Rates
- Purchase rate
- 22.99%
- Intro purchase rate
- none
- Balance transfer rate
- none
- Balance transfer term
- none
- Balance transfer revert to cash
- none
- Cash advance rate
- 22.99%
- Interest free days
- 55
Other financial bits
- Minimum repayment amount
- $25.00
- Minimum repayment percent
- 3.0
Fees
- Annual card fee
- $99.00
- Introductory fee
- none
- Annual fee spend threshold
- none
- Reward program fee
- $
- Late payment fee
- $25.00
- Overlimit fee
- $5.00
- Cash advance fee
- $3%, Min $3, Max $30
- Foreign exchange margin
- 3.00%
- Duplicate statement fee
- $0.00
- Transaction verification fee
- $0.00
- Additional card fee
- $0.00
- Establishment fee
- $
Features
- Additional cardholders
- 9
- Other restrictions
- Shopperâ??s Protection insurance is an optional insurance cover for your Gem Visa card, the premium is just 1% of the monthly closing balance (capped at $50). See Gem Visa website for more information.
- Other benefits
- 6 Months interest free on purchases over $250. Longer term interest free periods are available at selected stores.
About GE Money
GE Money positions itself as an alternative to the “Big 4” banks in Australia and offer banking products and services with a focus on convenience and customer service. GE Money provides personal insurance and loans, financing options and credit cards.
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