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NAB Mini

  • interest rate

    19.99 %
  • annual fees

    $24

  • interest free days

    55

  • rewards program

    no

  • balance transfer rate

    5.90% for 6 months

NAB's overall rating for credit cards is

6.1

(as rated by the Mozo community)

Rates

Purchase rate
19.99%
Intro purchase rate
none
Intro rate term
none
Balance transfer rate
5.90% for 6 months
Balance transfer term
6 Months
Balance transfer revert to cash
yes
Cash advance rate
19.99%
Interest free days
55

Other financial bits

Minimum repayment amount
$10.00
Minimum repayment percent
2.5

Fees

Annual fees
$24
Intro annual fee waiver
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$30.00
Overlimit fee
$25.00
Cash advance fee
1.75%, Min $1.75
Foreign exchange margin
2.50%
Duplicate statement fee
$7.00
Transaction verification fee
$5.00
Additional card fee
$0.00
Establishment fee
none

Features

Additional cardholders
1
Other restrictions
Fee up to 2.3% on purchases from overseas, even when in Aussie Dollars.
Other benefits
Earn a credit of up to $10 a month to your account for purchasing with your Visa Mini Card or companion

This is how the Mozo community has rated NAB for credit cards.

Product Type Overall Price Features Service Convenience Trust
Overall 6.1 5.2 5.5 5.8 6.9 6.2
NAB credit cards 6.1 1073 REVIEWS 5.2 5.5 5.8 6.9 6.2

NAB

NAB is focusing on providing smarter banking services and making local banking easier. Recent NAB initiatives include a range of low-fee and fee-free everyday banking accounts and faster turnaround on personal loan, home loan and credit card approvals. Their overarching motivated is to make a positive and sustainable impact in the lives of their customers and communities.

Some recent reviews of NAB credit cards

Kg from South Australia, a NAB credit card customer. 4Overall Rating
  NAB, like most financial institutions, include a lot of confusing terms in the fine print and are more than ready to charge you top dollar for your mistakes- they are also very pushy and I have received up to 3 calls in one day about the same matter (late credit card payment)- and are quite demanding on the phone. Reviewed 1 day ago  
  • 3Pricing
  • 3Product Features
  • 1Customer Service
  • 6Convenience
  • 6Trust
Yvette from New South Wales, a NAB credit card customer. 9Overall Rating
  Love that it is linked to Flybuys. Reviewed 2 days ago  
  • 7Pricing
  • 8Product Features
  • 8Customer Service
  • 9Convenience
  • 9Trust
A Mozo reviewer from New South Wales, a NAB credit card customer. 9Overall Rating
  I have always had terrific service from NAB, both personally at the counter, and on the internet. The tellers are always polite, and cordial, and the internet site is very easy to navigate. Reviewed 2 days ago  
  • 6Pricing
  • 6Product Features
  • 8Customer Service
  • 7Convenience
  • 10Trust
Athol from Victoria, a NAB credit card customer. 8Overall Rating
  I've always been with them, so I guess I can't really compare it to anyone else, but I'm pretty happy so far. Reviewed 2 days ago  
  • 8Pricing
  • 8Product Features
  • 8Customer Service
  • 8Convenience
  • 8Trust
Clare from Western Australia, a NAB credit card customer. 5Overall Rating
  I'd like to able to link up to a rewards programme without having to pay a hefty annual fee for both card and rewards. Reviewed 6 days ago  
  • 6Pricing
  • 2Product Features
  • 6Customer Service
  • 8Convenience
  • 8Trust
 

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