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    • St George Vertigo

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     Vertigo card from St George

    0.99% p.a. balance transfer rate

    • Special 0.99% p.a. balance transfer rate for up to 12 months
    • Available until 11 April 2012

    St George Vertigo Review

    Review published: 25 January 2012

    What's hot:

    • 0.99% balance transfer rate for 12 months
    • Low standard 13.24% purchase rate

    What's not:

    • Only available to new customers

    Mozo snapshot:

    The St George Vertigo Mastercard is a great credit card if you're looking to conquer your debts in 2012. It has a dizzying 0.99% balance transfer rate for 12 months, low standard 13.24% purchase rate and $55 annual fee.

    Key features: The St George Vertigo card has one of the lower standard purchase rates on the market at 13.24% and a leisurely 55 day interest free period. The long balance transfer offer of 0.99% for 12 months makes this a good card for anyone who is looking to spread out their repayments and save a heap on interest. Unlike other credit cards that revert to high cash advance rates of 20% or more after the balance transfer offer ends, any debts remaining on the St George Vertigo Card will revert to the low 13.24% purchase rate after 12 months.

    While other cards can charge $35 or more for late payments, the St George Vertigo card only has a $9 fee for the odd late payment.

    Who it's good for: If debt clearing is your new years resolution for 2012, the St George Vertigo should be your weapon of choice.

    Any catches? Don't procrastinate! The St George Vertigo balance transfer offer is only available until 11 April 2012. Also, existing St George, Bank SA and Bank of Melbourne credit card holders will be disappointed to learn that the balance transfer offer is only available to new customers.

    How are St George credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    St George credit cards 6.2 Based on 142
    St George credit card reviews     		5.8 4.6 6.6 7.2 6.8

    Read St George credit card reviews by the Mozo community

    Rates

    Purchase rate
    13.24%
    Intro purchase rate
    none
    Balance transfer rate
    0.99% for 12 months
    Balance transfer term
    12 Months
    Balance transfer revert to cash
    no
    Cash advance rate
    21.49%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $10.00
    Minimum repayment percent
    2.0

    Fees

    Annual card fee
    $55.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $
    Late payment fee
    $9.00
    Overlimit fee
    $9.00
    Cash advance fee
    $2%, Min $2.50
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $7.50
    Transaction verification fee
    $10.50
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    1
    Other restrictions
    $2 withdrawal fee also applies to non StGeorge ATMs if you reside in NSW, SA or ACT, otherwise its $1.50. Replacement cards are $15.
    Other benefits
    none

    About St George

    St.George is Australia’s fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that’s good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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