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    • Citibank Rewards-Signature

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    • Rewards-Signature card from Citibank

    • 20.99%

    • 1.90% for 15 months and then 21.74%

    • $395.00

    • 55

    Rewards scheme

    • Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    • You can get flights via Velocity, Krisflyer, Virgin Australia Vouchers or TakeFlight.
    • Bonus points available at over 220 partner merchants. 4 points for every dollar spent internationally.
    • Instant discounts via Citi World Privileges

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Special offers

    • 40,000 Bonus points on first spend

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $11,467
    • $100 cash back
    • $13,333
    • Flight: Sydney-Melbourne
    • $9,800
    • Flight: Sydney-London
    • $125,000
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1.5 points per dollar on Visa, uncapped
    • $100 gift card 17200 points buys a David Jones $100 Gift Card
    • $100 cash back 20000 points buys a $100 credit
    • Flight: Sydney-Melbourne 1 points buys 0.66666667 Velocity Points; 9800 Velocity Points buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 1 points buys 0.66666667 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight

    (how did we do it? find out...)

    Rates

    Purchase rate
    20.99%
    Intro purchase rate
    none
    Balance transfer rate
    1.90% for 15 months and then 21.74%
    Balance transfer term
    15 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.74%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $395.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $10.00
    Overlimit fee
    $40.00
    Cash advance fee
    $2.70%, min $2.70
    Foreign exchange margin
    3.30%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $7.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    4
    Other restrictions
    none
    Other benefits
    Free bottle of award winning wine when you dine at participating restaurants.

    About Citibank

    Citibank is the consumer banking arm of Citigroup, one of the world’s biggest financial institutions. Citibank was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

    How are Citibank credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Citibank credit cards 4.8 Based on 204
    Citibank credit card reviews     		4.6 5.3 4.6 4.7 4.8

    Read Citibank credit card reviews by the Mozo community

    Latest reviews of Citibank Rewards-Signature

      • Citibank Rewards-Signature *

        • 20.99%

          interest rate

        • $395.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        More Citibank credit cards

        * Fees and charges are payable

        Show Rates

        Good rewards and free insurance

          11. Overall customer rating
          12. (Reviewed 10 days ago)

        Quite expensive annual fee but offset by a good rewards program, travel insurance and purchase insurance.       Full review 

        Quite expensive annual fee but offset by a good rewards program, travel insurance and purchase insurance.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Citibank Rewards-Signature credit card review by Robyn from Queensland

        Was this review helpful?

        Yes

      • Citibank Rewards-Signature *

        • 20.99%

          interest rate

        • $395.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        More Citibank credit cards

        * Fees and charges are payable

        Show Rates

        Great rewards and courteous customer service

          11. Overall customer rating
          12. (Reviewed 11 days ago)

        During the past 30 years I have held a number of Credit Cards: American Express, Westpac Altitude, etc, etc- all carrying hefty annual fees because I needed such benefits as airline rewards, travel insurance, etc. The Citibank Platinum Rewards Sig...       Full review 

        During the past 30 years I have held a number of Credit Cards: American Express, Westpac Altitude, etc, etc- all carrying hefty annual fees because I needed such benefits as airline rewards, travel insurance, etc. The Citibank Platinum Rewards Signature card I presently hold out performs all others as I pay no annual fees for being a loyal customer and enjoy travel insurance, frequent flyer points, airport lounge privileges at selected international airports, etc and courteous customer services.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Citibank Rewards-Signature credit card review by Ishaverlal from Victoria

        Was this review helpful?

        Yes

      • Citibank Rewards-Signature *

        • 20.99%

          interest rate

        • $395.00

          annual fee

        Citibank BP-Citi MasterCard *

        • 20.89%

          interest rate

        • $89.00

          annual fee

        More Citibank credit cards

        * Fees and charges are payable

        Show Rates

        great service' and easy to deal with on phone

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        Been with Citibank creditcards for years, they stumped up a refund no arguments when Ansett went bust although they needn't cos it was international travel insurance and I was domestic. They actually listen when you phone them and are very respon...       Full review 

        Been with Citibank creditcards for years, they stumped up a refund no arguments when Ansett went bust although they needn't cos it was international travel insurance and I was domestic. They actually listen when you phone them and are very responsive re replies.THEY ARE EXPENSIVE BUT NOT IF YOU PAY OFF IN TIME :-).GOOD REWARDS POINTS SYSTEM TOO


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Citibank Rewards-Signature credit card review by Jan from Victoria

        Was this review helpful?

        Yes

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