NAB Qantas Rewards Premium Card

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  • NAB

  • 19.99%

  • 4.99% for 6 months

  • $250

  • 44

Rewards scheme

  • Points are automatically credited to the Qantas Frequent Flyer program.
  • All rewards are redeemed via Qantas Frequent Flyer.
  • Bonus points on selected Qantas products and services, including eligible Qantas flights.

Privileges

  • Concierge
  • Travel Accident Insurance
  • Extended Warranty
  • Purchase Protection

Value of rewards points

  • Example reward
  • You'd need to spend
  •  
  • Visa
  • Amex
  • $100 gift card
  • $27,000
  • $13,500
  • Flight: Sydney-Melbourne
  • $28,000
  • $14,000
  • Flight: Sydney-London
  • $256,000
  • $128,000
  • Points are capped?
  • at $1,200,000 pa
  • Points expire?
  • Never

Details behind our 'value of rewards' calculations

  • Points earning 1.0 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
  • $100 gift card 13500 points buys a Myer $100 Gift Card
  • Flight: Sydney-Melbourne 14000 points buys a Qantas Syd-Mel flight
  • Flight: Sydney-London 128000 points buys a Qantas London flight

(how did we do it? find out...)

Rates

Purchase rate
19.99%
Intro purchase rate
none
Balance transfer rate
4.99% for 6 months
Balance transfer term
6 Months
Balance transfer revert to cash
no
Cash advance rate
21.74%
Interest free days
44

Other financial bits

Minimum repayment amount
$10.00
Minimum repayment percent
2.50%

Fees

Annual card fee
$250.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
$
Late payment fee
$5.00
Overlimit fee
$0.00
Cash advance fee
1.75%, Min $1.75
Foreign exchange margin
2.50%
Duplicate statement fee
$7.00
Transaction verification fee
$5.00
Additional card fee
$0.00
Establishment fee
$

Features

Additional cardholders
1
Other restrictions
none
Other benefits
Price Protection Insurance

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

How are NAB credit cards rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
NAB credit cards 6.7 Based on 432
NAB credit card reviews 		5.9 5.8 6.8 7.5 7.0

Read NAB credit card reviews by the Mozo community

Latest reviews of NAB Qantas Rewards Premium Card

    • Show Rates

      Ease of use

        11. Overall customer rating
        12. (Reviewed 3 months ago)

      Have always been satisfied with service and terms.       Full review 

      Have always been satisfied with service and terms.


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      NAB Qantas Platinum Card credit card review by Coral from Queensland

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      Yes
    • Show Rates

      Can use card anywhere. Easy to use.

        11. Overall customer rating
        12. (Reviewed 3 months ago)

      Not enough flier points for what you spend. Interest rate too high. Good customer service.       Full review 

      Not enough flier points for what you spend. Interest rate too high. Good customer service.


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      NAB Qantas Platinum Card credit card review by Ray from Queensland

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      Yes
    • Show Rates

      Charges are a bit high but so are the benefits.

        11. Overall customer rating
        12. (Reviewed 4 months ago)

      The credit card came with my mortgage. Now I use it to build a tally of frequent flyer points. I pay the monthly account in full each month, so no interest. These points are automatically converted to Qantas frequent flyer points, so no hassle the...       Full review 

      The credit card came with my mortgage. Now I use it to build a tally of frequent flyer points. I pay the monthly account in full each month, so no interest. These points are automatically converted to Qantas frequent flyer points, so no hassle there and I'll soon be flying with them - again.


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      NAB Qantas Platinum Card credit card review by Brian from New South Wales

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      Yes
    • Show Rates

      Good customer service and flexible card

        11. Overall customer rating
        12. (Reviewed 6 months ago)

      Product is good, perhaps interest rate is a bit high but most cards are. Overall though, very happy with the card and the service.       Full review 

      Product is good, perhaps interest rate is a bit high but most cards are. Overall though, very happy with the card and the service.


        11. Price
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      NAB Qantas Platinum Card credit card review by John from Victoria

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      Yes
    • Show Rates

      Easy to deal with

        11. Overall customer rating
        12. (Reviewed 7 months ago)

      You're able to haggle on fees with NAB!       Full review 

      You're able to haggle on fees with NAB!


        11. Price
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      NAB Qantas Platinum Card credit card review by Don from South Australia

      Was this review helpful?

