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13.49%
5.99% for 5 months and then 21.74%
$78.00
55
The Commonwealth Bank might be one of Australia’s oldest and largest banks, but lately it’s determined to do things differently. The Commonwealth Bank reckons it’s focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank’s wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Commonwealth Bank credit cards |
6.7
Based on 890 Commonwealth Bank credit card reviews |
5.6 | 5.9 | 6.9 | 7.8 | 6.9 |
Read Commonwealth Bank credit card reviews by the Mozo community
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Flexible options & friendly customer service
This product is good for me because I am a single parent on a single income raising children. I have the product to use in case of emergencies and when I do use it I know I have ample time to pay the balance and if I don't pay the balance for any ... Full review
This product is good for me because I am a single parent on a single income raising children. I have the product to use in case of emergencies and when I do use it I know I have ample time to pay the balance and if I don't pay the balance for any reason, the interest rate is nice and low.
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Multiple ATM's are definitely convenient.
Having a credit card is convenient I'd have to say, though people should be aware about the hidden charges that may apply. Always read the terms and conditions/rates thoroughly before applying for a credit card. Full review
Having a credit card is convenient I'd have to say, though people should be aware about the hidden charges that may apply. Always read the terms and conditions/rates thoroughly before applying for a credit card.
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No customer service
You are just a number to them, there is no real human contact its as if you are lost and cant get answers to the questions you need. Full review
You are just a number to them, there is no real human contact its as if you are lost and cant get answers to the questions you need.
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excellent rates, great cust. service, competitive
This credit card has very competitive rates witch is a fixed rate so you know what you have to pay and when. Their late fee/over-drawer fee is $10. The cash advance rate is very competitive but still but still high. All said not a bad line of cred... Full review
This credit card has very competitive rates witch is a fixed rate so you know what you have to pay and when. Their late fee/over-drawer fee is $10. The cash advance rate is very competitive but still but still high. All said not a bad line of credit!!!
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Friendly and helpful
The interest rate is good and competitive. Online banking makes all things easier,and it's comforting that there is a sense of trust with CBA. Down side is they are forever offering credit limit increases. Full review
The interest rate is good and competitive. Online banking makes all things easier,and it's comforting that there is a sense of trust with CBA. Down side is they are forever offering credit limit increases.
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Great card all round
Awesome card with low rates and exceptional customer service in branch, online and over the phone. Even the overdrawing fees are minimal Full review
Awesome card with low rates and exceptional customer service in branch, online and over the phone. Even the overdrawing fees are minimal
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honest reliable choice
I know they say big banks don't care but like the saying goes, you get what you pay for. Commonwealth bank is open about costs, honest and very reliable.. Great product great safe choice Full review
I know they say big banks don't care but like the saying goes, you get what you pay for. Commonwealth bank is open about costs, honest and very reliable.. Great product great safe choice
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Superior customer interface = simple banking
A great basic Credit Card. No frills, no fuss - just a great product, backed by a great bank. Coupled with the online Netbank service, which is clear and very easy to use, this is the best product I have ever used for day to day financial transac... Full review
A great basic Credit Card. No frills, no fuss - just a great product, backed by a great bank. Coupled with the online Netbank service, which is clear and very easy to use, this is the best product I have ever used for day to day financial transactions. The only quibble I have is that I think they could probably lower the interest rate a bit more, if they really wanted to!
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Good service and convenient banking.
I like this product because their general online banking features are easy-to-use and convenient and they made me aware at a branch visit when I was able to increase my credit limit and did it for me on the spot. I find the service is generally g... Full review
I like this product because their general online banking features are easy-to-use and convenient and they made me aware at a branch visit when I was able to increase my credit limit and did it for me on the spot. I find the service is generally good compared to other banks such as ANZ and BOQ.
