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    • Citibank Citi Select

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    • Citi Select card from Citibank

    • 20.74%

    • 4.90% for 6 months and then 21.24%

    • $700.00

    • 55

    • Citi Select (Qantas Rewards) card from Citibank

    • 20.74%

    • 4.90% for 6 months and then 21.24%

    • $700.00

    • 55

    Currently showing:

    Rewards scheme

    • Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    • You can get flights via Velocity, Krisflyer or Asia Miles
    • Bonus points available at over 220 partner merchants.
    • Instant discounts via Citi World Privileges

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Special offers

    • 80,000 Reward Points on first spend

    Value of rewards points

    • Example reward
    • You'd need to spend
    • Flight: Sydney-London
    • $93,750
    • $100 gift card
    • $8,600
    • $100 cash back
    • $10,000
    • Flight: Sydney-Melbourne
    • $7,350
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 2 points per dollar on Visa, uncapped
    • Flight: Sydney-London 1 points buys 0.66666667 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight
    • $100 gift card 17200 points buys a David Jones $100 Gift Card
    • $100 cash back 20000 points buys a $100 credit
    • Flight: Sydney-Melbourne 1 points buys 0.66666667 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight

    (how did we do it? find out...)

    Rewards scheme

    • Points are automatically credited to the Qantas Frequent Flyer program.
    • All rewards are redeemed via Qantas Frequent Flyer
    • Instant discounts via Citi World Privileges

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Special offers

    • 80,000 Reward Points on first spend

    Value of rewards points

    • Example reward
    • You'd need to spend
    • Flight: Sydney-Melbourne
    • $12,850
    • Flight: Sydney-London
    • $128,000
    • $100 gift card
    • $13,500
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1 points per dollar on Visa, uncapped
    • Flight: Sydney-Melbourne 12850 points buys a Qantas Syd-Mel flight
    • Flight: Sydney-London 128000 points buys a Qantas London flight
    • $100 gift card 13500 points buys a Myer $100 Gift Card

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.74%
    Intro purchase rate
    none
    Balance transfer rate
    4.90% for 6 months and then 21.24%
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.24%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $700.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.70%, min $2.70
    Foreign exchange margin
    3.30%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    4
    Other restrictions
    none
    Other benefits
    Complimentary International and Domestic Lounge access with Priority Pass. Free bottle of award winning wine when you dine at participating restaurants.

    Rates

    Purchase rate
    20.74%
    Intro purchase rate
    none
    Balance transfer rate
    4.90% for 6 months and then 21.24%
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.24%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $700.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $49.00
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.70%, min $2.70
    Foreign exchange margin
    3.30%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    4
    Other restrictions
    none
    Other benefits
    Complimentary International and Domestic Lounge access with Priority Pass. Free bottle of award winning wine when you dine at participating restaurants

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

    How are Citibank credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank credit cards 4.8 Based on 204
    Citibank credit card reviews     		4.6 5.3 4.6 4.7 4.8

    Read Citibank credit card reviews by the Mozo community

    Latest review of Citibank Citi Select

      • Citibank Citi Select *

        • 20.74%

          interest rate

        • $700.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        More Citibank credit cards

        * Fees and charges are payable

        Show Rates

        Bad customer service

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        I'm quite happy to talk to call centers in other countries but not when it comes to my finances and would rather speak to someone in Australia. This is not told to customers when the take out a Citibank product       Full review 

        I'm quite happy to talk to call centers in other countries but not when it comes to my finances and would rather speak to someone in Australia. This is not told to customers when the take out a Citibank product


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        Citibank Citi Select credit card review by Snezana from Victoria

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