NAB Low Rate

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NAB

NAB is the new name for National Australia Bank, one of Australia’s Big Four banks. These days, NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. If that’s not enough, NAB also plans to be carbon neutral by 2010!

              
  NAB
   
 

Customer ratingsclick to open

    NAB Low Rate
Overall Customer Rating 6.0#14 BASED ON
797 REVIEWS
Price Rating 5.2
Features Rating 5.4
Service Rating 5.7
Convenience Rating 7.0
Trust Rating 6.2
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Ratesclick to open

    NAB Low Rate
Purchase Rate 12.49%
Intro Purchase Rate 0.00% for 6 months
Intro Rate Term 6 Months
Balance Transfer Rate 4.99% for 6 months and then 20.99%
Balance Transfer Term 6 Months
Balance Transfer Revert To Cash yes
Cash Advance Rate 20.99%
Interest Free Days 55
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*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.

Feesclick to open

    NAB Low Rate
Annual Fee $49.00
Intro Annual Fee Waiver  
Annual Fee Spend Threshold  
Reward Program Fee  
Late Payment Fee $30.00
Overlimit Fee $25.00
Cash Advance Fee 1.75%, Min $1.75
Foreign Exchange Margin 2.50%
Duplicate Statement Fee $7.00
Transaction Verification Fee $5.00
Additional Card Fee $0.00
Establishment Fee  
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Other financial bitsclick to open

    NAB Low Rate
Minimum Repayment Amount $10.00
Minimum Repayment Percent 2.5
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Featuresclick to open

    NAB Low Rate
Additional Cardholders 1
Travel Insurance no
Purchase Insurance no
Extended Warranty no
Other Restrictions  
Other Benefits  
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Rewardsclick to open

    NAB Low Rate
Program Name  
Rewards Type  
Points Per Dollar  
Points Lifetime  
Bonus Points Available no
Bonus Points Lifetime  
Conversion To Frequent Flyers no
Points To Frequent Flyer Ratio  
Domestic Airline Partners  
International Airline Partners  
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Most recent reviews of NAB credit cards

 

  • Overall Rating

    3
  • Pricing

    5
  • Product Features

    1
  • Customer Service

    5
  • Convenience

    7
  • Trust

    6

No loyalty program and interest free offers or rate discounts are only given to new customers instead of loyal customers. – Rachel from South Australia, a NAB credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    7
  • Pricing

    6
  • Product Features

    9
  • Customer Service

    7
  • Convenience

    7
  • Trust

    7

The Rewards Program is sound and rewards easy to access, however the switch over to the new NAB gold Visa/American Express cards reward program, happened with minimal consultation from the bank. – Donna from Queensland, a NAB credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    10
  • Pricing

    5
  • Product Features

    4
  • Customer Service

    10
  • Convenience

    10
  • Trust

    10

They have removed late payment fees & overdrawn charges. – Jacky from New South Wales, a NAB credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    7
  • Pricing

    8
  • Product Features

    5
  • Customer Service

    7
  • Convenience

    8
  • Trust

    6

I would prefer if their credit cards had lower interest rates. – Raelene from Victoria, a NAB credit card customer.   Reviewed 1 day ago

 

  • Overall Rating

    9
  • Pricing

    8
  • Product Features

    8
  • Customer Service

    8
  • Convenience

    10
  • Trust

    8

I like the fact that I can collect Flybuy points which I can use to get cash or products just by paying bills and doing my shopping. – Sophie from Victoria, a NAB credit card customer.   Reviewed 1 day ago

See all NAB credit card reviews

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