CUA Rewards Mastercard

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Purchase rate
19.74%
Balance transfer rate
1.90% for 6 months and then 20.49%
Annual card fee
$90.00
Interest free days
55

Product info
Customer reviews

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
You can get flights via Velocity, KrisFlyer or TakeFlight.
Bonus points available at selected merchants.

Special offers

Apply before 31 July 2012 and benefit from 1.90% for 6 months on balances you transfer.

Value of rewards points

Example reward
You'd need to spend

$100 gift card
$17,200

$100 cash back
$20,000

Flight: Sydney-Melbourne
$14,700

Flight: Sydney-London
$187,500

Points are capped?
at $60,000 pa

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 1.0 points per dollar on MasterCard, up to 60000 points per year
$100 gift card 17200 points buys a Myer $100 Gift Card
$100 cash back 20000 points buys a $100 credit
Flight: Sydney-Melbourne 1 points buys 0.66666667 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
Flight: Sydney-London 1 points buys 0.66666667 Velocity points; 125000 Velocity points buys a Velocity partner London flight

(how did we do it? find out...)

Rates

Purchase rate: 19.74%
Intro purchase rate: none
Balance transfer rate: 1.90% for 6 months and then 20.49%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 20.49%
Interest free days: 55

Other financial bits

Minimum repayment amount: $30.00
Minimum repayment percent: 2.0

Fees

Annual card fee: $90.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.7% or $2.70
Foreign exchange margin: 3.40%
Duplicate statement fee: $7.00
Transaction verification fee: $8.00
Additional card fee: $15.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: none
Other benefits: none

About CUA

CUA (Credit Union Australia) aims to be Australia’s leading member-owned banking alternative. Being 100% member-owned means that all of CUA’s profits go back into developing its competitive banking services. Any permanent Australian resident can become a CUA member, so if you’re after a change for the better check out CUA’s range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia’s largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

How are CUA credit cards rated by the Mozo community?

Product Type	Overall	Price	Features	Service	Convenience	Trust
CUA credit cards	6.6 Based on 19 CUA credit card reviews	6.6	6.2	7.0	7.2	7.4

Read CUA credit card reviews by the Mozo community

Latest review of CUA Rewards Mastercard

Bankwest Breeze *
- 10.99%
  interest rate
- $49.00
  annual fee
- Go to site
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* Fees and charges are payable
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Good rates but bad customer service

Overall customer rating
(Reviewed 17 days ago)

The customer service does not listen to what you say. If you change anything they stuff it up. I am not happy with their customer service. You get a different person each time you ring and they tell you different things. Full review

The customer service does not listen to what you say. If you change anything they stuff it up. I am not happy with their customer service. You get a different person each time you ring and they tell you different things.

Price

Features

Service

Convenience

Trust

Less
CUA Rewards Mastercard credit card review by Linda from Queensland 2012-05-08T12:27:27+10:00

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