David Jones American Express Card

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Purchase rate
20.74%
Balance transfer rate
Annual card fee
$99.00
Interest free days
44

Product info
Customer reviews

Rewards scheme

3 point for every dollar spent at major super market and petrol station, 2 points for every dollar spent at David jones and 1 point for every dollar spent elsewhere. Earn David Jones Gift Points. Points can be redeemed for gift cards or travel.you can redeem your points for Gift Cards including David Jones and many other retailers; travel through our range of partners including Webjet; entertainment; merchandise or even a credit on your account.
All flights are redeemed via American Express Membership Travel Services.
Earn 3 points for every dollar you spend at major supermarkets and petrol stations, 2 points instore at David Jones and 1 point for everywhere else.

Special offers

15,000 Bonus Points When you apply online, and first spend outside of David Jones within 7 days of receiving your card.

Value of rewards points

Example reward
You'd need to spend

Flight: Sydney-London
$225,000

$100 gift card
$14,500

Flight: Sydney-Melbourne
$15,300

Points are capped?
No

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 1.0 points per dollar on Amex, uncapped
Flight: Sydney-London 187500 points required. 15000 points buys a $100 American Express Travel Voucher; assumed flight cost is $1250
$100 gift card 14500 points buys a David Jones $100 Gift Card
Flight: Sydney-Melbourne 18600 points required. 15000 points buys a $100 American Express Travel Voucher; assumed flight cost is $124

(how did we do it? find out...)

Rates

Purchase rate: 20.74%
Intro purchase rate: none
Balance transfer rate: none
Balance transfer term: none
Balance transfer revert to cash: none
Cash advance rate: none
Interest free days: 44

Other financial bits

Minimum repayment amount: $30.00
Minimum repayment percent: 2.5

Fees

Annual card fee: $99.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $30.00
Overlimit fee: $15.00
Cash advance fee: $
Foreign exchange margin: 3.00%
Duplicate statement fee: $10.00
Transaction verification fee: $0.00
Additional card fee: $29.00
Establishment fee: $

Features

Additional cardholders: unlimited
Other restrictions: establishment fee of $35 charged on a new interest free instalment option plus $2.95 account keeping fee per month. Can only be used for purchases in David Jones.
Other benefits: First year Supplementary Card fee waiver available on approved Supplementary Cards. Up to 48 Months interest free when you purchase homewares, furniture, bedding or electrical items over $500 instore at David Jones.

About David Jones

David Jones is an Australian retailer whose primary business is a chain of premium department stores. In 2008, the company announced it would be launching its own David Jones American Express card, complete with a rewards package for its customers. The David Jones American Express Card is the credit card that turns every dollar you spend into Gift Points, which can then be redeemed for items such as the DJs Gift Card or flights with Qantas and other leading airlines.