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    • NAB Low Fee Card

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    • Low Fee Card card from NAB

    • 19.74%

    • 1.00% for 6 months

    • $30.00

    • 44

    Rewards scheme

    • Points are accredited to Flybuys.
    • You can get flights via Velocity, Qantas and Air New Zealand or via Jetset and Travelworld giftcards.
    • Earn bonus points at Flybuys merchants including Coles Group retailers.

    Privileges

    • Purchase Protection

    Value of rewards points

    • Example reward
    • You'd need to spend
    • Flight: Sydney-London
    • $937,500
    • $100 gift card
    • $62,500
    • Flight: Sydney-Melbourne
    • $55,000
    • $100 cash back
    • $62,500
    • Points are capped?
    • No
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 0.2 points per dollar on Visa/MCard, uncapped
    • Flight: Sydney-London 156250 points required. 125000 points buys a Jetset or Travelworld $1000 Gift Card; assumed flight cost is $1250
    • $100 gift card 12500 points buys a Flybuys $100 Gift card
    • Flight: Sydney-Melbourne 11000 points buys a Syd-Mel flight
    • $100 cash back 12500 points buys a $100 credit

    (how did we do it? find out...)

    Rates

    Purchase rate
    19.74%
    Intro purchase rate
    none
    Balance transfer rate
    1.00% for 6 months
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.74%
    Interest free days
    44

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $30.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $5.00
    Overlimit fee
    $0.00
    Cash advance fee
    $1.75%, Min $1.75
    Foreign exchange margin
    2.50%
    Duplicate statement fee
    $7.00
    Transaction verification fee
    $5.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    1
    Other restrictions
    none
    Other benefits
    none

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are NAB credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB credit cards 6.7 Based on 486
    NAB credit card reviews     		6.1 6.2 6.7 7.4 6.8

    Read NAB credit card reviews by the Mozo community

    Latest reviews of NAB Low Fee Card

      • NAB Low Fee Card

        NAB Gold Card

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        Great rates and yearly fee. Can't complain.

          11. Overall customer rating
          12. (Reviewed 6 days ago)

        It's all that I need from a credit card.       Full review 

        It's all that I need from a credit card.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        NAB credit card review by Natalia from Victoria

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        Yes

      • NAB Low Fee Card

        NAB Gold Card

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        Best bank 4 loyal customers.Best customer support.

          11. Overall customer rating
          12. (Reviewed 12 days ago)

        I personally love this card because even though it shows my card as the low fee MasterCard (which technically it is) I was offered an upgrade to their Platinum MasterCard at no extra cost. They also provide extra service that is included like con...       Full review 

        I personally love this card because even though it shows my card as the low fee MasterCard (which technically it is) I was offered an upgrade to their Platinum MasterCard at no extra cost. They also provide extra service that is included like concierge and a heap of insurance coverages that only platinum card holders can get. The offer is still up someplace on their site to. I got a guaranteed upgrade since I have been with the nab for a very long time. Anyway i can also pay my NAB card at a post office at no extra charge, it's a pretty cool account to have.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        NAB credit card review by David from Queensland

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        Yes

      • NAB Low Fee Card

        NAB Gold Card

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        Don't like your current deal? Demand a better one!

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        Great Card with a famous and financially strong bank behind them, I have never had any issues or security problems with the card and keep a low limit, just in case. However, the interest rate being charged for money owed was about 19%, but after t...       Full review 

        Great Card with a famous and financially strong bank behind them, I have never had any issues or security problems with the card and keep a low limit, just in case. However, the interest rate being charged for money owed was about 19%, but after threatening to leave the bank to another provider, they reduced my interest rate down to 12%... which I thought was marvellous. Good on you NAB, you kept my business.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        NAB credit card review by Rod from New South Wales

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      • NAB Low Fee Card

        NAB Gold Card

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        'Good rates and great customer service'

          11. Overall customer rating
          12. (Reviewed 13 days ago)

        The good thing about NAB they look after you and replace stolen money if given sufficient proof. They listen to their clients.       Full review 

        The good thing about NAB they look after you and replace stolen money if given sufficient proof. They listen to their clients.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        NAB credit card review by Michele from Victoria

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        Yes

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