334 points required. 366667 points buys a $1000 off FlightPoints Booking; assumed flight cost is $1250

    (how did we do it? find out...)

    Rates

    Purchase rate
    19.99%
    Intro purchase rate
    none
    Balance transfer rate
    none
    Balance transfer term
    none
    Balance transfer revert to cash
    none
    Cash advance rate
    19.99%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    3.0

    Fees

    Annual card fee
    $85.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $25.00
    Overlimit fee
    $27.50
    Cash advance fee
    $0.50%, Min $3.25
    Foreign exchange margin
    2.00%
    Duplicate statement fee
    $5.00
    Transaction verification fee
    $10.00
    Additional card fee
    $0.00
    Establishment fee
    $0.00

    Features

    Additional cardholders
    1
    Other restrictions
    none
    Other benefits
    none

    About Bendigo Bank

    Bendigo Bank is a community focused bank with a big presence in Victoria and Queensland and a growing network across Australia. Bendigo Bank aims to work closely with the local communities it serves, and to offer quality customer service in an industry not exactly renowned for it! Bendigo Bank has a range of banking services to help you reach your financial goals, including personal loans, home loans, credit cards, term deposits, savings and bank accounts. It also enables its customers to serve themselves 24 hours a day with e-banking, Phone Banking, ATMs or EFTPOS.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are Bendigo Bank credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bendigo Bank credit cards 7.7 Based on 52
    Bendigo Bank credit card reviews
    7.1 6.3 7.8 7.2 7.9

    Read Bendigo Bank credit card reviews by the Mozo community

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