With a low 8.99% rate on purchases and 0% interest on balance transfers for twelve months, the Community First Low Rate Pink Credit Card is worth some attention. And with half of your $40 annual fee donated to the McGrath Foundation each year you hold the card, this is a card with friendly features as well as rates.
This card is also the winner of a 2023 Mozo Experts Choice Award for best Low Rate Credit Card.
The Low Rate Pink Credit Card comes with an a low purchase rate of just 8.99% and 0% interest on balance transfers for twelve months. Not only is this one of Australia's most purchase-friendly credit cards, you get an easy 55 day interest free period which should make repayments a breeze.
Fashionistas, here's your excuse to get a new wallet to match your new credit card - the Low Rate Pink Credit Card comes in a both a fashionable pastel pink or black. The $40 annual fee is already low by any standard but as Community First donates half of this to the McGrath Foundation, every time you whip out this philanthropic piece of plastic you'll get that buzz of knowing you're supporting women with breast cancer.
Shopaholics with charitable souls will be rewarded with one of the lowest purchase rates on the credit card market.
Just be sure to automate your repayments or you will be hit with a $25 late payment fee.
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8.99% p.a. |
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none |
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0% p.a. for 12 months and then 8.99% p.a. |
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yes |
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8.99% p.a. |
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55 |
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$40.00 |
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none |
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none |
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none |
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$25.00 |
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$2.50 |
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3.00% |
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$1.50 |
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$20.00 |
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$0.00 |
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$20.00 |
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3.0 |
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1 |
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none |
Apple Pay, Google Wallet, Samsung Pay
Every year that the card is kept, half of the annual fee will be donated to the McGrath Foundation.
Best bank .. I know words no one ever says right. But you haven't dealt with the team from Community First Credit Union they can't help enough and they support Breast Cancer research and support with the PINK VISA at 8.99% how good is the rate. So get online and apply get rid of your credit debt quicker
Read full reviewBest bank .. I know words no one ever says right. But you haven't dealt with the team from Community First Credit Union they can't help enough and they support Breast Cancer research and support with the PINK VISA at 8.99% how good is the rate. So get online and apply get rid of your credit debt quicker
It's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only downside is that there are no extra benefits like rewards points.
Read full reviewIt's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only downside is that there are no extra benefits like rewards points.
When I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was processed quickly and I got follow up calls to give me progress reports and to make sure I understood what was happening, which was something I really wasn't expecting to happen. Even when I got the card I got follow up calls to make sure I was comfortable with everything and happy with the service and other emails with updates. With that kind of service who wouldn't be happy. All seemed to be totally transparent. This is THE BEST service I have ever had from a financial service.
Read full reviewWhen I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was processed quickly and I got follow up calls to give me progress reports and to make sure I understood what was happening, which was something I really wasn't expecting to happen. Even when I got the card I got follow up calls to make sure I was comfortable with everything and happy with the service and other emails with updates. With that kind of service who wouldn't be happy. All seemed to be totally transparent. This is THE BEST service I have ever had from a financial service.
Nothing negative to report. Am extremely happy with the Credit Card, thank you.
Read full reviewNothing negative to report. Am extremely happy with the Credit Card, thank you.
I love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.
Read full reviewI love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.
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23.99% p.a.
No current offer
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Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
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$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
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23.99% p.a.
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Velocity Frequent Flyer
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13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
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23.99% p.a.
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$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
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$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
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12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
n0w Credit Card
n/a
No current offer
$228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.
Platinum Mastercard
0% p.a. for 3 months then 25.80% p.a.
No current offer
$99
