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  • GE Money GO MasterCard

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    • GO MasterCard card from GE Money
    • 21.74%

    • $40.00

    • 62

    Rewards scheme

    • 1.25 points per dollar when you make MasterCard purchases at Harvey Norman, Domayne and Joyce Mayne.

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $13,130
    • Points are capped?
    • at $100,000 pa
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1 points per dollar on MasterCard, up to 100000 points per year
    • $100 gift card 13130 points buys a $100 Gift Card

    (how did we do it? find out...)

    Rates

    Purchase rate
    21.74%
    Intro purchase rate
    none
    Balance transfer rate
    none
    Balance transfer term
    none
    Balance transfer revert to cash
    no
    Cash advance rate
    29.49%
    Interest free days
    62

    Other financial bits

    Minimum repayment amount
    $25.00
    Minimum repayment percent
    3.0

    Fees

    Annual card fee
    $40.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $25.00
    Overlimit fee
    $5.00
    Cash advance fee
    $3%, Min $1.95
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $0.00
    Transaction verification fee
    $10.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    9
    Other restrictions
    $25 one-off establishement fee applies. $4.95 account servicing fee charged each month the outstanding balance is greater than $10.
    Other benefits
    none

    About GE Money

    GE Money positions itself as an alternative to the “Big 4” banks in Australia and offer banking products and services with a focus on convenience and customer service. GE Money provides personal insurance and loans, financing options and credit cards.

    How are GE Money credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    GE Money credit cards 4.3 Based on 61
    GE Money credit card reviews
    3.9 4.4 4.6 4.4 4.4

    Read GE Money credit card reviews by the Mozo community

    Latest reviews of GE Money GO MasterCard

      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Good interest-free periods and rewards

          1. Overall customer rating
          2. (Reviewed 4 days ago)

        The Go Mastercard is your standard credit card with a rewards program. The interest rates are very high, but as there is a 62-day interest-free period on all purchases, if you are the sort of person who pays off your credit card every month then y...       Full review 

        The Go Mastercard is your standard credit card with a rewards program. The interest rates are very high, but as there is a 62-day interest-free period on all purchases, if you are the sort of person who pays off your credit card every month then you will pay no interest. The rewards program is quite good, with a large range of products available for purchase with points. I have only had to call customer service once, and my query was promptly and politely answered.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Michelle from Victoria

        Was this review helpful?

        Yes
      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        A flexible, rewarding, easy form of credit

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        My overall experience with the product has been a positive one. It's accepted everywhere and has good online access. There are also plenty of interest-free promotions which can be accessed using this card (subject to approval, of course). The only...       Full review 

        My overall experience with the product has been a positive one. It's accepted everywhere and has good online access. There are also plenty of interest-free promotions which can be accessed using this card (subject to approval, of course). The only thing people may wish to consider is that the Harvey Norman group get a cut every time this card is used for interest-free purchases, regardless of whether the store is connected to HN or not. Overall, good product, been happy with it for 5 years+


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Michelle from Queensland

        Was this review helpful?

        Yes
      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        good flexibility

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        Look at the end of the day, its your money . make it work harder for you. there no cons or pros. its simply shopping around for great deals. Look for great rewards deals such as points, that you can earn. My cards as you can see are my rating, ar...       Full review 

        Look at the end of the day, its your money . make it work harder for you. there no cons or pros. its simply shopping around for great deals. Look for great rewards deals such as points, that you can earn. My cards as you can see are my rating, are fairly rated. It offers me great movement, and flexibility,


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Patrick from Victoria

        Was this review helpful?

        Yes
      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Avoid at all costs

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        This product has proven to be a money trap and I would highly recommend people avoid it if at all possible. It is difficult to resist the allure of having something on interest free but the trap is that it's not just an account, it's also a credit...       Full review 

        This product has proven to be a money trap and I would highly recommend people avoid it if at all possible. It is difficult to resist the allure of having something on interest free but the trap is that it's not just an account, it's also a credit card that gives you access to ongoing credit and I have found that even if you're a conservative spender, it is still possible to use that card for just one thing - which then turns into more. Their cards rates are one of the highest I have seen around for everyday spending and unless you have a lot of self-control it is a disaster


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Cassandra from Victoria

        Was this review helpful?

        Yes
      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Extra fees, small amount off principal each month

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        Pros: 62 days interest free Cons: (1) High interest rate. Purchase rate: 21.74% p.a. (2)account service fees (every month) (3)BPAY payment fee You never seem to get ahead with G.E.       Full review 

        Pros: 62 days interest free Cons: (1) High interest rate. Purchase rate: 21.74% p.a. (2)account service fees (every month) (3)BPAY payment fee You never seem to get ahead with G.E.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Kim from New South Wales

        Was this review helpful?

        Yes
      • GE Money GO MasterCard *

        • 21.74%

          interest rate

        • $40.00

          annual fee

        GE Money Low Rate MasterCard *

        • 15.49%

          interest rate

        • $58.00

          annual fee

        * Fees and charges are payable

        Show Rates

        Can be very expensive

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        High interest rate, good for 24 months interest free, if you pay it off before the term, otherwise watch out!       Full review 

        High interest rate, good for 24 months interest free, if you pay it off before the term, otherwise watch out!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        GE Money GO MasterCard credit card review by Brenda from Victoria

        Was this review helpful?

        Yes

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