NAB Low Rate
Click the green tabs to expand the sections. To close a section, just click the green tab again.
NABNAB is the new name for National Australia Bank, one of Australia’s Big Four banks. These days, NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. If that’s not enough, NAB also plans to be carbon neutral by 2010! |
 |
|
|---|---|---|
Customer ratingsclick to open
| NAB Low Rate | ||
| Overall Customer Rating | 6.0#14 BASED ON 792 REVIEWS |
|
| Price Rating | 5.2 | |
| Features Rating | 5.4 | |
| Service Rating | 5.7 | |
| Convenience Rating | 6.9 | |
| Trust Rating | 6.2 | |
| Go to site |
Ratesclick to open
| NAB Low Rate | ||
| Purchase Rate | 12.24% | |
| Intro Purchase Rate | 0.00% for 6 months | |
| Intro Rate Term | 6 Months | |
| Balance Transfer Rate | 4.99% for 6 months and then 20.74% | |
| Balance Transfer Term | 6 Months | |
| Balance Transfer Revert To Cash | yes | |
| Cash Advance Rate | 20.74% | |
| Interest Free Days | 55 | |
| Go to site |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
Feesclick to open
| NAB Low Rate | ||
| Annual Fee | $49.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | ||
| Late Payment Fee | $30.00 | |
| Overlimit Fee | $25.00 | |
| Cash Advance Fee | 1.75%, Min $1.75 | |
| Foreign Exchange Margin | 2.50% | |
| Duplicate Statement Fee | $7.00 | |
| Transaction Verification Fee | $5.00 | |
| Additional Card Fee | $0.00 | |
| Establishment Fee | ||
| Go to site |
Other financial bitsclick to open
| NAB Low Rate | ||
| Minimum Repayment Amount | $10.00 | |
| Minimum Repayment Percent | 2.5 | |
| Go to site |
Featuresclick to open
| NAB Low Rate | ||
| Additional Cardholders | 1 | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | ||
| Other Benefits | ||
| Go to site |
Rewardsclick to open
| NAB Low Rate | ||
| Program Name | ||
| Rewards Type | ||
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | no | |
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | no | |
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| Go to site |
Most recent reviews of NAB credit cards
-
Overall Rating
3 -
Pricing
3 -
Product Features
3 -
Customer Service
2 -
Convenience
4 -
Trust
2
The interest rate is crazy. – Daniel from Queensland, a NAB credit card customer. Reviewed 5 days ago
-
Overall Rating
2 -
Pricing
- -
Product Features
0 -
Customer Service
0 -
Convenience
5 -
Trust
0
I trusted the Velocity blurb of 'Fly more for less', but after accumulating over 200,000 points, found that they are only enough to make a return flight to Tonga! The same points for the same expenditure on a Qantas card would have enabled me to travel to Europe and back a number of times. I have also asked my bank to increase my credit limit for months. I easily have the required income, and have always paid, but they have dilly dallied for 4 months. – Edward from Victoria, a NAB credit card customer. Reviewed 6 days ago
-
Overall Rating
9 -
Pricing
7 -
Product Features
10 -
Customer Service
10 -
Convenience
10 -
Trust
10
Lost my credit card and they replaced it overseas in 2 days, to Bosnia. – Jamie from New South Wales, a NAB credit card customer. Reviewed 7 days ago
-
Overall Rating
10 -
Pricing
8 -
Product Features
8 -
Customer Service
9 -
Convenience
10 -
Trust
10
I had a query on charges, and it was followed up immediately, and rectified. – Maureen from New South Wales, a NAB credit card customer. Reviewed 9 days ago
-
Overall Rating
5 -
Pricing
3 -
Product Features
7 -
Customer Service
10 -
Convenience
5 -
Trust
8
There are hidden fees associated... Don't be fooled by the Visa Mini cashback marketing ploy! – Mel from New South Wales, a NAB credit card customer. Reviewed 14 days ago
See all NAB credit card reviews
Find more credit cards by visiting our compare credit cards page.
NAB also offers the following Credit cards
- Standard
- Gold Card
- Mini
- Velocity Gold Card
- Velocity Card
- Qantas Gold Card
- Qantas Platinum Card
- Qantas Card
Other providers of credit cards
Follow Mozo on: