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  • Citibank Rewards-Platinum

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    • Rewards-Platinum card from Citibank
    • 20.99%

    • 1.90% for 15 months and then 21.74%

    • $199.00

    • 55

    Rewards scheme

    • Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    • You can get flights via Velocity, Krisflyer, Virgin Australia Vouchers or TakeFlight.
    • Bonus points available at over 220 partner merchants. 3 points for every dollar spent internationally.
    • Instant discounts via Citi World Privileges

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Special offers

    • 20,000 Bonus points on first spend

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $13,760
    • $100 cash back
    • $16,000
    • Flight: Sydney-Melbourne
    • $11,760
    • Flight: Sydney-London
    • $150,000
    • Points are capped?
    • at $200,000 pa
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1.25 points per dollar on Visa, up to 250000 points per year
    • $100 gift card 17200 points buys a David Jones $100 Gift Card
    • $100 cash back 20000 points buys a $100 credit
    • Flight: Sydney-Melbourne 1 points buys 0.66666667 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 1 points buys 0.66666667 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.99%
    Intro purchase rate
    none
    Balance transfer rate
    1.90% for 15 months and then 21.74%
    Balance transfer term
    15 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.74%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $199.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.70%, min $2.70
    Foreign exchange margin
    3.30%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $7.00
    Additional card fee
    $90.00
    Establishment fee
    $

    Features

    Additional cardholders
    4
    Other restrictions
    none
    Other benefits
    Free bottle of award winning wine when you dine at participating restaurants.

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

    How are Citibank credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank credit cards 4.8 Based on 204
    Citibank credit card reviews
    4.6 5.3 4.6 4.7 4.8

    Read Citibank credit card reviews by the Mozo community

    Latest reviews of Citibank Rewards-Platinum

      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Should look after loyal customers

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Despite my wife and I are very substantial deposit holders with Citibank and long standing customers, my wife has not been offered a Platinum Rewards Card free of payment of an Annual Fee.       Full review 

        Despite my wife and I are very substantial deposit holders with Citibank and long standing customers, my wife has not been offered a Platinum Rewards Card free of payment of an Annual Fee.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Ishaverlal desai from Victoria

        Was this review helpful?

        Yes
      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Good product, poor service

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The account was not set up properly and when things went pear shaped, it was the customers fault and expense. Hard to communicate over an email when being answered overseas. Used to be excellent!       Full review 

        The account was not set up properly and when things went pear shaped, it was the customers fault and expense. Hard to communicate over an email when being answered overseas. Used to be excellent!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Richard from Victoria

        Was this review helpful?

        Yes
      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Great rewards program

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Citibank visa is awesome for our business needs, with. High limit to pay our monthly business accounts.       Full review 

        Citibank visa is awesome for our business needs, with. High limit to pay our monthly business accounts.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Lisa from Tasmania

        Was this review helpful?

        Yes
      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Professional service

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Citibank is a realistic bank. It deals with its customers as if they are real people. Even some times if I forget and become late with my monthly payment or go over the limit, Citibank staff are always prepared to listen and negotiate a win win s...       Full review 

        Citibank is a realistic bank. It deals with its customers as if they are real people. Even some times if I forget and become late with my monthly payment or go over the limit, Citibank staff are always prepared to listen and negotiate a win win situation for themselves and their customers.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Darryl from Victoria

        Was this review helpful?

        Yes
      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Does the job but nothing too fancy

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        What they say, they do. No issues organising direct debits through other banks. Sometimes a little hard to talk to on the phone.       Full review 

        What they say, they do. No issues organising direct debits through other banks. Sometimes a little hard to talk to on the phone.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Robyn from Queensland

        Was this review helpful?

        Yes
      • Citibank Rewards-Platinum *

        • 20.99%

          interest rate

        • $199.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Great deal

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        After being Citibank's customer, I was offered this platinum credit card with anual fees waves for life. So as long as I don't get out of the interest free zone, this card is for free.       Full review 

        After being Citibank's customer, I was offered this platinum credit card with anual fees waves for life. So as long as I don't get out of the interest free zone, this card is for free.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Citibank Rewards-Platinum credit card review by Alex from Victoria

        Was this review helpful?

        Yes

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