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awesome and very helpful
I have had a personal loan with my bank and just recently got my first credit card. I was a bit worried as I have heard so many bad things about credit cards hence why at the age of 45 i have never had one. But the friendly staff at my bank explai... Full review
I have had a personal loan with my bank and just recently got my first credit card. I was a bit worried as I have heard so many bad things about credit cards hence why at the age of 45 i have never had one. But the friendly staff at my bank explained everything to me and was very helpful, i have no complaints they are wonderful...i have banked with them for 30 years
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Buyer beware!
Credit card debt is rising and wish I had never applied for one. If you can't afford to buy something outright you can't afford a credit card. Full review
Credit card debt is rising and wish I had never applied for one. If you can't afford to buy something outright you can't afford a credit card.
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Easy to use and excellent customer service!
The credit card is easy to activate and use. You dont have to worry about spending a certain amount to receive rewards and it is a great low interest rate. I would be wary of the interest rate on cash withdrawals though, it nearly doubles your nor... Full review
The credit card is easy to activate and use. You dont have to worry about spending a certain amount to receive rewards and it is a great low interest rate. I would be wary of the interest rate on cash withdrawals though, it nearly doubles your normal rate!
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just amazing, customer service and product!,
CBA are amazing! at my local branch the service you receive is second to none. they are willing to help you out no matter how big or small. i love the low interest rate and paypass enabling Full review
CBA are amazing! at my local branch the service you receive is second to none. they are willing to help you out no matter how big or small. i love the low interest rate and paypass enabling
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A handy, good rate credit card.
An affordable Mastercard with a low interest rate of 13.49%. It is a no awards product so the rate is able to be kept lower and if you organize your purchases correctly there is 55days interest free period. Just try to pay the FULL amount off in t... Full review
An affordable Mastercard with a low interest rate of 13.49%. It is a no awards product so the rate is able to be kept lower and if you organize your purchases correctly there is 55days interest free period. Just try to pay the FULL amount off in time!
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Great customer service
Pros": Its got real time updates on the amount. It can be linked to all of my other accounts,so i dont have to carry around all of my cards. Its low interest rates its got paypass. and its a chip. if i have any fraud, the bank is pretty good... Full review
Pros": Its got real time updates on the amount. It can be linked to all of my other accounts,so i dont have to carry around all of my cards. Its low interest rates its got paypass. and its a chip. if i have any fraud, the bank is pretty good and returns my money. internet banking is very easy while transfering money into this account. Master card is allowed every where while doing internet shopping. Paying bills is easy. Cons: Makes you spend too much.
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Good customer service
I love my bank because they are understanding and caring and if i need help in something they listen to me and show me what i need to do Full review
I love my bank because they are understanding and caring and if i need help in something they listen to me and show me what i need to do
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Complete convenience.
A MasterCard is pretty much a "proceed with caution" product. Though in saying that I must say that some banks really do make an effort. My local bank actually contacted me to let me know there was a cheaper and more suitable option for my specifi... Full review
A MasterCard is pretty much a "proceed with caution" product. Though in saying that I must say that some banks really do make an effort. My local bank actually contacted me to let me know there was a cheaper and more suitable option for my specific needs. I have seen a huge decrease in the amount of interest I'm being charged and have also found the internet banking option to be so simple and easy to track and make payments. I would recommend them or any product of equal convenience.
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Outstanding customer service
I was previously on the gold card, and the cost of the annual fee was too high, and I was not getting the rewards from the gold card. I have switched to the lower rate card, which is basically that. Full review
I was previously on the gold card, and the cost of the annual fee was too high, and I was not getting the rewards from the gold card. I have switched to the lower rate card, which is basically that.
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Yes, good rates and great customer service
This low rate credit card is good for me when I don't have enough money to pay it off. The credit card is convenient and easy to pay off online from other accounts. There have been no mistakes since I opened the credit card years ago. Full review
This low rate credit card is good for me when I don't have enough money to pay it off. The credit card is convenient and easy to pay off online from other accounts. There have been no mistakes since I opened the credit card years ago.
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Good credit card
Don't accept the credit increase when they offer this to you! You only get further behind! Full review
Don't accept the credit increase when they offer this to you! You only get further behind!
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