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NAB Low Rate

  • interest rate

    13.24 %
  • annual fees

    $49

  • interest free days

    55

  • rewards program

    no

  • balance transfer rate

    4.99% for 6 months and then 21.49%

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NAB's overall rating for credit cards is

6.1

(as rated by the Mozo community)

Rates

Purchase rate
13.24%
Intro purchase rate
none
Intro rate term
none
Balance transfer rate
4.99% for 6 months and then 21.49%
Balance transfer term
6 Months
Balance transfer revert to cash
yes
Cash advance rate
21.49%
Interest free days
55

Other financial bits

Minimum repayment amount
$10.00
Minimum repayment percent
2.5

Fees

Annual fees
$49
Intro annual fee waiver
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$30.00
Overlimit fee
$25.00
Cash advance fee
1.75%, Min $1.75
Foreign exchange margin
2.50%
Duplicate statement fee
$7.00
Transaction verification fee
$5.00
Additional card fee
$0.00
Establishment fee
none

Features

Additional cardholders
1
Other restrictions
none
Other benefits
none

This is how the Mozo community has rated NAB for credit cards.

Product Type Overall Price Features Service Convenience Trust
Overall 6.1 5.2 5.5 5.8 6.9 6.2
NAB credit cards 6.1 1073 REVIEWS 5.2 5.5 5.8 6.9 6.2

NAB

NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. Their overarching motivated is to make a positive and sustainable impact in the lives of their customers and communities.

Some recent reviews of NAB credit cards

A Mozo reviewer from New South Wales, a NAB credit card customer. 5Overall Rating
  The bank is always shoving an increase in the limit in your face, to much self restraint needed, they should be looking at your personal situation more closely. One good thing though the drop in cost of a late payment fee, was $25 now only $5, a much more acceptable amount to cough up, for an oversight. Reviewed about 3 hours ago  
  • 3Pricing
  • 4Product Features
  • 5Customer Service
  • 3Convenience
  • 5Trust
A Mozo reviewer from New South Wales, a NAB credit card customer. 8Overall Rating
  It's easy to access just be sure they explain everything properly. Reviewed 1 day ago  
  • 5Pricing
  • 0Product Features
  • 7Customer Service
  • 9Convenience
  • 6Trust
A Mozo reviewer from Australian Capital Territory, a NAB credit card customer. 9Overall Rating
  Customer service is great when I changed over to link account with frequent flyers. When unusual eBay purchases are made on the card they call us to check. This has happened on several occasions. We went to NAB after disillusioned with Commonwealth, then Esanda. Reviewed 1 day ago  
  • 7Pricing
  • 7Product Features
  • 9Customer Service
  • 8Convenience
  • 10Trust
Denis from Victoria, a NAB credit card customer. 8Overall Rating
  Easy to use, looked after. Reviewed 14 days ago  
  • 4Pricing
  • 3Product Features
  • 8Customer Service
  • 8Convenience
  • 8Trust
 

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