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NABNAB is the new name for National Australia Bank, one of Australia’s Big Four banks. These days, NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. If that’s not enough, NAB also plans to be carbon neutral by 2010! |
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| NAB Low Rate | ||
| Overall Customer Rating | 6.0#14 BASED ON 792 REVIEWS |
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| Price Rating | 5.2 | |
| Features Rating | 5.4 | |
| Service Rating | 5.7 | |
| Convenience Rating | 6.9 | |
| Trust Rating | 6.2 | |
| Go to site |
| NAB Low Rate | ||
| Purchase Rate | 12.24% | |
| Intro Purchase Rate | 0.00% for 6 months | |
| Intro Rate Term | 6 Months | |
| Balance Transfer Rate | 4.99% for 6 months and then 20.74% | |
| Balance Transfer Term | 6 Months | |
| Balance Transfer Revert To Cash | yes | |
| Cash Advance Rate | 20.74% | |
| Interest Free Days | 55 | |
| Go to site |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
| NAB Low Rate | ||
| Annual Fee | $49.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | ||
| Late Payment Fee | $30.00 | |
| Overlimit Fee | $25.00 | |
| Cash Advance Fee | 1.75%, Min $1.75 | |
| Foreign Exchange Margin | 2.50% | |
| Duplicate Statement Fee | $7.00 | |
| Transaction Verification Fee | $5.00 | |
| Additional Card Fee | $0.00 | |
| Establishment Fee | ||
| Go to site |
| NAB Low Rate | ||
| Minimum Repayment Amount | $10.00 | |
| Minimum Repayment Percent | 2.5 | |
| Go to site |
| NAB Low Rate | ||
| Additional Cardholders | 1 | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | ||
| Other Benefits | ||
| Go to site |
| NAB Low Rate | ||
| Program Name | ||
| Rewards Type | ||
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | no | |
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | no | |
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| Go to site |
Overall Rating
3Pricing
3Product Features
3Customer Service
2Convenience
4Trust
2The interest rate is crazy. – Daniel from Queensland, a NAB credit card customer. Reviewed 5 days ago
Overall Rating
2Pricing
-Product Features
0Customer Service
0Convenience
5Trust
0I trusted the Velocity blurb of 'Fly more for less', but after accumulating over 200,000 points, found that they are only enough to make a return flight to Tonga! The same points for the same expenditure on a Qantas card would have enabled me to travel to Europe and back a number of times. I have also asked my bank to increase my credit limit for months. I easily have the required income, and have always paid, but they have dilly dallied for 4 months. – Edward from Victoria, a NAB credit card customer. Reviewed 6 days ago
Overall Rating
9Pricing
7Product Features
10Customer Service
10Convenience
10Trust
10Lost my credit card and they replaced it overseas in 2 days, to Bosnia. – Jamie from New South Wales, a NAB credit card customer. Reviewed 7 days ago
Overall Rating
10Pricing
8Product Features
8Customer Service
9Convenience
10Trust
10I had a query on charges, and it was followed up immediately, and rectified. – Maureen from New South Wales, a NAB credit card customer. Reviewed 9 days ago
Overall Rating
5Pricing
3Product Features
7Customer Service
10Convenience
5Trust
8There are hidden fees associated... Don't be fooled by the Visa Mini cashback marketing ploy! – Mel from New South Wales, a NAB credit card customer. Reviewed 14 days ago
See all NAB credit card reviews
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