- Credit cards:
- Compare
- Calculator
- Health check
- Reviews
- Guides

Heritage Bank No Frills Gold

Compare other
credit cards

Purchase rate
11.80%
Balance transfer rate
Annual card fee
$0.00
Interest free days
0

Product info
Customer reviews

Rates

Purchase rate: 11.80%
Intro purchase rate: none
Balance transfer rate: none
Balance transfer term: none
Balance transfer revert to cash: none
Cash advance rate: 11.80%
Interest free days: 0

Other financial bits

Minimum repayment amount: $30.00
Minimum repayment percent: 5.0

Fees

Annual card fee: $0.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $
Late payment fee: $20.00
Overlimit fee: $20.00
Cash advance fee: $$2.50
Foreign exchange margin: 2.50%
Duplicate statement fee: $7.50
Transaction verification fee: $20.00
Additional card fee: $0.00
Establishment fee: $0.00

Features

Additional cardholders: 2
Other restrictions: $7.50 per card for the 3rd and subsequent supplementary cards; Choose your own card design is $10 per card
Other benefits: none

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.