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Community First McGrath Pink Visa

  • interest rate

    10.99 %

  • annual fees

    $40

  • interest free days

    55

  • rewards program

    no

  • balance transfer rate

    10.99% for 0 months

Community First's overall rating for credit cards is

7.0

(as rated by the Mozo community)

Rates

Purchase rate
10.99%
Intro purchase rate
none
Intro rate term
none
Balance transfer rate
10.99% for 0 months
Balance transfer term
none
Balance transfer revert to cash
none
Cash advance rate
10.99%
Interest free days
55

Other financial bits

Minimum repayment amount
$20.00
Minimum repayment percent
3.0

Fees

Annual fees
$40
Intro annual fee waiver
no
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$25.00
Overlimit fee
$30.00
Cash advance fee
5.00
Foreign exchange margin
none
Duplicate statement fee
none
Transaction verification fee
$20.00
Additional card fee
$0.00
Establishment fee
$0.00

Features

Additional cardholders
1
Other restrictions
none
Other benefits
Every year that the card is kept, half of the annual fee will be donated to the McGrath Foundation. Introductory rate of 5.99% applies to cash advances, balance transfers and purchases for 6 months from account opening.

This is how the Mozo community has rated Community First for credit cards.

Product Type Overall Price Features Service Convenience Trust
Overall 6.4 5.6 5.3 6.1 6.7 6.4
Community First credit cards 7.0 6 REVIEWS 6.5 4.8 5.8 6.0 7.0

Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

Some recent reviews of Community First credit cards

Julie from New South Wales, a Community First credit card customer. 8Overall Rating
  The staff are always helpful and friendly and will suggest products for you not for them. Reviewed 21 days ago  
  • 5Pricing
  • 5Product Features
  • 9Customer Service
  • 7Convenience
  • 7Trust
Kate from New South Wales, a Community First credit card customer. 9Overall Rating
  Their McGrath Pink Visa Credit card supports a good cause and has a really low rate. Customer service is also good. No rewards scheme. Reviewed 2 months ago  
  • 9Pricing
  • 8Product Features
  • 10Customer Service
  • 9Convenience
  • 9Trust
Susan from New South Wales, a Community First credit card customer. 4Overall Rating
  Right hand didn't know what left was doing. Sent multiple cards in one name and none in the other... Reviewed 7 months ago  
  • 9Pricing
  • 5Product Features
  • 1Customer Service
  • 0Convenience
  • 5Trust
A Mozo reviewer from New South Wales, a Community First credit card customer. 7Overall Rating
  I'd rather deal with this credit union than a bank Reviewed about 1 year ago  
  • 5Pricing
  • 5Product Features
  • 6Customer Service
  • 5Convenience
  • 7Trust

See all reviews of Community First credit cards

 

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