      Yes
    • Show Rates

      More competitiveness needed with Platinum CC

        11. Overall customer rating
        12. (Reviewed 9 months ago)

      A person needs to ensure they nominate whether they want QFF points or flybuys with the NAB platinum. NAB Interest free period needs to be longer. As someone who pays off their card monthly in full the Coles Platinum mastercard is more benefic...       Full review 

      A person needs to ensure they nominate whether they want QFF points or flybuys with the NAB platinum. NAB Interest free period needs to be longer. As someone who pays off their card monthly in full the Coles Platinum mastercard is more beneficial as it has a 55 day interest free plus flybuy rewards with an automatic $10 off at Coles when paying for groceries by using flybuy points. Hence we use our Coles Platinum mastercard over our NAB platinum visa card.


        11. Price
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      NAB Qantas Platinum Card credit card review by Deidre from Western Australia

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      Yes
    • Show Rates

      Very friendly helpful staff.

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      I was recently a victim of a credit card scam involving a dodgy company somewhere in the middle east. It wasn't a huge amount ($87.00) but they had clearly received money for services that they failed to supply. It was for anti virus software th...       Full review 

      I was recently a victim of a credit card scam involving a dodgy company somewhere in the middle east. It wasn't a huge amount ($87.00) but they had clearly received money for services that they failed to supply. It was for anti virus software that, ironically, had infected my computer and corrupted my hard drive. I didn't think I had a hope of getting my money back, but made the call to the credit fraud dept. and within 10 days they had refunded the full amount to my account and kept me informed on the progress each day. It still cost me a lot of time and money to get my computer back to normal, and I've learnt a valuable lesson, but the NAB were very helpful and reassuring, I would recommend them wholeheartedly.


        11. Price
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      NAB Qantas Platinum Card credit card review by Steve from Victoria

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      Yes
    • Show Rates

      Provider of high service loyal customers

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      As a long time NAB customer, combining multiple products, including our home loan, they do go out of their way to give you a great rate and bonus features. Only fault with the NAB is the limited number of ATM's in convenient locations as well as ...       Full review 

      As a long time NAB customer, combining multiple products, including our home loan, they do go out of their way to give you a great rate and bonus features. Only fault with the NAB is the limited number of ATM's in convenient locations as well as extended opening hours/ weekends of branches.


        11. Price
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      NAB Qantas Platinum Card credit card review by Vanessa from New South Wales

      Was this review helpful?

      Yes
    • Show Rates

      Great for big spenders

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      If you're a heavy spender on your credit card, this is great for the frequent flyer points you can accumulate. The card fee is a bit hefty but you can pay this with points as well. Just make sure you pay the full balance every month so as to avoi...       Full review 

      If you're a heavy spender on your credit card, this is great for the frequent flyer points you can accumulate. The card fee is a bit hefty but you can pay this with points as well. Just make sure you pay the full balance every month so as to avoid the high interest.


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      NAB Qantas Platinum Card credit card review by Darren from Victoria

      Was this review helpful?

      Yes
    • Show Rates

      Fair outcome but the time it took to respond was

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      After contacting the bank re lower interest rate, I was informed that a customer service adviser in this field would contact me by phone the next working day. The call came two weeks later and yes the interest rate was lowered for a six month per...       Full review 

      After contacting the bank re lower interest rate, I was informed that a customer service adviser in this field would contact me by phone the next working day. The call came two weeks later and yes the interest rate was lowered for a six month period. My credit rating is perfect and the business debt that I am paying off through this card is now only around $12,000.00 I may have to look at another financial institution after the six month expiry date.


        11. Price
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      NAB Qantas Platinum Card credit card review by Geoffrey from New South Wales

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      Yes
    • Show Rates

      stingy and at a cost

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      Their rewards program has been getting progressively worse over the years, enough to bring one to tears. You can get 1 point for $1 spent elsewhere, so make the change now you are aware.       Full review 

      Their rewards program has been getting progressively worse over the years, enough to bring one to tears. You can get 1 point for $1 spent elsewhere, so make the change now you are aware.


        11. Price
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      NAB Qantas Platinum Card credit card review by Ann from Victoria

      1 person found this review helpful – do you?

      Yes
    • Show Rates

      great customer service

        11. Overall customer rating
        12. (Reviewed about 1 year ago)

      I have with the nab 30 odd years through thick and thin through recessions and good times. They have always been good to me       Full review 

      I have with the nab 30 odd years through thick and thin through recessions and good times. They have always been good to me


        11. Price
        11. Features
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      NAB Qantas Platinum Card credit card review by Wayne from New South Wales

      1 person found this review helpful – do you?

      Yes

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