Citibank BP-Citi MasterCard

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credit cards

Purchase rate
20.89%
Balance transfer rate
0.00% for 6 months and then 21.39%
Annual card fee
$89.00
Interest free days
55

Product info
Customer reviews

Rewards scheme

Get up to 0.5% back on your spend, and up to 5% on spend at BP outlets.10% cash back rebate on the first $600 you spend per month at BP until 31 July 2012.
No flight rewards
Instant discounts via Citi World Privileges

Privileges

Purchase Protection

Value of rewards points

Example reward
You'd need to spend

$100 cash back
$20,000

Points are capped?
at $60,000 pa

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 0.005 points per dollar on MasterCard, up to $5,000 per month
$100 cash back 100 points buys a $100 credit

(how did we do it? find out...)

Rates

Purchase rate: 20.89%
Intro purchase rate: none
Balance transfer rate: 0.00% for 6 months and then 21.39%
Balance transfer term: 6 Months
Balance transfer revert to cash: yes
Cash advance rate: 21.39%
Interest free days: 55

Other financial bits

Minimum repayment amount: $30.00
Minimum repayment percent: 2.0

Fees

Annual card fee: $89.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $10.00
Overlimit fee: $40.00
Cash advance fee: $2.7%, min $2.70
Foreign exchange margin: 3.40%
Duplicate statement fee: $7.00
Transaction verification fee: $8.00
Additional card fee: $30.00
Establishment fee: $

Features

Additional cardholders: 4
Other restrictions: none
Other benefits: 10% cash back rebate on the first $600 you spend per month at BP until 31 July 2012

About Citibank

Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

How are Citibank credit cards rated by the Mozo community?

Product Type	Overall	Price	Features	Service	Convenience	Trust
Citibank credit cards	4.8 Based on 204 Citibank credit card reviews	4.6	5.3	4.6	4.7	4.8

Read Citibank credit card reviews by the Mozo community

Latest review of Citibank BP-Citi MasterCard

Citibank BP-Citi MasterCard *
- 20.89%
  interest rate
- $89.00
  annual fee
Citibank Clear *
- 15.99%
  interest rate
- $65.00
  annual fee
More Citibank credit cards

* Fees and charges are payable
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Be careful if you ever want to leave

Overall customer rating
(Reviewed 9 days ago)

If you ever try and leave they will default as punishment. They will make vague statements regarding process of termination. Promise to return calls and dont. Pass you from department to department. Such a shame as up until then I had little to co... Full review

If you ever try and leave they will default as punishment. They will make vague statements regarding process of termination. Promise to return calls and dont. Pass you from department to department. Such a shame as up until then I had little to complain about. All I want to do was close the account. Now I've got a Black mark against my credit file that they wont remove even though they agree I dont owe them a cent.

Price

Features

Service

Convenience

Trust

Less
Citibank BP-Citi MasterCard credit card review by David from New South Wales 2012-05-16T12:43:52+10:00

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