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  • Citibank Emirates Citi Platinum Card

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    • Emirates Citi Platinum Card card from Citibank
    • 20.99%

    • 0.90% for 12 months and then 21.24%

    • $229.00

    • 55

    Citibank Emirates Citi Platinum Card Review

    Review published: 5 April 2012

    What's hot:

    • 0.9% balance transfer rate for 12 months
    • Free international travel, extended warranty and purchase cover insurance
    • 25,000 bonus points

    What's not:

    • 20.99% purchase rate
    • Rewards points expire after 36 months

    Mozo snapshot:

    The Emirates Citibank Platinum credit card offers big spenders and frequent flyers all the perks to enjoy the high life. You'll receive a whopping 25,000 bonus points after your first spend on the card and a very luxurious 12 months to pay off any debt you transfer to the card.

    Key features: Earn 1.5 skyward miles for every dollar spent. Rewards points are converted into free travel with Emirates, and that $229 annual fee buys you platinum perks including free international travel insurance concierge service, a pass for two to any Australian Emirates Lounge and a chauffeur-driven ride to and from the airport once a year. A complimentary bottle of wine when cardholders dine at participating restaurants is a nice touch, too.

    Who it's good for: Those who hit the plastic hard and don't bat an eyelid at annual fees or interest rates - because it's all about the perks.

    Any catches? The 0.9% balance transfer rate gives you a very leisurely 12 month window to jettison any excess baggage from previous credit cards, but once this introductory offer departs, the rate skyrockets to 21.24%. Also, points are capped at 150,000 pa and expire at 36 months.

    How are Citibank credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank credit cards 4.8 Based on 204
    Citibank credit card reviews
    4.6 5.3 4.6 4.7 4.8

    Read Citibank credit card reviews by the Mozo community

    Latest review of Citibank Emirates Citi Platinum Card

      • Citibank Emirates Citi Platinum Card *

        • 20.99%

          interest rate

        • $229.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Good on points, bad with hidden fees.

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        I like the fact that they call if your statement is overdue without sending intimidating letters. Negative aspects of the card are - my chip is faulty and a replacement will cost me $80 as it is deemed the equivalent to a new/ additional card fee....       Full review 

        I like the fact that they call if your statement is overdue without sending intimidating letters. Negative aspects of the card are - my chip is faulty and a replacement will cost me $80 as it is deemed the equivalent to a new/ additional card fee. Although the card still works, it causes inconvenience when shopping as it must be swiped three times. Also having an additional card holder also comes at an $80 fee; All in all quite pricey - let's hope the points bring a decent return!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Emirates Citi Platinum Card credit card review by Anetka from South Australia

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    Rewards scheme

    • Points are automatically credited to the Emirates Skywards Program
    • All rewards are redeemed via Emirates Skywards Program.
    • Instant discounts via Citi World Privileges

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection
    • Chauffeur driven ride to and from the airport once a year
    • complimentary lounge pass (for two) per year for any Emirates Lounge in Australia

    Special offers

    • 25,000 bonus points

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $19,333
    • Flight: Sydney-Melbourne
    • $5,333
    • Flight: Sydney-London
    • $60,000
    • Points are capped?
    • at $100,000 pa
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 1.5 points per dollar on MasterCard, up to 150000 points per year
    • $100 gift card 1 points buys 1.0 Skywards Miles; 29000 Skywards Miles buys a Westfield $100 Gift Card
    • Flight: Sydney-Melbourne 1 points buys 1.0 Skywards Miles; 8000 Skywards Miles buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 1 points buys 1.0 Skywards Miles; 90000 Skywards Miles buys a Emirates London flight

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.99%
    Intro purchase rate
    none
    Balance transfer rate
    0.90% for 12 months and then 21.24%
    Balance transfer term
    12 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.24%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $229.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.70%, min $2.70
    Foreign exchange margin
    3.40%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $8.00
    Additional card fee
    $90.00
    Establishment fee
    $

    Features

    Additional cardholders
    4
    Other restrictions
    none
    Other benefits
    No annual fee for the first year. One complimentary, chauffeur driven ride per year to and from the airport when flying Emirates, lounge pass (for two) to any Emirates Lounge in Australia when flying Emirates, and access to the Marhaba Airport Lounge in

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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