| Product | Intro Interest Rate | Interest Rate | Annual Fees | Interest & fees over 3 years* | Balance Transfer Rate | Reward Program |
|---|---|---|---|---|---|---|
No Frills Gold
|
11.80% | $0 | $1,062 | no | ||
No Frills Classic
|
11.80% | $0 | $1,062 | no | ||
My First Credit Card
|
8.95% for 13 months | 16.75% | $18$0 in the first 1 year | $1,290 | no | |
Gold with Rewards
|
8.95% for 13 months | 16.75% | $90 | $1,524 | yes | |
Gold Basic
|
8.95% for 13 months | 16.75% | $36 | $1,362 | no | |
Classic Rewards
|
8.95% for 13 months | 16.75% | $48$0 in the first 1 year | $1,350 | yes | |
Classic Basic
|
8.95% for 13 months | 16.75% | $18$0 in the first 1 year | $1,290 | no |
*Interest assuming a $3,000 balance and no interest free period, plus total annual fees including any introductory fee waiver.
More helpful quick links
With so many different credit cards on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right credit card choice. You can find and compare Heritage Bank credit cards with Mozo or check out these other providers.
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