NAB Low Rate
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NABNAB is the new name for National Australia Bank, one of Australia’s Big Four banks. These days, NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. If that’s not enough, NAB also plans to be carbon neutral by 2010! |
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Customer ratingsclick to open
| NAB Low Rate | ||
| Overall Customer Rating | 6.0#14 BASED ON 797 REVIEWS |
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| Price Rating | 5.2 | |
| Features Rating | 5.4 | |
| Service Rating | 5.7 | |
| Convenience Rating | 7.0 | |
| Trust Rating | 6.2 | |
| Go to site |
Ratesclick to open
| NAB Low Rate | ||
| Purchase Rate | 12.49% | |
| Intro Purchase Rate | 0.00% for 6 months | |
| Intro Rate Term | 6 Months | |
| Balance Transfer Rate | 4.99% for 6 months and then 20.99% | |
| Balance Transfer Term | 6 Months | |
| Balance Transfer Revert To Cash | yes | |
| Cash Advance Rate | 20.99% | |
| Interest Free Days | 55 | |
| Go to site |
*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.
Feesclick to open
| NAB Low Rate | ||
| Annual Fee | $49.00 | |
| Intro Annual Fee Waiver | ||
| Annual Fee Spend Threshold | ||
| Reward Program Fee | ||
| Late Payment Fee | $30.00 | |
| Overlimit Fee | $25.00 | |
| Cash Advance Fee | 1.75%, Min $1.75 | |
| Foreign Exchange Margin | 2.50% | |
| Duplicate Statement Fee | $7.00 | |
| Transaction Verification Fee | $5.00 | |
| Additional Card Fee | $0.00 | |
| Establishment Fee | ||
| Go to site |
Other financial bitsclick to open
| NAB Low Rate | ||
| Minimum Repayment Amount | $10.00 | |
| Minimum Repayment Percent | 2.5 | |
| Go to site |
Featuresclick to open
| NAB Low Rate | ||
| Additional Cardholders | 1 | |
| Travel Insurance | no | |
| Purchase Insurance | no | |
| Extended Warranty | no | |
| Other Restrictions | ||
| Other Benefits | ||
| Go to site |
Rewardsclick to open
| NAB Low Rate | ||
| Program Name | ||
| Rewards Type | ||
| Points Per Dollar | ||
| Points Lifetime | ||
| Bonus Points Available | no | |
| Bonus Points Lifetime | ||
| Conversion To Frequent Flyers | no | |
| Points To Frequent Flyer Ratio | ||
| Domestic Airline Partners | ||
| International Airline Partners | ||
| Go to site |
Most recent reviews of NAB credit cards
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Overall Rating
3 -
Pricing
5 -
Product Features
1 -
Customer Service
5 -
Convenience
7 -
Trust
6
No loyalty program and interest free offers or rate discounts are only given to new customers instead of loyal customers. – Rachel from South Australia, a NAB credit card customer. Reviewed 1 day ago
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Overall Rating
7 -
Pricing
6 -
Product Features
9 -
Customer Service
7 -
Convenience
7 -
Trust
7
The Rewards Program is sound and rewards easy to access, however the switch over to the new NAB gold Visa/American Express cards reward program, happened with minimal consultation from the bank. – Donna from Queensland, a NAB credit card customer. Reviewed 1 day ago
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Overall Rating
10 -
Pricing
5 -
Product Features
4 -
Customer Service
10 -
Convenience
10 -
Trust
10
They have removed late payment fees & overdrawn charges. – Jacky from New South Wales, a NAB credit card customer. Reviewed 1 day ago
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Overall Rating
7 -
Pricing
8 -
Product Features
5 -
Customer Service
7 -
Convenience
8 -
Trust
6
I would prefer if their credit cards had lower interest rates. – Raelene from Victoria, a NAB credit card customer. Reviewed 1 day ago
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Overall Rating
9 -
Pricing
8 -
Product Features
8 -
Customer Service
8 -
Convenience
10 -
Trust
8
I like the fact that I can collect Flybuy points which I can use to get cash or products just by paying bills and doing my shopping. – Sophie from Victoria, a NAB credit card customer. Reviewed 1 day ago
See all NAB credit card reviews
Find more credit cards by visiting our compare credit cards page.
NAB also offers the following Credit cards
- Standard
- Gold Card
- Mini
- Velocity Gold Card
- Velocity Card
- Qantas Gold Card
- Qantas Platinum Card
- Qantas Card
Other providers of credit cards
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