Earn points that are converted into funds. These funds can be accessed via EFTPOS to make purchases.
Value of rewards points
Example reward
You'd need to spend
$100 gift card
$20,000
Points are capped?
at $60,000 pa
Points expire?
36 months
Details behind our 'value of rewards' calculations
Points earning
1 points per dollar on Visa, up to 60000 points per year
$100 gift card
20000 points buys a $100 Rewarder Credit
(how did we do it? find out...)
Rates
Purchase rate
13.14%
Intro purchase rate
4.99% for 5 months
Balance transfer rate
4.99% for 5 months
Balance transfer term
5 Months
Balance transfer revert to cash
no
Cash advance rate
13.14%
Interest free days
0
Other financial bits
Minimum repayment amount
$10.00
Minimum repayment percent
2.0
Fees
Annual card fee
$0.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
$
Late payment fee
$0.00
Overlimit fee
$0.00
Cash advance fee
$$2.00
Foreign exchange margin
3.65%
Duplicate statement fee
$5.00
Transaction verification fee
$0.00
Additional card fee
$0.00
Establishment fee
$
Features
Additional cardholders
1
Other restrictions
none
Other benefits
none
Rates
Purchase rate
13.14%
Intro purchase rate
4.99% for 5 months
Balance transfer rate
4.99% for 5 months
Balance transfer term
5 Months
Balance transfer revert to cash
no
Cash advance rate
13.14%
Interest free days
0
Other financial bits
Minimum repayment amount
$10.00
Minimum repayment percent
2.0
Fees
Annual card fee
$0.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
$55.00
Late payment fee
$0.00
Overlimit fee
$0.00
Cash advance fee
$$2.00
Foreign exchange margin
3.65%
Duplicate statement fee
$5.00
Transaction verification fee
$0.00
Additional card fee
$0.00
Establishment fee
$
Features
Additional cardholders
1
Other restrictions
none
Other benefits
none
About QANTAS Staff Credit Union
Qantas Staff Credit Union was established in 1959 as a way for employees to pool their money together. QSCU now offer a variety of financial products including credit cards home loan, personal loans and saving accounts. A financial co-operative QSCU provides competitive financial services to its members who own and are able to play a role in the unions direction.
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