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    • NAB Gold Card

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    • Gold Card card from NAB

    • 19.74%

    • 1.00% for 12 months

    • $90.00

    • 44

    Rewards scheme

    • Points are accredited to Flybuys.
    • You can get flights via Velocity, Qantas and Air New Zealand or via Jetset and Travelworld giftcards.

    Privileges

    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $62,500
    • $100 cash back
    • $62,500
    • Flight: Sydney-Melbourne
    • $55,000
    • Flight: Sydney-London
    • $937,500
    • Points are capped?
    • No
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 0.2 points per dollar on Visa/MCard, uncapped
    • $100 gift card 12500 points buys a Flybuys $100 Gift card
    • $100 cash back 12500 points buys a $100 credit
    • Flight: Sydney-Melbourne 11000 points buys a Virgin Australia Syd-Mel flight
    • Flight: Sydney-London 156250 points required. 125000 points buys a Jetset or Travelworld $1000 Gift Card; assumed flight cost is $1250

    (how did we do it? find out...)

    Rates

    Purchase rate
    19.74%
    Intro purchase rate
    none
    Balance transfer rate
    1.00% for 12 months
    Balance transfer term
    12 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.74%
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $90.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $5.00
    Overlimit fee
    $0.00
    Cash advance fee
    $1.75%, Min $1.75
    Foreign exchange margin
    2.50%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $5.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    1
    Other restrictions
    none
    Other benefits
    Price Protection Insurance

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are NAB credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB credit cards 6.7 Based on 486
    NAB credit card reviews     		6.1 6.2 6.7 7.4 6.8

    Read NAB credit card reviews by the Mozo community

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