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SGE Credit Union Gold Solutions

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Purchase rate
14.95%
Balance transfer rate
Annual card fee
$100.00
Interest free days
55

Product info
Customer reviews

Rewards scheme

Earn points that are converted into funds. These funds can be accessed via EFTPOS to make purchases.

Value of rewards points

Example reward
You'd need to spend

$100 gift card
$10,000

Points are capped?
No

Points expire?
Never

Details behind our 'value of rewards' calculations

Points earning 0.01 points per dollar on Visa, uncapped
$100 gift card 100 points buys a $100 Rewarder Credit

(how did we do it? find out...)

Rates

Purchase rate: 14.95%
Intro purchase rate: none
Balance transfer rate: none
Balance transfer term: none
Balance transfer revert to cash: none
Cash advance rate: 14.95%
Interest free days: 55

Other financial bits

Minimum repayment amount: $20.00
Minimum repayment percent: 3.5

Fees

Annual card fee: $100.00
Introductory fee: none
Annual fee spend threshold: none
Reward program fee: $0.00
Late payment fee: $25.00
Overlimit fee: $20.00
Cash advance fee: $$5
Foreign exchange margin: 2.85%
Duplicate statement fee: $2.00
Transaction verification fee: $30.00
Additional card fee: $0.00
Establishment fee: $

Features

Additional cardholders: 1
Other restrictions: none
Other benefits: none

About SGE Credit Union

Operating since 1959 SGE is a credit union that serves State Government Employees in NSW, VIC and other surrounding communities. SGE offers a large variety of personal financial services and products that aim to offer financial solutions to its members and their families. Being a credit union they are able to provide low cost products by offering more competitive interest rates, lower fees and charges for their customers. SGE has tailored its products to suit its customers and to make life easier for the SGE community.